Madison County property record for 411 Thoreau Spring Rd, Madison, AL 35758
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 2,627 sqft · built 2004 |
| Lot Size | 0.413 acres (17,990 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $17,000 (Jun 2018) |
| Tax Bill | $3,598 (2026) |
| Deeds & Mortgages | Apr 2026 Mortgage Jul 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 16-03-06-0-001-009.061 |
| Primary APN | 16-03-06-0-001-009.061 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 2,627 sqft Living Area |
| 1st Floor Area | 2,627 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Exterior Material | Brick |
| Construction Type | Wood |
| Foundation Type | Retaining Wall |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 17,990 sqft (0.413 acres) |
| Lot Dimensions | 180 ft deep x 100 ft wide |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 470586 |
|---|---|
| Street Address | 411 THOREAU SPRING RD |
| City | MADISON |
| State | AL |
| Zip | 35758-3645 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 85 WALDEN PH II A R/S OF TR 1 OF A R/S OF TR 1 COMMON AREA B & COMMON AREA CLUBHOUSE OF WALDEN A R/S OF TR 4&5 OF TALL OA |
| Legal Range | 02W |
| Legal Township | 04S |
| Legal Section | 06 |
| Legal Subdivision | WALDEN PH II |
| Legal Tract | 1 |
| Legal Lot Number | 85 |
| Jurisdiction | MADISON AL |
| Township / Civil Division | MADISON |
| Census Block Group | 2 |
| Census Block | 2024 |
| Census Tract | 11024 |
411 Thoreau Spring Rd is owned and occupied by two individuals who bought it in June 2018.
Source: Madison County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 411 THOREAU SPRING RD, MADISON, AL 35758-3645 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 30, 2026 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Jul 20, 2020 | Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS |
| Jun 18, 2018 | Grant Deed, Transfer · Conventional with PMI GUARANTEED RATE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 18, 2018 · Amount on File |
| Deed Sale | Jun 18, 2018 · Amount on File |
| Prior Sale | Oct 3, 2008 · Amount on File |
| Deed Document Number | 201838322 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON AL |
| Recording Date | Apr 30, 2026 |
| Property Address | 411 THOREAU SPRING RD, MADISON, AL 35758-3645 |
| Document Number | 2026090189 |
| Book / Page | 2026 / 90189 |
| Instrument Date | Apr 25, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 411 THOREAU SPRING RD, MADISON, AL 35758-3645 |
| Document Number | 2026090189, |
|---|---|
| Date | Apr 30, 2026 |
| Book Page | 2026/90189 |
| Name | ROCKET MORTGAGE LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.38% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON AL |
| Property Address | 411 THOREAU SPRING RD, MADISON, AL 35758-3645 |
| Document Number | 0000056431 |
| Instrument Date | Jul 20, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Sep 29, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 411 THOREAU SPRING RD MADISON AL 357583645, MADISON, AL 35758-3645 |
| Document Number | 0000056431 |
|---|---|
| Date | Aug 3, 2020 |
| Instrument | 56431 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 2, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MADISON AL |
| Recording Date | Jun 18, 2018 |
| Property Address | 411 THOREAU SPRING RD, MADISON, AL 35758-3645 |
| Document Number | 0000038322 |
| Instrument Date | Jun 14, 2018 |
| Instrument | 38322 |
| Transaction Type | Transfer |
| Record Updated | Jul 9, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $17.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 411 THOREAU SPRING RD MADISON AL 357583645, MADISON, AL 35758-3645 |
| Document Number | 38323 |
|---|---|
| Date | Jun 18, 2018 |
| Instrument | 38323 |
| Name | GUARANTEED RATE |
|---|---|
| Address | CHICAGO, IL 60613 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 17, 2048 |
The 2026 property tax bill for 411 Thoreau Spring Rd was $3,598 with a homeowner's exemption, up 2.2% from the year before.
Source: Madison County assessment roll, as of November 17, 2025
| Type | Name |
|---|---|
| State | Alabama |
| County | Madison County |
| Municipality | Madison City |
| Unified School District | Madison City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,598.00 (+2.19%) | ||
| 2025 | $3,521.00 Homeowner's exemption | $51,220 Land $5,360 Building $45,860 | $512,100 Land $53,500 Building $458,600 |
| 2023 | $3,321.00 (+13.31%) Homeowner's exemption | $48,340 (+13.16%) Land $5,360 Building $42,980 | $483,200 (+13.16%) Land $53,500 Building $429,700 |
| 2022 | $2,931.00 Homeowner's exemption | $42,720 Land $5,360 Building $37,360 | $427,000 Land $53,500 Building $373,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 411 Thoreau Spring Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 411 Thoreau Spring Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 99.2% of Alabama |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 104 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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