Kenton County property record for 411 Fox St, Elsmere, KY 41018
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,075 sqft · built 1997 |
| Lot Size | 0.1 acres (4,375 sqft) |
| Owner | Individual Name on File |
| Last Sale | $123,000 (Aug 2022) |
| Tax Bill | $1,868 (2025) |
| Deeds & Mortgages | Oct 2022 Mortgage Oct 2022 Second Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 016-10-01-079.00 |
| Primary APN | 016-10-01-079.00 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,075 sqft Finished Area |
| Gross Area | 1,259 sqft |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 1997 |
| Exterior Material | Aluminum/Vinyl |
| Roof Material | Composition Shingle |
| Lot Area | 4,375 sqft (0.1 acres) |
| Lot Dimensions | 125 ft deep x 35 ft wide |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Street Address | 411 FOX ST |
|---|---|
| City | ELSMERE |
| State | KY |
| Zip | 41018-2327 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SOUTH ERLANGER LOT 625 & W 10FT 626 TO 630 INCL 35X125' SE FOX 115' SW GARVEY |
| Legal Subdivision | SOUTH ERLANGER |
| Legal Phase | 30 |
| Legal Lot Number | 625,626 |
| Jurisdiction | KENTON KY |
| Township / Civil Division | COVINGTON |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 65600 |
Source: Kenton County records · APN 016-10-01-079.00
Assessment roll updated December 2, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 411 FOX ST, ELSMERE, KY 41018-2327 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried |
| Date | Document |
|---|---|
| Oct 12, 2022 | Deed of Trust, Mortgage · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Oct 12, 2022 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Aug 17, 2022 | Warranty Deed, Transfer · Stand-Alone Second Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Aug 17, 2022 · Amount on Record |
| Deed Sale | Aug 17, 2022 · Amount on Record |
| Prior Sale | Sep 26, 2016 · Amount on Record |
| Deed Document Number | 2022181 |
| Deed Book / Page | 184 / 462 |
| Last Transfer Date | Nov 27, 2024 |
| Transfer Doc | 0005900042 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 411 FOX ST, ELSMERE, KY 41018-2327 |
| Transaction Type | Mortgage |
| Record Updated | Jan 05, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0005900106 |
|---|---|
| Date | Oct 12, 2022 |
| Book Page | 414/408 |
| Instrument | 22101205900106 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | BATAVIA, OH 45103 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Sep 01, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 411 FOX ST, ELSMERE, KY 41018-2327 |
| Transaction Type | Mortgage |
| Record Updated | Jan 05, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0005900107 |
|---|---|
| Date | Oct 12, 2022 |
| Book Page | 414/425 |
| Instrument | 22101205900107 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | MADISON, WI 53718 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 119 Months |
| Due | Sep 01, 2032 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Aug 17, 2022 |
| Property Address | 411 FOX ST, ELSMERE, KY 41018-2327 |
| Document Number | 0005900181 |
| Book / Page | 184 / 462 |
| Map Reference | PL 295 |
| Instrument Date | Aug 15, 2022 |
| Instrument | 22081705900181 |
| Transaction Type | Transfer |
| Record Updated | Jan 05, 2024 |
| Title Company | 360 AMERICAN TITLE SVCS LLC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1007 FRIM TERRACE, DAYTON, KY 91074 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 411 FOX ST, ELSMERE, KY 41018-2327 |
| Document Number | 0005900183 |
|---|---|
| Date | Aug 17, 2022 |
| Instrument | 22081705900183 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Sep 01, 2032 |
| Document Number | 0005900182 |
|---|---|
| Date | Aug 17, 2022 |
| Book Page | 399/48 |
| Instrument | 22081705900182 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | BATAVIA, OH 45103 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2052 |
Source: Kenton County records · Assessment roll updated December 2, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Elsmere City |
| Unified School District | Erlanger-Elsmere Independent School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,868.00 (+1.36%) | $123,000 (-) Land $10,000 Building $113,000 | $123,000 (-) Land $10,000 Building $113,000 |
| 2023 | $1,843.00 | $123,000 Land $10,000 Building $113,000 | $123,000 Land $10,000 Building $113,000 |
Source: FEMA National Flood Hazard Layer as of June 19, 2015 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of Kentucky |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cincinnati Bell Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 558 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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