Bell County property record for 406 Exeter Ave, Middlesboro, KY 40965 · Last verified April 2026
| Property Type | Commercial |
|---|---|
| Details | 2,750 sqft |
| Owner | 2 Individual Names on File |
| Last Sale | $120,000 (Mar 2023) |
| Tax Bill | $1,286 (2025) |
| Deeds & Mortgages | Mar 2023 Sale & Mortgage Dec 2022 Sale |
| Flood Zone | Zone AE (high risk) |
| APN | 069-44-11-009.00 |
| Primary APN | 069-44-11-009.00 |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 2,750 sqft Living Area |
| Driveway | Asphalt Driveway |
|---|
| Heating Fuel | Gas |
|---|---|
| Sewer | Connected |
| Account Number | 12261 |
|---|---|
| Street Address | 406 EXETER AVE |
| City | MIDDLESBORO |
| State | KY |
| Zip | 40965-1350 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Legal Description | SE 207 (LOT 19) |
| Legal Subdivision | SECTION SOUTHEAST |
| Legal Lot Number | 19 |
| Jurisdiction | BELL KY |
| Township / Civil Division | MIDDLESBOROUGH |
| Census Block Group | 2 |
| Census Block | 2021 |
| Census Tract | 960600 |
Source: Bell County records · APN 069-44-11-009.00
Assessment roll updated December 16, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 88 BEANS FORK RD, MIDDLESBORO, KY 40965-8430 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 30, 2023 | Deed, Transfer COMMUNITY TRUST BANK INC |
| Dec 16, 2022 | Deed, Transfer |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 07, 2023 · Amount on Record |
| Deed Sale | Mar 07, 2023 · Amount on Record |
| Prior Transfer Date | Dec 12, 2022 |
| Prior Transfer Doc | 00D399/385 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BELL KY |
| Recording Date | Mar 30, 2023 |
| Property Address | 406 EXETER AVE, MIDDLESBORO, KY 40965-1350 |
| Document Number | 00D400/672 |
| Book / Page | D400 / 672 |
| Instrument Date | Mar 07, 2023 |
| Instrument | 195699 |
| Transaction Type | Transfer |
| Record Updated | Apr 12, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $120.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2116 CUMBERLAND AVE, MIDDLESBORO, KY 40965-2831 |
| Name | Verified Name |
|---|---|
| Address | 88 BEANS FORK RD, MIDDLESBORO, KY 40965-8430 |
| Investor | Possibly a Property Investor |
| Document Number | 0000195700 |
|---|---|
| Date | Mar 30, 2023 |
| Instrument | 195700 |
| Name | COMMUNITY TRUST BANK INC |
|---|---|
| Type | Bank |
| Amount | Amount Recorded |
|---|---|
| Term | 240 Months |
| Due | Mar 07, 2043 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed |
|---|---|
| Jurisdiction | BELL KY |
| Recording Date | Dec 16, 2022 |
| Property Address | 406 EXETER AVE, MIDDLESBORO, KY 40965-1350 |
| Document Number | 00D399/385 |
| Book / Page | D399 / 385 |
| Instrument Date | Dec 12, 2022 |
| Instrument | 194439 |
| Transaction Type | Transfer |
| Record Updated | Dec 28, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2116 CUMBERLAND AVE, MIDDLESBORO, KY 40965-2831 |
| Name | Verified Name |
|---|---|
| Address | 2116 CUMBERLAND AVE, MIDDLESBORO, KY 40965-2831 |
Source: Bell County records · Assessment roll updated December 16, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Bell County |
| Municipality | Middlesborough City |
| Unified School District | Middlesboro Independent School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,286.00 (+392.72%) | $120,000 (+38%) Land $120,000 | $120,000 (+38%) Land $120,000 |
| 2023 | $261.00 | $25,000 | $25,000 |
Source: FEMA National Flood Hazard Layer, Bell County (21013C), updated January 28, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 210139606002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone AE |
|---|---|
| Special Flood Hazard Area | Yes |
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Flood Insurance Cost | Premium on Record median of 32 individual NFIP policies nearby |
| Nearby Flood Policies | 32 in force |
| Nearby Flood Claims | 24 (1982–2021) |
| Claims Outside the SFHA | 2 of 24 |
| Most Recent Claim | Mar 2021, river or lake flooding |
| Claims By Storm |
|
| Wildfire Risk | Low above 32% of the US · above 66% of Kentucky |
|---|---|
| Wildfire Likelihood | About 1 in 3,448 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 342 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Spectrum | Cable | 1,000 / 1,000 |
| Eastern Telephone & Technologies | Fixed Wireless (licensed-by-rule) | 300 / 100 |
| Verizon | Fixed Wireless | 300 / 20 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
May also be available at this address: Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.
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