Bell County property record for 411 Exeter Ave, Middlesboro, KY 40965 · Last verified December 2025
| Property Type | Single Family Home |
|---|---|
| Details | 2,016 sqft · built 1910 |
| Owner | Individual Name on File |
| Tax Bill | $428 (2025) |
| Deeds & Mortgages | Sep 2022 Line of Credit |
| Flood Zone | Zone AE (high risk) |
| APN | 069-44-20-002.00 |
| Primary APN | 069-44-20-002.00 |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 2,016 sqft Living Area |
| Year Built | Built 1910 |
|---|---|
| Architectural Style | A-Frame |
| Construction Type | Frame |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Composition Shingle |
| Account Number | 2252 |
|---|---|
| Street Address | 411 EXETER AVE |
| City | MIDDLESBORO |
| State | KY |
| Zip | 40965-1349 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SE 307 (LOT 3) |
| Legal Lot Number | 3 |
| Jurisdiction | BELL KY |
| Township / Civil Division | MIDDLESBOROUGH |
| Census Block Group | 2 |
| Census Block | 2020 |
| Census Tract | 960600 |
Source: Bell County records · APN 069-44-20-002.00
Assessment roll updated October 15, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 411 EXETER AVE, MIDDLESBORO, KY 40965-1349 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Feb 01, 2001 |
| Deed Sale | Feb 01, 2001 |
| Deed Document Number | 0000307533 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BELL KY |
| Property Address | 411 EXETER AVE, MIDDLESBORO, KY 40965-1349 |
| Transaction Type | Mortgage |
| Record Updated | Dec 20, 2022 |
| Name | Verified Name |
|---|---|
| Address | 20 MARIE COWAN RD, MIRACLE, KY 40856-8814 |
| Document Number | 00M383/557 |
|---|---|
| Date | Sep 22, 2022 |
| Book Page | M383/557 |
| Instrument | 193422 |
| Name | FIRST STATE FINANCIAL INC |
|---|---|
| Type | Bank |
| Address | MIDDLESBORO, KY 40965 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Sep 08, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Bell County records · Assessment roll updated October 15, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Bell County |
| Municipality | Middlesborough City |
| Unified School District | Middlesboro Independent School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $428.00 (+2.39%) | $40,000 (-) Land $40,000 | $40,000 (-) Land $40,000 |
| 2023 | $418.00 | $40,000 | $40,000 |
Source: FEMA National Flood Hazard Layer, Bell County (21013C), updated January 28, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 210139606002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone AE |
|---|---|
| Special Flood Hazard Area | Yes |
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Flood Insurance Cost | Premium on Record median of 32 individual NFIP policies nearby |
| Nearby Flood Policies | 32 in force |
| Nearby Flood Claims | 24 (1982–2021) |
| Claims Outside the SFHA | 2 of 24 |
| Most Recent Claim | Mar 2021, river or lake flooding |
| Claims By Storm |
|
| Wildfire Risk | Low above 36% of the US · above 68% of Kentucky |
|---|---|
| Wildfire Likelihood | About 1 in 2,083 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 373 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Spectrum | Cable | 1,000 / 1,000 |
| Eastern Telephone & Technologies | Fixed Wireless (licensed-by-rule) | 300 / 100 |
| Verizon | Fixed Wireless | 300 / 20 |
May also be available at this address: T-Mobile USA. Availability varies by address; speeds are provider-advertised maximums, not measured.
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