411 Meadow Spring Dr, Troy, MO 63379 Property Records

Lincoln County property record for 411 Meadow Spring Dr, Troy, MO 63379

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,389 sqft · built 2014
Lot Size	0.23 acres (10,019 sqft)
Owner	2 Individual Names on Record
Last Sale	$196,000 (Sep 2020)
Tax Bill	$2,090 (2025)
Deeds & Mortgages	Dec 2023 Line of Credit Sep 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`15-80-34-004-002-132.000`

Property Details

APN / Parcel Number

Primary APN	`15-80-34-004-002-132.000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,389 sqft Living Area
Basement Area	1,389 sqft
Unfinished Basement	1,389 sqft
Flooring	Combination, Other
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Architectural Style	Conventional
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,019 sqft (0.23 acres)
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	411 MEADOW SPRING DR
City	TROY
State	MO
Zip	63379-7220
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 132 MEADOWRIDGE PLAT 2
Legal Range	01W
Legal Township	49N
Legal Section	34
Legal Subdivision	MEADOWRIDGE PLAT 2
Legal Lot Number	132
Jurisdiction	LINCOLN MO
Township / Civil Division	BEDFORD
Census Block Group	3
Census Block	3014
Census Tract	810203

Owner

Source: Lincoln County records, as of September 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	411 MEADOW SPRING DR, TROY, MO 63379-7220
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 19, 2023	Warranty Deed, Transfer · Line of Credit COMMUNITY STATE BANK OF MISSOURI
Sep 2, 2020	Warranty Deed, Transfer · FHA Mortgage GUILD MORTGAGE CO
Sep 10, 2019	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Sep 17, 2018	Warranty Deed, Transfer · FHA Mortgage PARAMOUNT BOND & MORTGAGE CO INC
Feb 21, 2018	Deed of Trust, Mortgage · FHA Mortgage VINSON MORTGAGE SERVICES INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 2, 2020 · Amount on Record
Deed Sale	Sep 2, 2020 · Amount on Record
Prior Sale	Sep 17, 2018 · Amount on Record
Deed Document Number	20209825
Deed Book / Page	2451 / 765
Record Updated	Oct 29, 2026

December 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN MO
Recording Date	Dec 19, 2023
Property Address	411 MEADOW SPRING DR, TROY, MO 63379-7220
Document Number	002496/390
Book / Page	2496 / 390
Map Reference	MB 14 PG 45
Instrument Date	Dec 15, 2023
Instrument	2023009650
Transaction Type	Transfer
Record Updated	Feb 20, 2024
Title Company	TRUST TITLE COMPANY, TRUE TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	612 WOOD BRIAR DR, TROY, MO 63379-4961

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	411 MEADOW SPRING DR, TROY, MO 63379-7220

Mortgage

Document Number	2023009651
Date	Dec 19, 2023
Instrument	2023009651

Lender

Name	COMMUNITY STATE BANK OF MISSOURI
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	144 Months
Due	Dec 15, 2035

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN MO
Recording Date	Sep 2, 2020
Property Address	411 MEADOW SPRING DR, TROY, MO 63379-7220
Document Number	2451/765
Book / Page	2451 / 765
Map Reference	MB 14 PG 45
Instrument Date	Aug 31, 2020
Instrument	2020009825
Transaction Type	Transfer
Record Updated	Aug 31, 2021
Title Company	TITLE PARTNERS AGENCY LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1131 JOSEPHVILLE RD, 1131, WENTZVILLE, MO 63385-3006

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	411 MEADOW SPRING DR, TROY, MO 63379-7220

Mortgage

Document Number	2020009826
Date	Sep 2, 2020
Instrument	2020009826

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2050

Mortgage

Document Number	2451/767
Date	Sep 2, 2020
Book Page	2451/767
Instrument	2020009827

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2050

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN MO
Property Address	411 MEADOW SPRING DR, TROY, MO 63379-7220
Transaction Type	Mortgage
Record Updated	Nov 27, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2437/1000
Date	Sep 10, 2019
Book Page	2437/1000
Instrument	2019007887

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2049

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN MO
Recording Date	Sep 17, 2018
Property Address	411 MEADOW SPRING DR, TROY, MO 63379-7220
Document Number	2427/0052
Book / Page	2427 / 0052
Map Reference	MB14 PG45
Instrument Date	Sep 14, 2018
Instrument	2018008447
Transaction Type	Transfer
Record Updated	Aug 31, 2021
Title Company	TITLE PARTNERS AGENCY LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	411 MEADOW SPRING DR, TROY, MO 63379-7220

Mortgage

Document Number	2018008448
Date	Sep 17, 2018
Instrument	2018008448

Lender

Name	PARAMOUNT BOND & MORTGAGE CO INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2048

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN MO
Property Address	411 MEADOW SPRING DR, TROY, MO 63379-7220
Transaction Type	Mortgage
Record Updated	Mar 21, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2420/0055
Date	Feb 21, 2018
Book Page	2420/0055
Instrument	2018001409

Lender

Name	VINSON MORTGAGE SERVICES INC
Type	Mortgage Company
Address	SAINT LOUIS, MO 63131

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2048

Tax Assessment & Valuation

Source: Lincoln County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Lincoln County
Municipality	Troy City
Unified School District	Troy R-III School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$33,276 (-) Land $4,571 Building $28,705
2025	$2,090.00 (+7.95%)	$33,276 (+9.32%) Land $4,571 Building $28,705	$175,140 (+9.32%) Land $24,060 Building $151,080
2023	$1,936.00 (+4.76%)	$30,440 Land $3,857 Building $26,583	$160,210 Land $20,300 Building $139,910
2022	$1,848.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 5, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 93% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TROY PWS serves 15,000 people · EPA ID MO6010798
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 332 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gateway Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
Systec Wireless Communications Fixed Wireless	100 / 20

May also be available: Brightspeed, Wisper ISP.

Nearby Properties on Meadow Spring Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures