Madison County property record for 409 Thoreau Spring Rd, Madison, AL 35758
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 2,767 sqft · built 2004 |
| Lot Size | 0.413 acres (17,990 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $3,323 (2026) |
| Deeds & Mortgages | Mar 2021 Line of Credit Mar 2019 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 16-03-06-0-001-009.060 |
| Primary APN | 16-03-06-0-001-009.060 |
|---|---|
| Alternative APN |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,767 sqft Living Area |
| 1st Floor Area | 2,767 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Exterior Material | Brick |
| Construction Type | Wood |
| Foundation Type | Retaining Wall |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 17,990 sqft (0.413 acres) |
| Lot Dimensions | 180 ft deep x 100 ft wide |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 126879 |
|---|---|
| Street Address | 409 THOREAU SPRING RD |
| City | MADISON |
| State | AL |
| Zip | 35758-3645 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 86 WALDEN PH II A RESUB OF TRACT 1 OF A RESUB OF TRACT 1 COMMON AREA B & COMMON AREA CLUBHOUSE OF WALDEN A RESUB OF TRACT |
| Legal Range | 02W |
| Legal Township | 04S |
| Legal Section | 06 |
| Legal Subdivision | WALDEN PH II |
| Legal Tract | 1 |
| Legal Lot Number | 86 |
| Jurisdiction | MADISON AL |
| Township / Civil Division | MADISON |
| Census Block Group | 2 |
| Census Block | 2024 |
| Census Tract | 11024 |
Source: Madison County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 409 THOREAU SPRING RD, MADISON, AL 35758-3645 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 31, 2021 | Deed of Trust, Mortgage · Line of Credit FNB BANK |
| Mar 22, 2019 | Deed of Trust, Mortgage · Line of Credit BANCORPSOUTH |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON AL |
| Property Address | 409 THOREAU SPRING RD, MADISON, AL 35758-3645 |
| Transaction Type | Mortgage |
| Record Updated | Nov 17, 2025 |
| Name | Verified Name |
|---|---|
| Address | 409 THOREAU SPRING RD, MADISON, AL 35758-3645 |
| Document Number | 0000026457 |
|---|---|
| Date | Mar 31, 2021 |
| Instrument | 2021-00026457 |
| Name | FNB BANK |
|---|---|
| Type | Bank |
| Address | SCOTTSBORO, AL 35768 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON AL |
| Property Address | 409 THOREAU SPRING RD, MADISON, AL 35758-3645 |
| Document Number | 0000019277 |
| Instrument Date | Mar 22, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Apr 23, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 409 THOREAU SPRING RD MADISON AL 357583645, MADISON, AL 35758-3645 |
| Document Number | 0000019277 |
|---|---|
| Date | Apr 3, 2019 |
| Instrument | 19277 |
| Name | BANCORPSOUTH |
|---|---|
| Type | Bank |
| Address | TUPELO, MA 38803-4360 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Apr 2, 2024 |
| Rate Type | Adjustable Rate |
|---|
Source: Madison County assessment roll, as of November 17, 2025
| Type | Name |
|---|---|
| State | Alabama |
| County | Madison County |
| Municipality | Madison City |
| Unified School District | Madison City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,323.00 (+2.12%) | ||
| 2025 | $3,254.00 (+5.99%) Homeowner's exemption | $47,380 (+5.95%) Land $5,360 Building $42,020 | $473,600 (+5.93%) Land $53,500 Building $420,100 |
| 2023 | $3,070.00 (+15.07%) Homeowner's exemption | $44,720 (+14.84%) Land $5,360 Building $39,360 | $447,100 (+14.88%) Land $53,500 Building $393,600 |
| 2022 | $2,668.00 Homeowner's exemption | $38,940 Land $5,360 Building $33,580 | $389,200 Land $53,500 Building $335,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 99.2% of Alabama |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 104 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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