262 Renard Rd, Tryon, NC 28782 Property Records

Polk County property record for 262 Renard Rd, Tryon, NC 28782

Property Summary

Property Type	Other Improved
Lot Size	0.819 acres (35,719 sqft)
Owner	Individual Name on Record
Last Sale	$590,000 (Dec 2024)
Tax Bill	$2,474 (2025)
Deeds & Mortgages	Nov 2020 Construction Loan Feb 2023 Second Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`P87-314`

Property Details

APN / Parcel Number

Primary APN	`P87-314`
Alternative APN	`35366`

Exterior

Lot Area	35,719 sqft (0.819 acres)

Location & Zoning

Account Number	35366
Street Address	262 RENARD RD
City	TRYON
State	NC
Zip	28782-7905
Property Category	Other
Property Type	Other > Other Improved
Legal Description	LOT 14B, 0R02 RED FOX 09
Legal Subdivision	RED FOX
Legal Lot Number	14B
Jurisdiction	POLK NC
Township / Civil Division	COLUMBUS
Census Block Group	2
Census Block	2033
Census Tract	920103

Owner

Source: Polk County records, as of September 29, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	1047 SW MANDIBA DR, LAKE CITY, FL 32024-6409
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 16, 2020	Deed of Trust, Mortgage · Construction Mortgage FIRST CITIZENS BANK & TRUST CO
Feb 6, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC
Jul 26, 2021	Warranty Deed, Transfer · Conventional Mortgage ANGEL OAK HOME LOANS LLC
May 15, 2020	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 19, 2024 · Amount on Record
Deed Sale	Dec 19, 2024 · Amount on Record
Prior Sale	Jul 26, 2021 · Amount on Record
Deed Document Number	0000489719
Deed Book / Page	489 / 719
Record Updated	Jun 8, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK NC
Property Address	262 RENARD RD, TRYON, NC 28782-7905
Transaction Type	Mortgage
Record Updated	Sep 29, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000454/12
Date	Nov 16, 2020
Book Page	454/12

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank
Address	COLUMBIA, SC 29211

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	2.99%
Type Change Date	Dec 1, 2027
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	7.99%
Index	1-Year LIBOR
Max Rate	7.99%

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK NC
Property Address	262 RENARD RD, TRYON, NC 28782-7905
Transaction Type	Mortgage
Record Updated	Sep 29, 2023
Title Company	AMROCK INC, AMROCK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00475/2105
Date	Feb 6, 2023
Book Page	475/2105

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Mar 1, 2043

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK NC
Recording Date	Jul 26, 2021
Property Address	262 RENARD RD, TRYON, NC 28782-7905
Document Number	00461/1467
Book / Page	461 / 1467
Map Reference	FILE E PG 1696
Instrument Date	Jul 26, 2021
Transaction Type	Transfer
Record Updated	Nov 8, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$828.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 233, COLUMBUS, NC 28722-0233

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	262 RENARD RD, TRYON, NC 28782-7905

Mortgage

Document Number	0004611470
Date	Jul 26, 2021
Instrument	461/1470

Lender

Name	ANGEL OAK HOME LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Aug 1, 2036

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK NC
Recording Date	May 15, 2020
Property Address	262 RENARD RD, TRYON, NC 28782-7905
Document Number	00448/1718
Book / Page	448 / 1718
Map Reference	FILE E G 1696
Instrument Date	May 15, 2020
Transaction Type	Transfer
Record Updated	Sep 29, 2023

Transaction

Amount	Amount Recorded
Tax	$26.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	400 WOODY CIR, TRYON, NC 28782-6827

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	120 ROYAL TROON, CAMPOBELLO, SC 29322-9515

Tax Assessment & Valuation

Source: Polk County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Polk County
Unified School District	Polk County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,474.00 (+8.22%)	$473,401 (+31.85%) Land $38,540 Building $434,861	$473,401 (+31.85%) Land $38,540 Building $434,861
2023	$2,286.00 (+4.53%)	$359,055 (-) Land $30,340 Building $328,715
2022	$2,187.00	$359,055 Land $30,340 Building $328,715
2021			$359,055 Land $30,340 Building $328,715

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 8, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · above 70% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Skyrunner Fiber	1,000 / 1,000
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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