411 Laurel Dr, Waterloo, IL 62298 Property Records

Monroe County property record for 411 Laurel Dr, Waterloo, IL 62298 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 4 ba · 1,448 sqft · built 1969
Lot Size	0.306 acres (13,322 sqft)
Owner	2 Individual Names on File
Last Sale	$350,000 (Jun 2024)
Tax Bill	$4,685 (2024)
Deeds & Mortgages	Mar 2026 Mortgage Dec 2022 Transfer
Flood Zone	Zone X (minimal risk)
APN	`08-30-303-012-000`

Property Details

APN / Parcel Number

Primary APN	`08-30-303-012-000`
Alternative APN	`08301330100800 00`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Stories	1 Story
Building Area	1,448 sqft Living Area
1st Floor Area	1,448 sqft
Basement Area	1,448 sqft
Unfinished Basement	1,448 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1969
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Lot Area	13,322 sqft (0.306 acres)
Garage Area	624 sqft
Driveway	Asphalt Driveway
Driveway Area	940 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	362 sqft
Patio Area	252 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	411 LAUREL DR
City	WATERLOO
State	IL
Zip	62298-1715
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 40 HARDY ACRES 0208177
Legal Range	09W
Legal Township	02S
Legal Section	30
Legal Subdivision	HARDY ACRES
Legal Lot Number	40
Jurisdiction	MONROE IL
Township / Civil Division	19
Census Block Group	1
Census Block	1023
Census Tract	600401

Owner

Source: Monroe County records · APN 08-30-303-012-000

Assessment roll updated August 29, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	5549 DEVONSHIRE AVE, SAINT LOUIS, MO 63109-2879
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Mar 10, 2026	Deed of Trust, Mortgage · Conventional Mortgage CARROLLTON BANK
Dec 02, 2022	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 21, 2024 · Amount on Record
Deed Sale	Jun 21, 2024 · Amount on Record
Deed Document Number	2024433577
Prior Transfer Date	Dec 01, 2022
Prior Transfer Doc	0000427178
Record Updated	Sep 20, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE IL
Property Address	411 LAUREL DR, WATERLOO, IL 62298-1715
Transaction Type	Mortgage
Record Updated	Mar 25, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000441554
Date	Mar 10, 2026
Instrument	441554

Lender

Name	CARROLLTON BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 01, 2056

Interest

Rate Type	Fixed Rate
Rate	6.38%

December 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONROE IL
Recording Date	Dec 02, 2022
Property Address	411 LAUREL DR, WATERLOO, IL 62298-1715
Document Number	0000427178
Map Reference	MB C PG 58
Instrument Date	Nov 28, 2022
Instrument	427178
Transaction Type	Transfer
Record Updated	Jun 07, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	405 COVINGTON DR, WATERLOO, IL 62298-3290

Tax Assessment & Valuation

Source: Monroe County records · Assessment roll updated August 29, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Monroe County
Municipality	Waterloo City
Unified School District	Waterloo Community Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$92,120 (+2.18%) Land $16,950 Building $75,170	$276,360 (+2.18%) Land $50,850 Building $225,510
2024	$4,685.00	$90,159 (+23.42%) Land $16,517 Building $73,642	$270,477 (+23.42%) Land $49,551 Building $220,926
2022	Homeowner's exemption Additional exemption filed	$73,050 Land $15,510 Building $57,540	$219,150 Land $46,530 Building $172,620

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Monroe County (17133C), updated August 18, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 475 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
HTC Holding	DSL	100 / 20

May also be available at this address: HTC Holding, Wisper ISP, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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