400 SE 12th Ave, Okeechobee, FL 34974 Property Records

Okeechobee County property record for 400 SE 12th Ave, Okeechobee, FL 34974

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 936 sqft · built 1997
Lot Size	0.332 acres (14,462 sqft)
Owner	Individual Name on File
Last Sale	$100,000 (Aug 2019)
Tax Bill	$937 (2025)
Deeds & Mortgages	Aug 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`3-22-37-35-0230-00020-0010`

Property Details

APN / Parcel Number

Primary APN	`3-22-37-35-0230-00020-0010`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	936 sqft Heated Area
Gross Area	1,080 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1997
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	14,462 sqft (0.332 acres)
Lot Dimensions	145 ft deep x 50 ft wide
Porch	Finished/Screened Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	400 SE 12TH AVE
City	OKEECHOBEE
State	FL
Zip	34974-4628
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WRIGHT'S FIRST ADDITION TO OKEECHOBEE (PLAT BOOK 1 PAGE 13) LOTS 1 & 4 BLOCK 2
Legal Range	35E
Legal Township	37S
Legal Section	22
Legal Subdivision	FIRST ADDITION
Legal Block	2
Legal Lot Number	1,4 4
Jurisdiction	OKEECHOBEE FL
Township / Civil Division	OKEECHOBEE
Census Block Group	1
Census Block	1017
Census Tract	910500

Owner

Source: Okeechobee County records · APN 3-22-37-35-0230-00020-0010

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	400 SE 12TH AVE, OKEECHOBEE, FL 34974-4628
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 30, 2019 · Amount on Record
Deed Sale	Aug 30, 2019 · Amount on Record
Prior Sale	Nov 01, 2013 · Amount on Record
Deed Document Number	2019009150
Deed Book / Page	0830 / 0232
Record Updated	Jun 08, 2026

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKEECHOBEE FL
Recording Date	Aug 30, 2019
Property Address	400 SE 12TH AVE, OKEECHOBEE, FL 34974-4628
Document Number	0000009150
Book / Page	0830 / 0232
Map Reference	MB 1 PG 13
Instrument Date	Aug 23, 2019
Instrument	2019009150
Transaction Type	Transfer
Record Updated	May 02, 2022
Title Company	CLEAR TITLE & LEGAL SERVICES

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$700.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	117 MOFFETT DR, 117, JONESBORO, LA 71251-3015

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	400 SE 12TH AVE, OKEECHOBEE, FL 34974-4628

Mortgage

Document Number	0000830234
Date	Aug 30, 2019
Instrument	0830/234

Lender

Name	CENTERSTATE BANK OF FLORIDA NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 01, 2049

Tax Assessment & Valuation

Source: Okeechobee County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okeechobee County
Municipality	Okeechobee City
Unified School District	Okeechobee County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$937.00 (-33.4%) Homeowner's exemption	$91,335 (+5.99%)	$142,283 (+11.68%) Land $27,224 Building $115,059
2023	$1,407.00 (+6.67%) Homeowner's exemption	$86,176 (+3%)	$127,405 (+20.62%) Land $17,820 Building $109,585
2022	$1,319.00 Homeowner's exemption	$83,666	$105,629 Land $12,376 Building $93,253

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of July 16, 2015 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 27 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	27 in force
Nearby Flood Claims	8 (1992–2012)
Most Recent Claim	Aug 2012 · rainfall accumulation
Claims by Event	Hurricane Wilma, Oct 2005 · 2 claims Hurricane Frances, Sep 2004 · 4 claims

Wildfire

Wildfire Risk	Moderate above 48% of the US · lower than 81% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Verizon.

Based on FCC filings for 176 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	OKEECHOBEE UTILITY AUTHORITY serves 20,000 people
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	5 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	Haloacetic acids resolved · Jan 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	22 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.