406 Flora Ct, Lincoln, CA 95648 Property Records

Placer County property record for 406 Flora Ct, Lincoln, CA 95648

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,500 sqft · built 2009
Lot Size	0.175 acres (7,640 sqft)
Owner	2 Individual Names on File
Last Sale	$712,000 (Sep 2021)
Tax Bill	$11,118 (2025)
Deeds & Mortgages	Sep 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`009-170-012-000`

Property Details

APN / Parcel Number

Primary APN	`009-170-012-000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Building Area	2,500 sqft Living Area

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2009
Architectural Style	Bungalow
Construction Type	Frame
Lot Area	7,640 sqft (0.175 acres)
Garage Area	491 sqft
Parking Spaces	2 Parking Spaces
Pool Type	In-Ground Pool

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	406 FLORA CT
City	LINCOLN
State	CA
Zip	95648-2973
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 38 SORRENTO - VILLAGE 1 MOR AA-18
Legal Subdivision	SORRENTO VILLAGE 1
Legal Lot Number	38
Jurisdiction	PLACER CA
Township / Civil Division	LINCOLN
Census Block Group	2
Census Block	2017
Census Tract	23300

Owner

406 Flora Ct is owned and occupied by two individuals who bought it in September 2021.

Source: Placer County records, as of July 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	406 FLORA CT, LINCOLN, CA 95648-2973
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 14, 2021 · Amount on File
Deed Sale	Sep 14, 2021 · Amount on File
Prior Sale	Feb 23, 2015 · Amount on File
Deed Document Number	2021115318
Record Updated	Oct 29, 2026

September 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	PLACER CA
Recording Date	Sep 14, 2021
Property Address	406 FLORA CT, LINCOLN, CA 95648-2973
Document Number	0000115318
Map Reference	MB AA PG 18
Instrument Date	Sep 8, 2021
Instrument	2021-0115318
Transaction Type	Transfer
Record Updated	Sep 24, 2021
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATL TTL CO OF CA

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	406 FLORA CT, LINCOLN, CA 95648-2973

Mortgage

Document Number	0000115319
Date	Sep 14, 2021
Instrument	2021-0115319

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 406 Flora Ct was $11,118.

Source: Placer County assessment roll, as of July 13, 2026

Property Jurisdictions

Type	Name
State	California
County	Placer County
Municipality	Lincoln City
Unified School District	Western Placer Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$643,000 (-3.02%) Land $149,000 Building $494,000
2025	$11,118.00	$663,000 Land $153,600 Building $509,400
2023	$11,546.00 (-0.15%)	$705,000 Land $163,400 Building $541,600
2022	$11,563.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 406 Flora Ct in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 406 Flora Ct is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LINCOLN serves 56,268 people · EPA ID CA3110004
Water Source	Purchased surface water from PLACER CWA - FOOTHILL
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 549 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Succeed.Net Fiber	2,000 / 2,000
Astound Broadband Cable	1,500 / 50
Verizon Fixed Wireless	300 / 20
Corridor Wireless Fixed Wireless	100 / 100
Cal.net Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: Zeta Broadband.

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