406 Exeter Ave, Middlesboro, KY 40965 Property Records

Bell County property record for 406 Exeter Ave, Middlesboro, KY 40965 · Last verified April 2026

Property Summary

Property TypeCommercial
Details2,750 sqft
Owner2 Individual Names on File
Last Sale$120,000 (Mar 2023)
Tax Bill$1,286 (2025)
Deeds & MortgagesMar 2023 Sale & Mortgage
Dec 2022 Sale
Flood ZoneZone AE (high risk)
APN069-44-11-009.00

Property Details

APN / Parcel Number

Primary APN069-44-11-009.00
Alternative APNs
  • 12261
  • 532

Interior

Stories2 Stories
Building Area2,750 sqft Living Area

Exterior

DrivewayAsphalt Driveway

Utilities, Heating & Cooling

Heating FuelGas
SewerConnected

Location & Zoning

Account Number12261
Street Address406 EXETER AVE
CityMIDDLESBORO
StateKY
Zip40965-1350
Property CategoryCommercial
Property TypeCommercial > Retail
Legal DescriptionSE 207 (LOT 19)
Legal SubdivisionSECTION SOUTHEAST
Legal Lot Number19
JurisdictionBELL KY
Township / Civil DivisionMIDDLESBOROUGH
Census Block Group2
Census Block2021
Census Tract960600

Owner

Source: Bell County records · APN 069-44-11-009.00

Assessment roll updated December 16, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address88 BEANS FORK RD, MIDDLESBORO, KY 40965-8430
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 30, 2023Deed, Transfer
COMMUNITY TRUST BANK INC
Dec 16, 2022Deed, Transfer

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMar 07, 2023 · Amount on Record
Deed SaleMar 07, 2023 · Amount on Record
Prior Transfer DateDec 12, 2022
Prior Transfer Doc00D399/385
Record UpdatedJun 08, 2026

March 2023: Deed, Transfer

Document TypeDeed
JurisdictionBELL KY
Recording DateMar 30, 2023
Property Address406 EXETER AVE, MIDDLESBORO, KY 40965-1350
Document Number00D400/672
Book / PageD400 / 672
Instrument DateMar 07, 2023
Instrument195699
Transaction TypeTransfer
Record UpdatedApr 12, 2023

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$120.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2116 CUMBERLAND AVE, MIDDLESBORO, KY 40965-2831

Transferred To (Grantee/Buyer)

NameVerified Name
Address88 BEANS FORK RD, MIDDLESBORO, KY 40965-8430
InvestorPossibly a Property Investor

Mortgage

Document Number0000195700
DateMar 30, 2023
Instrument195700
Lender
NameCOMMUNITY TRUST BANK INC
TypeBank
Agreement
AmountAmount Recorded
Term240 Months
DueMar 07, 2043
Interest
Rate TypeAdjustable Rate

December 2022: Deed, Transfer

Document TypeDeed
JurisdictionBELL KY
Recording DateDec 16, 2022
Property Address406 EXETER AVE, MIDDLESBORO, KY 40965-1350
Document Number00D399/385
Book / PageD399 / 385
Instrument DateDec 12, 2022
Instrument194439
Transaction TypeTransfer
Record UpdatedDec 28, 2022

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2116 CUMBERLAND AVE, MIDDLESBORO, KY 40965-2831

Transferred To (Grantee/Buyer)

NameVerified Name
Address2116 CUMBERLAND AVE, MIDDLESBORO, KY 40965-2831

Tax Assessment & Valuation

Source: Bell County records · Assessment roll updated December 16, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateKentucky
CountyBell County
MunicipalityMiddlesborough City
Unified School DistrictMiddlesboro Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$1,286.00 (+392.72%)$120,000 (+38%) Land $120,000$120,000 (+38%) Land $120,000
2023$261.00$25,000$25,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Bell County (21013C), updated January 28, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 210139606002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
Special Flood Hazard AreaYes
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired (federally backed mortgages)
Flood Insurance CostPremium on Record
median of 32 individual NFIP policies nearby
Nearby Flood Policies32 in force
Nearby Flood Claims24 (1982–2021)
Claims Outside the SFHA2 of 24
Most Recent ClaimMar 2021, river or lake flooding
Claims By Storm
  • Severe Storms, Tornadoes, And Flooding, Jun 2011 · 18 claims

Wildfire

Wildfire RiskLow
above 32% of the US · above 66% of Kentucky
Wildfire LikelihoodAbout 1 in 3,448 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 342 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
SpectrumCable1,000 / 1,000
Eastern Telephone & TechnologiesFixed Wireless (licensed-by-rule)300 / 100
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20

May also be available at this address: Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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