Burnet County property record for 346 Saddle Ridge Dr, Bertram, TX 78605
| Property Type | General Agricultural/Rural |
|---|---|
| Details | 5,060 sqft |
| Lot Size | 9.13 acres (398,138 sqft) |
| Owner | Individual Name on File |
| Last Sale | $872,443 (Oct 2021) |
| Tax Bill | $15,185 (2025) |
| Deeds & Mortgages | Oct 2021 Construction Loan |
| Flood Zone | Zone X (minimal risk) |
| APN | 07274-0100-00006-000 |
| Primary APN | 07274-0100-00006-000 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 5,060 sqft Gross Area |
| 1st Floor Area | 3,447 sqft |
| Lot Area | 398,138 sqft |
|---|---|
| Garage Type | Attached |
| Garage Area | 910 sqft |
| Parking Spaces | 4 Parking Spaces |
| Pool Area | 1,216 sqft |
|---|---|
| Porch | Porch |
| Deck Area | 180 sqft |
| Patio Area | 1,045 sqft |
| Canopy | 2,719 sqft |
| Utility Building | 192 sqft |
| Street Address | 346 SADDLE RIDGE DR |
|---|---|
| City | BERTRAM |
| State | TX |
| Zip | 78605-3308 |
| Property Category | Agriculture or Farming |
| Property Type | Agriculture / Farming > General Agricultural/Rural |
| Legal Description | S7274 RANCHES AT CANYON CREEK LOT 6, PHASE 1, 9.14 |
| Legal Subdivision | RANCHES AT CANYON CREEK |
| Legal Block | 2 |
| Legal Lot Number | 6 |
| Jurisdiction | BURNET TX |
| Township / Civil Division | BURNET |
| Census Block Group | 2 |
| Census Block | 2061 |
| Census Tract | 960402 |
346 Saddle Ridge Dr, an agricultural property, is owned and occupied by an individual who bought it in October 2021.
Source: Burnet County records, as of September 9, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 346 SADDLE RIDGE DR, BERTRAM, TX 78605-3308 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 13, 2021 · Amount on File |
| Deed Sale | Oct 13, 2021 · Amount on File |
| Prior Sale | Jan 12, 2016 · Amount on File |
| Deed Document Number | 202117139 |
| Prior Transfer Date | Oct 8, 2021 |
| Prior Transfer Doc | 0202117139 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | BURNET TX |
| Recording Date | Oct 13, 2021 |
| Property Address | 346 SADDLE RIDGE DR, BERTRAM, TX 78605-3308 |
| Document Number | 0202117139 |
| Map Reference | FILE 201508986 |
| Instrument Date | Oct 8, 2021 |
| Instrument | 202117139 |
| Transaction Type | Transfer |
| Record Updated | Dec 6, 2022 |
| Title Company | HIGHLAND LAKES TITLE-BURNET, HIGHLAND LAKES TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 120 DASHING SYCAMORE ST, 120, SAN MARCOS, TX 78666-3749 |
| Name | Verified Name |
|---|---|
| Address | 806 S BSEDED, LEANDER, TX 78641 |
| Document Number | 0202117141 |
|---|---|
| Date | Oct 13, 2021 |
| Instrument | 202117141 |
| Name | R BANK |
|---|---|
| Type | Bank |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.5% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Nov 1, 2022 |
| Change Frequency | Annually |
| Min Rate At Change | 3.5% |
| Max Rate At Change | 5.5% |
| Index | 1-Year CMT |
| Max Rate | 9.25% |
The 2025 property tax bill for 346 Saddle Ridge Dr was $15,185 with a homeowner's exemption, up 5.9% from the year before.
Source: Burnet County assessment roll, as of September 9, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Burnet County |
| Unified School District | Burnet Consolidated Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,251,777 (-0.14%) Land $26,540 Building $1,225,237 | $1,462,877 (-0.12%) Land $237,640 Building $1,225,237 | |
| 2025 | $15,185.00 (+5.89%) Homeowner's exemption | $1,253,500 Land $26,540 Building $1,226,960 | $1,464,600 Land $237,640 Building $1,226,960 |
| 2024 | $14,340.00 (-13.62%) | ||
| 2023 | $16,602.00 | $1,244,744 Land $23,478 Building $1,221,266 | $1,430,268 Land $209,002 Building $1,221,266 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 346 Saddle Ridge Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2025.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2025) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jul 2025 · Severe Storms, Straight-line Winds, And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 346 Saddle Ridge Dr is high, ranking above 74% of the US, with a 0.3% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 74% of the US · above 66% of Texas |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
5G (outdoors only) and 4G LTE
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