406 W 20th St, Merced, CA 95340 Property Records

Merced County property record for 406 W 20th St, Merced, CA 95340

Property Summary

Property Type	Multi-Family Dwellings
Details	2 bd · 1 ba · 680 sqft · built 1955
Lot Size	0.158 acres (6,900 sqft)
Owner	Company Name on Record
Last Sale	$77,000 (Sep 2013)
Tax Bill	$1,060 (2025)
Deeds & Mortgages	Mar 2022 Mortgage Jun 2017 Mortgage
Flood Zone	Zone AO (high risk)
APN	`031-063-006-000`

Property Details

APN / Parcel Number

Primary APN	`031-063-006-000`
Alternative APN	`031-063-006`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Units	4 Units
Stories	1 Story
Building Area	680 sqft Living Area
1st Floor Area	680 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Architectural Style	Custom Design
Construction Type	Wood
Roof Material	Other
Lot Area	6,900 sqft (0.158 acres)

Utilities, Heating & Cooling

Cooling System	None

Location & Zoning

Old Parcel Number	031-063-006
Street Address	406 W 20TH ST
City	MERCED
State	CA
Zip	95340-3714
Property Category	Residential
Property Type	Residential > Multi-Unit > Multi-Family Dwellings
Local Zoning Code	CC
Legal Description	MERCED POR LOT 1&2 BLK 123
Legal Subdivision	MERCED
Legal Block	123
Legal Lot Number	1,2
Jurisdiction	MERCED CA
Township / Civil Division	MERCED
Census Block Group	3
Census Block	3004
Census Tract	1302

Owner

Source: Merced County records, as of July 16, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	14347 ERIN LN, POWAY, CA 92064-5906
Owner Type	Company
Vesting	Limited Liability Company

Deeds, Mortgages & Sale History

Date	Document
Mar 28, 2022	Intrafamily Transfer, Transfer · Conventional Mortgage NEXERA HOLDING LLC
Jun 7, 2017	Deed of Trust, Mortgage TELLIARD ENTS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 19, 2013 · Amount on Record
Deed Sale	Sep 19, 2013 · Amount on Record
Deed Document Number	201333772
Last Transfer Date	Jan 31, 2022
Transfer Doc	0000012532
Record Updated	Sep 20, 2026

March 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MERCED CA
Recording Date	Mar 28, 2022
Property Address	406 W 20TH ST, MERCED, CA 95340-3714
Document Number	0000012532
Map Reference	MB 2 PG 12
Instrument Date	Jan 31, 2022
Instrument	2022012532
Transaction Type	Transfer
Record Updated	Jul 21, 2022
Title Company	TRANSCOUNTY TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14347 ERIN LN, POWAY, CA 92064-5906

Mortgage

Document Number	0000012533
Date	Mar 28, 2022
Instrument	2022012533

Lender

Name	NEXERA HOLDING LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCED CA
Property Address	406 W 20TH ST, MERCED, CA 95340-3714
Document Number	0000019022
Instrument Date	Jun 7, 2017
Transaction Type	Mortgage
Record Updated	Sep 19, 2017
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	11835 CARMEL MOUNTAIN RD #1304 SAN DIEGO CA 921284609, 1304, SAN DIEGO, CA 92128-4609

Mortgage

Document Number	0000019022
Date	Jun 15, 2017
Instrument	19022

Lender

Name	TELLIARD ENTS

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Merced County assessment roll, as of July 16, 2025

Property Jurisdictions

Type	Name
State	California
County	Merced County
Municipality	Merced City
Elementary School District	Merced City Elementary School District (KG - 08)
Secondary School District	Merced Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$1,060.00 (+5.68%)	$94,378 (+4.04%) Land $24,511 Building $69,867
2024	$1,003.00 (+1.42%)
2023	$989.00 (+1.44%)	$90,715 Land $23,560 Building $67,155
2022	$975.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AO high risk · sheet flow 1–3 ft
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 59 policies
Nearby Flood Policies	59 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MERCED serves 96,073 people · EPA ID CA2410009
Water Source	Groundwater
Last State Inspection	Sep 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 552 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
unWired Broadband Fixed Wireless	400 / 50
Cal.net Fixed Wireless	100 / 20

May also be available: AT&T, Ayera Technologies, GeoLinks, T-Mobile, Verizon.

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