411 Lost Tree Dr, Chesterton, IN 46304 Property Records

Porter County property record for 411 Lost Tree Dr, Chesterton, IN 46304

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,345 sqft · built 2018
Lot Size	0.225 acres (9,801 sqft)
Owner	2 Individual Names on File
Last Sale	$268,600 (Dec 2018)
Tax Bill	$4,904 (2024)
Deeds & Mortgages	Mar 2026 Line of Credit Jun 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`64-04-32-356-010.000-023`

Property Details

APN / Parcel Number

Primary APN	`64-04-32-356-010.000-023`
Alternative APN	`00039425888`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	13 Plumbing Fixtures
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,345 sqft Living Area
Gross Area	4,097 sqft
1st Floor Area	2,345 sqft
Basement Area	1,196 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Construction Type	Frame
Roof Material	Asphalt
Lot Area	9,801 sqft (0.225 acres)
Lot Dimensions	89 ft deep x 110 ft wide
Garage Type	Attached
Garage Area	556 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	411 LOST TREE DR
City	CHESTERTON
State	IN
Zip	46304-1578
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	VILLAGES OF SAND CREEK PHASE 5 LOT 413 .225A
Legal Subdivision	VILLAGES OF SAND CREEK PHASE 5
Legal Phase	5
Legal Lot Number	413
Jurisdiction	PORTER IN
Township / Civil Division	WESTCHESTER
Census Block Group	1
Census Block	1019
Census Tract	50203

Owner

411 Lost Tree Dr is owned and occupied by two individuals who bought it in December 2018.

Source: Porter County records, as of March 24, 2026

Owner of Record	2 Individual Names on File
Mailing Address	411 LOST TREE DR, CHESTERTON, IN 46304-1578
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 11, 2026	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Jun 8, 2020	Deed of Trust, Mortgage · Conventional Mortgage CENTIER BANK
Dec 27, 2018	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage NORTHERN INDIANA FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 27, 2018 · Amount on File
Deed Sale	Dec 27, 2018 · Amount on File
Deed Document Number	201828625
Record Updated	Jun 8, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PORTER IN
Property Address	411 LOST TREE DR, CHESTERTON, IN 46304-1578
Transaction Type	Mortgage
Record Updated	Mar 24, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	411 LOST TREE DR, CHESTERTON, IN 46304-1578

Mortgage

Document Number	0000004148
Date	Mar 11, 2026
Instrument	2026-004148

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	CHARLOTTE, NC 28202

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Mar 25, 2036

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PORTER IN
Property Address	411 LOST TREE DR, CHESTERTON, IN 46304-1578
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000013186
Date	Jun 8, 2020
Instrument	2020-013186

Lender

Name	CENTIER BANK
Type	Bank
Address	MERRILLVILLE, IN 46410

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2050

December 2018: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	PORTER IN
Recording Date	Dec 27, 2018
Property Address	411 LOST TREE DR, CHESTERTON, IN 46304-1578
Document Number	0000028625
Map Reference	FILE 21-A-5D
Instrument Date	Dec 21, 2018
Instrument	2018-028625
Transaction Type	Subdivision Related Transfer
Record Updated	Nov 16, 2021
Title Company	MERIDIAN TITLE CORP

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	411 LOST TREE DR, CHESTERTON, IN 46304-1578

Mortgage

Document Number	0000028626
Date	Dec 27, 2018
Instrument	2018-028626

Lender

Name	NORTHERN INDIANA FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2049

Tax Assessment & Valuation

Source: Porter County assessment roll, as of March 11, 2026

Property Jurisdictions

Type	Name
State	Indiana
Municipality	Chesterton Town
County	Porter County
County Subdivision	Westchester Township
Unified School District	Duneland School Corporation (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$447,100 Land $73,700 Building $373,400	$447,100 Land $73,700 Building $373,400
2024	$4,904.00 (+5.46%)
2023	$4,650.00 (+7.81%)	$415,000 Land $68,100 Building $346,900	$415,000 Land $68,100 Building $346,900
2022	$4,313.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 411 Lost Tree Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2012)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2012 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 411 Lost Tree Dr is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · above 45% of Indiana
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDIANA AMERICAN WATER - NORTHWEST private · serves 210,510 people · EPA ID IN5245015
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 122 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: NITCO.

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