411 Renard Rd, Tryon, NC 28782 Property Records

Polk County property record for 411 Renard Rd, Tryon, NC 28782

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,348 sqft · built 1975
Lot Size	6.98 acres (304,049 sqft)
Owner	2 Trust Names on File
Last Sale	$210,000 (Jul 2014)
Tax Bill	$3,308 (2026)
Deeds & Mortgages	Sep 2016 Mortgage Jul 2024 Sale + 3 more
Flood Zone	Zone X (minimal risk)
APN	`P87-68`

Property Details

APN / Parcel Number

Primary APN	`P87-68`
Alternative APN	`52372`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	6 Rooms
Building Area	2,348 sqft Finished Area
Basement Area	2,200 sqft
Finished Basement	1,000 sqft
Unfinished Basement	1,200 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1980
Exterior Material	Wood Siding
Foundation Type	Retaining Wall
Roof Type	Gable
Roof Material	Shingle
Lot Area	304,049 sqft (6.98 acres)
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	52372
Street Address	411 RENARD RD
City	TRYON
State	NC
Zip	28782-7647
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MX
Legal Description	NORTH GRAY FOX, 0R02 RED FOX 09
Legal Subdivision	RED FOX
Jurisdiction	POLK NC
Township / Civil Division	COLUMBUS
Census Block Group	2
Census Block	2033
Census Tract	920103

Owner

411 Renard Rd is owner-occupied and held in a trust since July 2014.

Source: Polk County records, as of September 28, 2026

Owner of Record	2 Trust Names on File
Mailing Address	411 RENARD RD, TRYON, NC 28782-7647
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 19, 2016	Deed of Trust, Mortgage · Commercial Mortgage FIRST CITIZENS BANK & TRUST CO
Jul 24, 2024	Warranty Deed, Transfer
Jul 15, 2024	Intrafamily Transfer, Transfer
Jul 3, 2014	Warranty Deed, Transfer · VA Mortgage FIRST CITIZENS BANK & TRUST CO
Jun 14, 2012	Special Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 3, 2014 · Amount on File
Deed Sale	Jul 3, 2014 · Amount on File
Prior Sale	Jan 8, 1968
Deed Book / Page	407 / 988
Prior Transfer Date	May 28, 2012
Prior Transfer Doc	00393/2319
Record Updated	Oct 29, 2026

September 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK NC
Property Address	411 RENARD RD, TRYON, NC 28782-7647
Transaction Type	Mortgage
Record Updated	Jun 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00421/2276
Date	Sep 19, 2016
Book Page	421/2276
Instrument	004619330011

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank
Address	RALEIGH, NC 27611

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

July 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK NC
Recording Date	Jul 24, 2024
Property Address	411 RENARD RD, TRYON, NC 28782-7647
Document Number	00486/1637
Book / Page	486 / 1637
Map Reference	CARD G PG 696
Instrument Date	Jul 24, 2024
Transaction Type	Transfer
Record Updated	Jun 30, 2026

Transaction

Amount	Amount on Record
Tax	$117.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	13010 ASHEVILLE HWY, INMAN, SC 29349-7526

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	411 RENARD RD, TRYON, NC 28782-7647

July 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	POLK NC
Recording Date	Jul 15, 2024
Property Address	411 RENARD RD, TRYON, NC 28782-7647
Document Number	00486/1140
Book / Page	486 / 1140
Map Reference	MB A72 PG 21
Instrument Date	Jul 15, 2024
Transaction Type	Transfer
Record Updated	Jun 30, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	411 RENARD RD, TRYON, NC 28782-7647

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	411 RENARD RD, TRYON, NC 28782-7647

July 2014: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK NC
Recording Date	Jul 3, 2014
Property Address	411 RENARD RD, TRYON, NC 28782-7647
Document Number	00407/0988
Book / Page	407 / 0988
Map Reference	MB A72 PG21
Instrument Date	Jun 30, 2014
Transaction Type	Transfer
Record Updated	Jun 30, 2026

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$420.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	11 N RANCHO DE BOSQUE, LAMY, NM 87540-7573

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	301 WAKER ST, COLUMBUS, NC 28722-8428

Mortgage

Document Number	0000407991
Date	Jul 3, 2014
Instrument	407/991

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2044

June 2012: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	POLK NC
Recording Date	Jun 14, 2012
Property Address	411 RENARD RD, TRYON, NC 28782-7647
Document Number	00393/2319
Book / Page	393 / 2319
Map Reference	MB6 PG21X
Instrument Date	May 28, 2012
Transaction Type	Transfer
Record Updated	Jun 30, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	411 RENARD RD, TRYON, NC 28782-7647

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11 N RANCHO DE BOSQUE, LAMY, NM 87540-7573

Tax Assessment & Valuation

The 2026 property tax bill for 411 Renard Rd was $3,308.

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Polk County
Unified School District	Polk County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,308.00	$632,916 (-) Land $106,800 Building $526,116	$632,916 (-) Land $106,800 Building $526,116
2025	$3,308.00	$632,916 Land $106,800 Building $526,116	$632,916 Land $106,800 Building $526,116
2023	$2,453.00	$385,345 Land $45,880 Building $339,465
2021			$385,345 Land $45,880 Building $339,465

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 411 Renard Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 8, 2025

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 411 Renard Rd is moderate, ranking above 48% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · above 70% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Skyrunner Fiber	1,000 / 1,000
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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