405 S Cave Rd, Bloomington, IN 47403 Property Records

Monroe County property record for 405 S Cave Rd, Bloomington, IN 47403

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,128 sqft · built 1986
Lot Size	4.26 acres (185,566 sqft)
Owner	Individual Name on Record
Last Sale	$209,000 (Jul 2012)
Tax Bill	$2,389 (2025)
Deeds & Mortgages	May 2022 Line of Credit Feb 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`016-19030-00`

Property Details

APN / Parcel Number

Primary APN	`016-19030-00`
Alternative APN	`53-09-03-200-001.000-015`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,128 sqft Living Area
1st Floor Area	2,128 sqft
Basement Area	1,232 sqft
Unfinished Basement	1,232 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	185,566 sqft (4.26 acres)
Terrain	Rolling
Garage Type	Detached
Garage Area	1,056 sqft
Parking Spaces	4 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	016-19030-00
Street Address	405 S CAVE RD
City	BLOOMINGTON
State	IN
Zip	47403-9600
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RE25
Legal Description	PT SW NW 3-8-2W 4.26A
Jurisdiction	MONROE IN
Township / Civil Division	VAN BUREN
Census Block Group	2
Census Block	2000
Census Tract	1200

Owner

Source: Monroe County records, as of June 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	405 S CAVE RD, BLOOMINGTON, IN 47403-9600
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 19, 2022	Deed of Trust, Mortgage · Line of Credit THE GERMAN AMERICAN BANK
Feb 17, 2022	Intrafamily Transfer, Transfer · Conventional Mortgage THE GERMAN AMERICAN BANK
Dec 3, 2018	Deed of Trust, Mortgage · Line of Credit THE GERMAN AMERICAN BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 13, 2012 · Amount on Record
Deed Sale	Jul 13, 2012 · Amount on Record
Deed Document Number	201211381
Record Updated	Sep 20, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE IN
Property Address	405 S CAVE RD, BLOOMINGTON, IN 47403-9600
Transaction Type	Mortgage
Record Updated	Jun 24, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2022007690
Date	May 19, 2022
Instrument	2022007690

Lender

Name	THE GERMAN AMERICAN BANK
Type	Bank
Address	BLOOMINGTON, IN 47404

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	May 20, 2032

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONROE IN
Recording Date	Feb 17, 2022
Property Address	405 S CAVE RD, BLOOMINGTON, IN 47403-9600
Document Number	2022002757
Instrument Date	Feb 11, 2022
Instrument	2022002757
Transaction Type	Transfer
Record Updated	Mar 23, 2022

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	405 S CAVE RD, BLOOMINGTON, IN 47403-9600

Mortgage

Document Number	2022002758
Date	Feb 17, 2022
Instrument	2022002758

Lender

Name	THE GERMAN AMERICAN BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Mar 1, 2042

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE IN
Property Address	405 S CAVE RD, BLOOMINGTON, IN 47403-9600
Transaction Type	Mortgage
Record Updated	Jan 17, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2018016089
Date	Dec 3, 2018
Instrument	2018016089

Lender

Name	THE GERMAN AMERICAN BANK
Type	Bank
Address	BLOOMINGTON, IN 47404

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	116 Months
Due	Aug 20, 2028

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Monroe County
County Subdivision	Van Buren Township
Unified School District	Monroe County Community School Corporation (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,389.00 (-0.42%)	$316,600 (+7.61%) Land $66,300 Building $250,300	$316,600 (+7.61%) Land $66,300 Building $250,300
2024	$2,399.00 (+14.57%)
2023		$294,200 (+9.21%) Land $53,000 Building $241,200	$294,200 (+9.21%) Land $53,000 Building $241,200
2022	$2,094.00	$269,400 Land $46,900 Building $222,500	$269,400 Land $46,900 Building $222,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 17, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	5 (2013–2021)
Most Recent Claim	Jun 2021 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · above 45% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

Cell Coverage

5G and 4G LTE (outdoors only)

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