Lake County property record for 411 Merganser Ct, Lindenhurst, IL 60046
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 1,885 sqft · built 1997 |
| Lot Size | 0.29 acres (12,632 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $284,000 (Jul 2005) |
| Tax Bill | $11,030 (2024) |
| Deeds & Mortgages | Sep 2021 Mortgage Apr 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-01-305-041 |
| Primary APN | 06-01-305-041 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 1,885 sqft Living Area |
| Gross Area | 3,367 sqft |
| 1st Floor Area | 1,057 sqft |
| 2nd Floor Area | 828 sqft |
| Upper Floors Area | 828 sqft |
| Basement Area | 1,041 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 1997 |
| Architectural Style | Conventional |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 12,632 sqft (0.29 acres) |
| Garage Type | Attached |
| Garage Area | 441 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 36 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Water Source | Well |
| Street Address | 411 MERGANSER CT |
|---|---|
| City | LINDENHURST |
| State | IL |
| Zip | 60046-4932 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | COUNTRY PLACE PHASE TWO A; LOT 18 |
| Legal Subdivision | COUNTRY PLACE PHASE TWO A |
| Legal Phase | 2 |
| Legal Lot Number | 18 |
| Jurisdiction | LAKE IL |
| Township / Civil Division | LAKE VILLA |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 861009 |
411 Merganser Ct is owned and occupied by two individuals who bought it in July 2005.
Source: Lake County records, as of April 29, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 411 MERGANSER CT, LINDENHURST, IL 60046-4932 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 29, 2021 | Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Apr 12, 2022 | Deed of Trust, Mortgage · Conventional Mortgage OLD NATIONAL BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 6, 2005 · Amount on File |
| Deed Sale | Jul 6, 2005 · Amount on File |
| Prior Sale | Mar 3, 1997 · Amount on File |
| Deed Document Number | 20055811005 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE IL |
| Property Address | 411 MERGANSER CT, LINDENHURST, IL 60046-4932 |
| Transaction Type | Mortgage |
| Record Updated | Aug 5, 2022 |
| Title Company | CITYWIDE TITLE CORPORATION |
| Name | Verified Name |
|---|
| Document Number | 0007830208 |
|---|---|
| Date | Sep 29, 2021 |
| Instrument | 7830208 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 239 Months |
| Due | Aug 1, 2041 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE IL |
| Property Address | 411 MERGANSER CT, LINDENHURST, IL 60046-4932 |
| Transaction Type | Mortgage |
| Record Updated | Aug 5, 2022 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 0007896053 |
|---|---|
| Date | Apr 12, 2022 |
| Instrument | 7896053 |
| Name | OLD NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | GURNEE, IL 60031 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.12% |
| Type Change Date | May 1, 2032 |
| Change Frequency | 6 Months |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 8.12% |
| Index | Other |
| Max Rate | 8.12% |
Source: Lake County assessment roll, as of April 29, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Lake County |
| County Subdivision | Lake Villa Township |
| Municipality | Lindenhurst Village |
| Secondary School District | Grayslake Community High School District 127 (09 - 12) |
| Elementary School District | Millburn Community Consolidated School District 24 (PK - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $113,851 Land $16,771 Building $97,080 | $341,587 Land $50,318 Building $291,269 | |
| 2024 | $11,030.00 (+1.59%) | ||
| 2023 | $10,857.00 (+2.53%) | $93,775 (+12.08%) Land $13,813 Building $79,962 | $281,353 (+12.08%) Land $41,443 Building $239,910 |
| 2022 | $10,589.00 | $83,670 Land $15,511 Building $68,159 | $251,035 Land $46,538 Building $204,497 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 411 Merganser Ct in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective February 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 411 Merganser Ct is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 94% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LINDENHURST serves 14,500 people · EPA ID IL0971000 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Apr 2024 |
| Lead | 4 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 331 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL · Fiber in parts of the area | 100 / 20 |
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