407 Laurel Dr, Waterloo, IL 62298 Property Records

Monroe County property record for 407 Laurel Dr, Waterloo, IL 62298

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,395 sqft · built 1972
Lot Size	0.287 acres (12,506 sqft)
Owner	Company Name on File
Tax Bill	$4,422 (2024)
Deeds & Mortgages	Aug 2021 Transfer
Flood Zone	Zone X (minimal risk)
APN	`08-30-303-010-000`

Property Details

APN / Parcel Number

Primary APN	`08-30-303-010-000`
Alternative APN	`08301330100600 00`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Stories	1 Story
Building Area	1,395 sqft Building Perimeter
1st Floor Area	1,287 sqft
Upper Floors Area	108 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Foundation Type	No Foundation
Lot Area	12,506 sqft (0.287 acres)
Garage Area	594 sqft
Driveway	Concrete Driveway
Driveway Area	800 sqft

Exterior Amenities

Porch	Slab
Porch Area	132 sqft
Patio Area	320 sqft
Shed	1 Shed
Shed Area	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	407 LAUREL DR
City	WATERLOO
State	IL
Zip	62298-1715
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	WR2
Legal Description	LOT 38 HARDY ACRES
Legal Range	09W
Legal Township	02S
Legal Section	30
Legal Subdivision	HARDY ACRES
Legal Lot Number	38
Jurisdiction	MONROE IL
Township / Civil Division	19
Census Block Group	1
Census Block	1023
Census Tract	600401

Owner

Source: Monroe County records · APN 08-30-303-010-000

Assessment roll updated August 29, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	407 LAUREL DR, WATERLOO, IL 62298-1715
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Transfer Date	Aug 16, 2021
Transfer Doc	0000419272
Record Updated	Sep 20, 2026

August 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONROE IL
Recording Date	Aug 23, 2021
Property Address	407 LAUREL DR, WATERLOO, IL 62298-1715
Document Number	0000419272
Instrument Date	Aug 16, 2021
Instrument	419272
Transaction Type	Transfer
Record Updated	Sep 08, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	407 LAUREL DR, WATERLOO, IL 62298-1715

Tax Assessment & Valuation

Source: Monroe County records · Assessment roll updated August 29, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Monroe County
Municipality	Waterloo City
Unified School District	Waterloo Community Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$84,170 (+62.18%) Land $16,790 Building $67,380	$252,510 (+62.18%) Land $50,370 Building $202,140
2024	$4,422.00
2022	Homeowner's exemption Additional exemption filed	$51,900 Land $15,410 Building $36,490	$155,700 Land $46,230 Building $109,470

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of August 18, 2025 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Not rated no burnable land within ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
HTC Holding DSL · Fiber in parts of the area	100 / 20

May also be available: Wisper ISP.

Based on FCC filings for 475 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	WATERLOO serves 10,190 people
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	30 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.