405 Merganser Ct, Lindenhurst (Lake Villa), IL 60046 Property Records

Lake County property record for 405 Merganser Ct, Lindenhurst, IL 60046

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,086 sqft · built 1997
Lot Size	0.23 acres (10,019 sqft)
Owner	2 Individual Names on File
Last Sale	$266,000 (Dec 2003)
Tax Bill	$11,452 (2024)
Deeds & Mortgages	Oct 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-01-305-044`

Property Details

APN / Parcel Number

Primary APN	`06-01-305-044`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,086 sqft Living Area
Gross Area	3,418 sqft
1st Floor Area	1,115 sqft
2nd Floor Area	971 sqft
Upper Floors Area	971 sqft
Basement Area	912 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Architectural Style	Conventional
Exterior Material	Wood Siding
Construction Type	Frame
Roof Material	Asphalt
Lot Area	10,019 sqft (0.23 acres)
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	68 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Water Source	Commercial

Location & Zoning

Street Address	405 MERGANSER CT
City	LINDENHURST
State	IL
Zip	60046-4932
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COUNTRY PLACE PHASE TWO A; LOT 21
Legal Subdivision	COUNTRY PLACE PHASE TWO A
Legal Phase	2
Legal Lot Number	21
Jurisdiction	LAKE IL
Township / Civil Division	LAKE VILLA
Census Block Group	2
Census Block	2000
Census Tract	861009

Owner

405 Merganser Ct is owned and occupied by two individuals who bought it in December 2003.

Source: Lake County records, as of April 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	405 MERGANSER CT, LINDENHURST, IL 60046-4932
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 29, 2003 · Amount on File
Deed Sale	Dec 29, 2003 · Amount on File
Prior Sale	Oct 22, 1997 · Amount on File
Deed Document Number	20035465389
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IL
Property Address	405 MERGANSER CT, LINDENHURST, IL 60046-4932
Transaction Type	Mortgage
Record Updated	Nov 18, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007838142
Date	Oct 27, 2021
Instrument	7838142

Lender

Name	BETTER MORTGAGE CORPORATION
Type	Mortgage Company
Address	NEW YORK, NY 10007

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2051

Interest

Rate Type	Fixed Rate
Rate	2.75%

Tax Assessment & Valuation

Source: Lake County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Lake County
County Subdivision	Lake Villa Township
Municipality	Lindenhurst Village
Secondary School District	Grayslake Community High School District 127 (09 - 12)
Elementary School District	Millburn Community Consolidated School District 24 (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$117,888 Land $15,934 Building $101,954	$353,700 Land $47,807 Building $305,893
2024	$11,452.00 (+2%)
2023	$11,227.00 (+2.55%)	$97,100 (+12.49%) Land $13,124 Building $83,976	$291,329 (+12.49%) Land $39,376 Building $251,953
2022	$10,948.00	$86,319 Land $14,639 Building $71,680	$258,983 Land $43,921 Building $215,062

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 405 Merganser Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 405 Merganser Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LINDENHURST serves 14,500 people · EPA ID IL0971000
Water Source	Purchased surface water from several systems
Last State Inspection	Apr 2024
Lead	4 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 331 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20