408 Saint Christopher Dr, O Fallon, MO 63366 Property Records

St. Charles County property record for 408 Saint Christopher Dr, O Fallon, MO 63366

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 950 sqft · built 1960
Lot Size	0.245 acres (10,680 sqft)
Owner	Company Name on Record
Tax Bill	$2,140 (2025)
Deeds & Mortgages	Sep 2021 Sale Jul 2021 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`218700A000`

Property Details

APN / Parcel Number

Primary APN	`218700A000`
Alternative APN	`2-051C-4271-00-0210.0000000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	950 sqft Living Area
Gross Area	1,400 sqft
1st Floor Area	950 sqft

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,680 sqft (0.245 acres)
Lot Dimensions	120 ft deep x 89 ft wide
Garage Type	Attached
Garage Area	450 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	72 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	218700A000
Street Address	408 SAINT CHRISTOPHER DR
City	O FALLON
State	MO
Zip	63366-2220
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AE9
Legal Description	FOREST PK OF OFALLON LOT 210 & PT 211
Legal Subdivision	FOREST PK OF OFALLON
Legal Lot Number	210
Jurisdiction	ST CHARLES MO
Township / Civil Division	O'FALLON
Census Block Group	2
Census Block	2006
Census Tract	311602

Owner

Source: St. Charles County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	128 PEACEFUL MEADOW CT, LAKE SAINT LOUIS, MO 63367-2603
Owner Type	Company
Vesting	Limited Liability Company

Deeds, Mortgages & Sale History

Date	Document
Sep 2, 2021	Warranty Deed, Transfer
Jul 27, 2021	Warranty Deed, Transfer
Oct 22, 2020	Deed of Trust, Mortgage CARROLLTON BK
May 1, 2017	Warranty Deed, Transfer · Conventional Mortgage CARROLLTON BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 2, 2021
Deed Sale	Sep 2, 2021
Prior Sale	Jul 27, 2021
Deed Document Number	202174021
Record Updated	Sep 20, 2026

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Sep 2, 2021
Property Address	408 SAINT CHRISTOPHER DR, O FALLON, MO 63366-2220
Document Number	2021R074021
Instrument Date	Aug 27, 2021
Instrument	2021R-074021
Transaction Type	Transfer
Record Updated	Sep 15, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	128 PEACEFUL MEADOW CT, 128, LAKE ST LOUIS, MO 63367-2603

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	128 PEACEFUL MEADOW CT, LAKE ST LOUIS, MO 63367-2603

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Jul 27, 2021
Property Address	408 SAINT CHRISTOPHER DR, O FALLON, MO 63366-2220
Document Number	2021R062863
Instrument Date	Jul 16, 2021
Instrument	2021R-062863
Transaction Type	Transfer
Record Updated	Aug 10, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	128 PEACEFUL MEADOW CT, 128, LAKE SAINT LOUIS, MO 63367-2603

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	128 PEACEFUL MEADOW CT, LAKE SAINT LOUIS, MO 63367-2603

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	408 SAINT CHRISTOPHER DR, O FALLON, MO 63366-2220
Document Number	0000083299
Instrument Date	Oct 22, 2020
Transaction Type	Mortgage
Record Updated	Feb 22, 2021
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	408 SAINT CHRISTOPHER DR #0 O FALLON MO 633662220, O FALLON, MO 63366-2220

Mortgage

Document Number	0000083299
Date	Oct 30, 2020
Instrument	83299

Lender

Name	CARROLLTON BK
Type	Bank
Address	ST LOUIS, MO 63146

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Oct 29, 2035

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	May 1, 2017
Property Address	408 SAINT CHRISTOPHER DR, O FALLON, MO 63366-2220
Document Number	0067361216
Book / Page	6736 / 1216
Instrument Date	Apr 28, 2017
Instrument	20170501000262360
Transaction Type	Transfer
Record Updated	Aug 9, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount from Assessment
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	27995 BIG ROCK RD, 27995, WARRENTON, MO 63383-5766

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	128 PEACEFUL MEADOW CT, LAKE SAINT LOUIS, MO 63367-2603

Mortgage

Document Number	20170501000262370
Date	May 1, 2017
Instrument	20170501000262370

Lender

Name	CARROLLTON BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2047

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	O'Fallon City
Unified School District	Fort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$33,012 (-)	$173,747 (-) Land $40,000 Building $133,747
2025	$2,140.00 (-1.92%)	$33,012 (+0.95%)	$173,747 (+0.95%) Land $40,000 Building $133,747
2024	$2,182.00
2023		$32,700
2022			$172,105 Land $40,000 Building $132,105

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 95% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OFALLON PWS serves 32,515 people · EPA ID MO6010588
Water Source	Purchased surface water from several systems
Last State Inspection	Aug 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 555 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gateway Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: Verizon, Wisper ISP.

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