411 SE 12th Ave, Okeechobee, FL 34974 Property Records

Okeechobee County property record for 411 SE 12th Ave, Okeechobee, FL 34974

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,195 sqft · built 2019
Lot Size	0.332 acres (14,462 sqft)
Owner	2 Individual Names on Record
Last Sale	$249,000 (Apr 2024)
Tax Bill	$3,656 (2025)
Deeds & Mortgages	Apr 2024 Sale & Mortgage Aug 2022 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`3-22-37-35-0230-00010-0050`

Property Details

APN / Parcel Number

Primary APN	`3-22-37-35-0230-00010-0050`
Alternative APN	`R32237350230000100050`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,195 sqft Living Area
Gross Area	1,360 sqft
1st Floor Area	1,195 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Architectural Style	Modular
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	14,462 sqft (0.332 acres)
Lot Dimensions	145 ft deep x 50 ft wide
Porch	Screened/Unfinished Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	411 SE 12TH AVE
City	OKEECHOBEE
State	FL
Zip	34974-4627
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WRIGHTS FIRST ADDITION TO OKEECHOBEE (PLAT BOOK 1 PAGE 13) LOTS 5 & 6 BLOCK 1
Legal Range	35E
Legal Township	37S
Legal Section	22
Legal Subdivision	WRIGHTS FIRST ADDITION TO OKEECHOBEE
Legal Block	1
Legal Lot Number	5,6
Jurisdiction	OKEECHOBEE FL
Township / Civil Division	OKEECHOBEE
Census Block Group	1
Census Block	1016
Census Tract	910500

Owner

Source: Okeechobee County records, as of November 19, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	411 SE 12TH AVE, OKEECHOBEE, FL 34974-4627
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Apr 10, 2024	Warranty Deed, Transfer · FHA Mortgage THE MORTGAGE FIRM INC
Aug 16, 2022	Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Jun 17, 2019	Intrafamily Transfer, Transfer · Conventional Mortgage 21ST MORTGAGE CORP
Sep 25, 2018	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 10, 2024 · Amount on Record
Deed Sale	Apr 10, 2024 · Amount on Record
Prior Sale	Aug 16, 2022 · Amount on Record
Deed Document Number	20243937
Prior Transfer Date	Apr 19, 2013
Prior Transfer Doc	0007450068
Record Updated	Jun 8, 2026

April 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKEECHOBEE FL
Recording Date	Apr 10, 2024
Property Address	411 SE 12TH AVE, OKEECHOBEE, FL 34974-4627
Document Number	0000003937
Map Reference	MB 1 PG 13
Instrument Date	Apr 5, 2024
Instrument	2024003937
Transaction Type	Transfer
Record Updated	Apr 2, 2026
Title Company	ALLY PARKER BROWN TITLE INSURANCE, ALLY PARKER BROWN TTL INS AG

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,743.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3641 SE 8TH ST, OKEECHOBEE, FL 34974

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	411 SE 12TH AVE, OKEECHOBEE, FL 34974-4627
Investor	Possibly a Property Investor

Mortgage

Document Number	0000003938
Date	Apr 10, 2024
Instrument	2024003938

Lender

Name	THE MORTGAGE FIRM INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2054

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKEECHOBEE FL
Recording Date	Aug 16, 2022
Property Address	411 SE 12TH AVE, OKEECHOBEE, FL 34974-4627
Document Number	0000011142
Map Reference	MB 1 PG 13
Instrument Date	Jul 20, 2022
Instrument	2022011142
Transaction Type	Transfer
Record Updated	Sep 19, 2022
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,679.30
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	URB MONACO 3, MANATI XX

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	411 SE 12TH AVE, OKEECHOBEE, FL 34974-4627

Mortgage

Document Number	0000011143
Date	Aug 16, 2022
Instrument	2022011143

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2052

June 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OKEECHOBEE FL
Recording Date	Jun 17, 2019
Property Address	411 SE 12TH AVE, OKEECHOBEE, FL 34974-4627
Document Number	0000006281
Book / Page	0826 / 0870
Map Reference	MB 1 PG 13
Instrument Date	Jun 14, 2019
Instrument	2019006281
Transaction Type	Transfer
Record Updated	May 2, 2022
Title Company	TITLE PRO LLC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7610 HOPE ST, 7610, HOLLYWOOD, FL 33024-2632

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	411 SE 12TH AVE, OKEECHOBEE, FL 34974-4627

Mortgage

Document Number	0000826871
Date	Jun 17, 2019
Instrument	0826/871

Lender

Name	21ST MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	276 Months
Due	Jun 15, 2042

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKEECHOBEE FL
Recording Date	Sep 25, 2018
Property Address	411 SE 12TH AVE, OKEECHOBEE, FL 34974-4627
Document Number	0008131788
Book / Page	000813 / 001788
Instrument Date	Sep 20, 2018
Instrument	11725
Transaction Type	Transfer
Record Updated	Oct 19, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$84.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7610 HOPE ST HOLLYWOOD FL 330242632, HOLLYWOOD, FL 33024-2632

Tax Assessment & Valuation

Source: Okeechobee County assessment roll, as of November 19, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okeechobee County
Municipality	Okeechobee City
Unified School District	Okeechobee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,656.00 (-5.21%)	$199,491 (+21.89%) Land $27,224 Building $172,267	$199,491 (+21.89%) Land $27,224 Building $172,267
2023	$3,857.00 (+92.75%)	$163,668 (+39.52%) Land $17,820 Building $145,848	$163,668 (+8.79%) Land $17,820 Building $145,848
2022	$2,001.00 Homeowner's exemption Disabled Person's exemption	$117,306	$150,444 Land $12,376 Building $138,068

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 16, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 27 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	27 in force
Nearby Flood Claims	8 (1992–2012)
Most Recent Claim	Aug 2012 · rainfall accumulation
Claims by Event	Hurricane Wilma, Oct 2005 · 2 claims Hurricane Frances, Sep 2004 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · lower than 81% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OKEECHOBEE UTILITY AUTHORITY serves 20,000 people · EPA ID FL4470257
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	5 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	Haloacetic acids resolved · Jan 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	22 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 176 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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