411 S Cave Rd, Bloomington, IN 47403 Property Records

Monroe County property record for 411 S Cave Rd, Bloomington, IN 47403

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 2,192 sqft · built 1964
Lot Size	4.64 acres (202,118 sqft)
Owner	2 Individual Names on Record
Tax Bill	$962 (2025)
Deeds & Mortgages	Dec 2025 Mortgage Oct 2025 Transfer
Flood Zone	Zone X (minimal risk)
APN	`016-16240-00`

Property Details

APN / Parcel Number

Primary APN	`016-16240-00`
Alternative APN	`53-09-03-200-025.000-015`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	2,192 sqft Living Area
1st Floor Area	2,192 sqft
Basement Area	638 sqft
Unfinished Basement	638 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1979
Construction Type	Masonry / Concrete Block
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	202,118 sqft (4.64 acres)
Terrain	Rolling
Garage Type	Detached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Shed	1 Shed
Shed Area	308 sqft
Lean-To	220 sqft

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Account Number	016-16240-00
Street Address	411 S CAVE RD
City	BLOOMINGTON
State	IN
Zip	47403-9600
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RE25
Legal Description	016-16240-00 PT W1/2 NW 3-8-2W 4.64A PLAT 30
Jurisdiction	MONROE IN
Township / Civil Division	VAN BUREN
Census Block Group	2
Census Block	2000
Census Tract	1200

Owner

Source: Monroe County records, as of June 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	411 S CAVE RD, BLOOMINGTON, IN 47403-9600
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 29, 2025	Deed of Trust, Mortgage · Conventional Mortgage INDIANA UNIVERSITY CU
Oct 2, 2025	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE IN
Property Address	411 S CAVE RD, BLOOMINGTON, IN 47403-9600
Transaction Type	Mortgage
Record Updated	Jan 15, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	411 S CAVE RD, BLOOMINGTON, IN 47403-9600

Mortgage

Document Number	2025014675
Date	Dec 29, 2025
Instrument	2025014675

Lender

Name	INDIANA UNIVERSITY CU
Type	Credit Union
Address	PO BOX 368, BLOOMINGTON, IN 47402

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jan 1, 2041

October 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MONROE IN
Recording Date	Oct 2, 2025
Property Address	411 S CAVE RD, BLOOMINGTON, IN 47403-9600
Document Number	2025011243
Instrument Date	Oct 2, 2025
Instrument	2025011243
Transaction Type	Transfer
Record Updated	Nov 25, 2025

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	411 S CAVE RD, BLOOMINGTON, IN 47403-9600

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Monroe County
County Subdivision	Van Buren Township
Unified School District	Monroe County Community School Corporation (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$962.00 (+14.39%)	$254,700 (+4.86%) Land $68,200 Building $186,500	$254,700 (+4.86%) Land $68,200 Building $186,500
2024	$841.00 (+18.28%)	$242,900 (+19.3%) Land $54,600 Building $188,300	$242,900 (+19.3%) Land $54,600 Building $188,300
2023		$203,600 (+9.05%) Land $54,600 Building $149,000	$203,600 (+9.05%) Land $54,600 Building $149,000
2022	$711.00	$186,700 Land $47,600 Building $139,100	$186,700 Land $47,600 Building $139,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 17, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	5 (2013–2021)
Most Recent Claim	Jun 2021 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 73% of Indiana
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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