Kenton County property record for 281 Fox St, Elsmere, KY 41018 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 792 sqft · built 1962 |
| Lot Size | 0.14 acres (6,098 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $230,000 (Jun 2026) |
| Tax Bill | $1,546 (2025) |
| Deeds & Mortgages | Jun 2026 Sale & Mortgage Mar 2026 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 016-10-01-057.00 |
| Primary APN | 016-10-01-057.00 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 792 sqft Finished Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1962 |
|---|---|
| Effective Year Built | Effective 1962 |
| Exterior Material | Aluminum/Vinyl |
| Roof Material | Composition Shingle |
| Lot Area | 6,098 sqft (0.14 acres) |
| Cooling System | Wall Unit |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Street Address | 281 FOX ST |
|---|---|
| City | ELSMERE |
| State | KY |
| Zip | 41018-2412 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SOUTH ERLANGER LOTS 650-651 |
| Legal Subdivision | SOUTH ERLANGER |
| Legal Lot Number | 650-651 |
| Jurisdiction | KENTON KY |
| Township / Civil Division | COVINGTON |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 65600 |
Source: Kenton County records · APN 016-10-01-057.00
Assessment roll updated December 2, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 281 FOX ST, ELSMERE, KY 41018-2412 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Remainderman |
| Date | Document |
|---|---|
| Jun 11, 2026 | Deed, Transfer · VA Mortgage MORTGAGE CENTER LLC |
| Mar 11, 2026 | Warranty Deed, Transfer · Commercial Mortgage MWC WB SPV LLC |
| Feb 19, 2026 | Affidavit of Death of Joint Tenant, Transfer |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 11, 2026 · Amount on Record |
| Deed Sale | Jun 11, 2026 · Amount on Record |
| Prior Sale | Mar 11, 2026 · Amount on Record |
| Deed Document Number | 202612224 |
| Deed Book / Page | 444 / 697 |
| Prior Transfer Date | Aug 22, 2024 |
| Prior Transfer Doc | 0000000033 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Jun 11, 2026 |
| Property Address | 281 FOX ST, ELSMERE, KY 41018-2412 |
| Document Number | 0000012224 |
| Book / Page | 444 / 697 |
| Instrument Date | Jun 05, 2026 |
| Instrument | 202612224 |
| Transaction Type | Transfer |
| Record Updated | Jul 22, 2026 |
| Title Company | KENTUCKY LAND TITLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $23,230.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Remainderman |
| Address | 281 FOX ST, ELSMERE, KY 41018-2412 |
| Document Number | 0000012225, |
|---|---|
| Date | Jun 11, 2026 |
| Book Page | 444/701 |
| Instrument | 202612225 |
| Name | MORTGAGE CENTER LLC |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 01, 2056 |
| Rate | 6.37% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Mar 11, 2026 |
| Property Address | 281 FOX ST, ELSMERE, KY 41018-2412 |
| Document Number | 0000004841 |
| Book / Page | 397 / 926 |
| Map Reference | MB 295 |
| Instrument Date | Feb 24, 2026 |
| Instrument | 26059000004841 |
| Transaction Type | Transfer |
| Record Updated | Mar 24, 2026 |
| Amount | Amount Recorded |
|---|---|
| Tax | $100.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4415 MARBURG AVE, CINCINNATI, OH 45209-1331 |
| Name | Verified Name |
|---|---|
| Address | 10 GILMORE CT, FAIRFIELD, OH 45014-5001 |
| Investor | Possibly a Property Investor |
| Document Number | 0000004842 |
|---|---|
| Date | Mar 11, 2026 |
| Book Page | 397/929 |
| Instrument | 26059000004842 |
| Name | MWC WB SPV LLC |
|---|---|
| Type | Non-Lending Institution |
| Address | OWINGS MILLS, MD 21117 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 11 Months |
| Due | Feb 24, 2027 |
| Document Type | Affidavit of Death of Joint Tenant |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Feb 19, 2026 |
| Property Address | 281 FOX ST, ELSMERE, KY 41018-2412 |
| Document Number | 0000003286 |
| Book / Page | 390 / 839 |
| Map Reference | MB 295 |
| Instrument Date | Feb 17, 2026 |
| Instrument | 26059000003286 |
| Transaction Type | Transfer |
| Record Updated | Mar 03, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 702 GREENUP ST APT 220, 220, COVINGTON, KY 41011-2577 |
Source: Kenton County records · Assessment roll updated December 2, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Elsmere City |
| Unified School District | Erlanger-Elsmere Independent School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,546.00 (+86.27%) | $101,800 (-) Land $20,000 Building $81,800 | $101,800 (-) Land $20,000 Building $81,800 |
| 2023 | $830.00 Homeowner's exemption | $101,800 Land $20,000 Building $81,800 | $101,800 Land $20,000 Building $81,800 |
Source: FEMA National Flood Hazard Layer, Kenton County (21117C), updated June 19, 2015 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 558 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Cincinnati Bell | Fiber | 3,000 / 3,000 |
| Spectrum | Cable | 1,000 / 1,000 |
| Verizon | Fixed Wireless | 300 / 20 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
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