411 Flora Ct, Lincoln, CA 95648 Property Records

Placer County property record for 411 Flora Ct, Lincoln, CA 95648

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,712 sqft · built 2009
Lot Size	0.231 acres (10,053 sqft)
Owner	2 Individual Names on File
Last Sale	$480,000 (Jun 2018)
Tax Bill	$9,972 (2025)
Deeds & Mortgages	Jun 2020 Mortgage May 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`009-170-010-000`

Property Details

APN / Parcel Number

Primary APN	`009-170-010-000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Building Area	2,712 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2009
Architectural Style	Bungalow
Construction Type	Frame
Lot Area	10,053 sqft (0.231 acres)
Garage Area	512 sqft
Parking Spaces	2 Parking Spaces
Pool Type	Above-Ground Pool

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	411 FLORA CT
City	LINCOLN
State	CA
Zip	95648-2973
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 36 SORRENTO - VILLAGE 1 MOR AA-18
Legal Subdivision	SORRENTO VILLAGE 1
Legal Lot Number	36
Jurisdiction	PLACER CA
Township / Civil Division	LINCOLN
Census Block Group	2
Census Block	2017
Census Tract	23300

Owner

411 Flora Ct is owned and occupied by two individuals who bought it in June 2018.

Source: Placer County records, as of July 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	411 FLORA CT, LINCOLN, CA 95648-2973
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 16, 2020	Deed of Trust, Mortgage · Conventional Mortgage SYNERGY ONE LENDING
May 30, 2019	Deed of Trust, Mortgage · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC
Jun 8, 2018	Grant Deed, Transfer · VA Mortgage PACIFIC UNION FINANCIAL LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 8, 2018 · Amount on File
Deed Sale	Jun 8, 2018 · Amount on File
Deed Document Number	201840924
Record Updated	Oct 29, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PLACER CA
Property Address	411 FLORA CT, LINCOLN, CA 95648-2973
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TIMIOS TITLE A CA CORP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000058456
Date	Jun 16, 2020
Instrument	2020-0058456

Lender

Name	SYNERGY ONE LENDING
Type	Mortgage Company
Address	LOMBARD, IL 60148

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2050

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PLACER CA
Property Address	411 FLORA CT, LINCOLN, CA 95648-2973
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000036309
Date	May 30, 2019
Instrument	2019-0036309

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company
Address	HORSHAM, PA 19044

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2049

June 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	PLACER CA
Recording Date	Jun 8, 2018
Property Address	411 FLORA CT, LINCOLN, CA 95648-2973
Document Number	0000040924
Map Reference	MB AA PG18
Instrument Date	Jun 6, 2018
Instrument	2018-0040924
Transaction Type	Transfer
Record Updated	Sep 7, 2021
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	411 FLORA CT, LINCOLN, CA 95648-2973

Mortgage

Document Number	0000040925
Date	Jun 8, 2018
Instrument	2018-0040925

Lender

Name	PACIFIC UNION FINANCIAL LLC
Type	Non-Lending Institution

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 411 Flora Ct was $9,972.

Source: Placer County assessment roll, as of July 13, 2026

Property Jurisdictions

Type	Name
State	California
County	Placer County
Municipality	Lincoln City
Unified School District	Western Placer Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$563,866 (+2%) Land $116,056 Building $447,810
2025	$9,972.00	$552,811 Land $113,781 Building $439,030
2023	$9,642.00 (+1.86%)	$524,946 Land $109,363 Building $415,583
2022	$9,466.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 411 Flora Ct in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 411 Flora Ct is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LINCOLN serves 56,268 people · EPA ID CA3110004
Water Source	Purchased surface water from PLACER CWA - FOOTHILL
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 549 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Succeed.Net Fiber	2,000 / 2,000
Astound Broadband Cable	1,500 / 50
Verizon Fixed Wireless	300 / 20
Corridor Wireless Fixed Wireless	100 / 100
Cal.net Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: Zeta Broadband.

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