404 Lost Tree Dr, Chesterton, IN 46304 Property Records

Porter County property record for 404 Lost Tree Dr, Chesterton, IN 46304

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 2,102 sqft · built 2008
Lot Size	0.269 acres (11,718 sqft)
Owner	Individual Name on File
Tax Bill	$5,342 (2024)
Deeds & Mortgages	Mar 2017 Mortgage Sep 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`64-04-32-355-003.000-023`

Property Details

APN / Parcel Number

Primary APN	`64-04-32-355-003.000-023`
Alternative APNs	`10000001464` `00000951981`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	14 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	2,102 sqft Living Area
Attic	Attic
Attic Area	207 sqft
Basement Area	1,400 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2008
Architectural Style	Other
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	11,718 sqft (0.269 acres)
Lot Dimensions	130 ft deep x 90 ft wide
Garage Type	Attached
Garage Area	460 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	00000951981
Street Address	404 LOST TREE DR
City	CHESTERTON
State	IN
Zip	46304-1578
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	VILLAGES OF SAND CREEK PHASE 5 LOT 408 .311A
Legal Subdivision	VILLAGES OF SAND CREEK
Legal Phase	5
Legal Lot Number	408
Jurisdiction	PORTER IN
Township / Civil Division	WESTCHESTER
Census Block Group	1
Census Block	1019
Census Tract	50203

Owner

404 Lost Tree Dr is owned and occupied by an individual who acquired it in September 2020.

Source: Porter County records, as of February 18, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	404 LOST TREE DR, CHESTERTON, IN 46304-1578
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 16, 2017	Deed of Trust, Mortgage CENTIER BANK
Sep 22, 2020	Warranty Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 22, 2020
Deed Sale	Sep 22, 2020
Prior Sale	Sep 30, 2016
Deed Document Number	0000024751
Record Updated	Jun 8, 2026

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PORTER IN
Property Address	404 LOST TREE DR, CHESTERTON, IN 46304-1578
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000006550
Date	Mar 16, 2017
Instrument	2017-006550

Lender

Name	CENTIER BANK
Type	Bank
Address	MERRILLVILLE, IN 46410

Agreement

Amount	Amount on Record

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PORTER IN
Recording Date	Sep 22, 2020
Property Address	404 LOST TREE DR, CHESTERTON, IN 46304-1578
Document Number	0000024751
Map Reference	FILE 21-A-5D
Instrument Date	Aug 31, 2020
Instrument	2020-024751
Transaction Type	Transfer
Record Updated	Nov 16, 2021
Title Company	CHICAGO TITLE CO LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	404 LOST TREE DR, CHESTERTON, IN 46304-1578

Mortgage

Document Number	0000024752
Date	Sep 22, 2020
Instrument	2020-024752

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2050

Tax Assessment & Valuation

Source: Porter County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
Municipality	Chesterton Town
County	Porter County
County Subdivision	Westchester Township
Unified School District	Duneland School Corporation (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$484,900 Land $81,000 Building $403,900	$484,900 Land $81,000 Building $403,900
2024	$5,342.00 (+5.36%)
2023	$5,070.00 (+7.69%)	$452,100 Land $74,900 Building $377,200	$452,100 Land $74,900 Building $377,200
2022	$4,708.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 404 Lost Tree Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2012)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2012 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 404 Lost Tree Dr is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · above 45% of Indiana
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDIANA AMERICAN WATER - NORTHWEST private · serves 210,510 people · EPA ID IN5245015
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 122 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: NITCO.

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