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411 E Water St, Clarkesville, GA 30523 Property Records

Habersham County property record for 411 E Water St, Clarkesville, GA 30523

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,364 sqft · built 1983
Lot Size0.35 acres (15,246 sqft)
OwnerIndividual Name on Record
Last Sale$178,500 (Nov 2020)
Tax Bill$3,781 (2026)
Deeds & MortgagesNov 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN102 077A

Property Details

APN / Parcel Number

Primary APN102 077A
Alternative APNs
  • 679984
  • 402557

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,364 sqft Heated Area
Gross Area1,592 sqft
1st Floor Area1,364 sqft
FlooringHardwood
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1983
Effective Year BuiltEffective 2010
Exterior MaterialWood
Roof TypeGable
Roof MaterialWood Shingle
Lot Area15,246 sqft (0.35 acres)
Lot Dimensions151 ft deep x 103 ft wide

Exterior Amenities

PorchSlab
Porch Area228 sqft
Shed1 Shed
Shed Area96 sqft
Storage Building200 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
Heating FuelElectric

Location & Zoning

Account Number402557
Street Address411 E WATER ST
CityCLARKESVILLE
StateGA
Zip30523-5419
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal Description12-2 PB 38-166 1239-621
JurisdictionHABERSHAM GA
Township / Civil DivisionCLARKESVILLE
Census Block Group2
Census Block2022
Census Tract300

Owner

Source: Habersham County records, as of September 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address411 E WATER ST, CLARKESVILLE, GA 30523-5419
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 5, 2020 · Amount on Record
Deed SaleNov 5, 2020 · Amount on Record
Prior SaleJul 1, 2006 · Amount on Record
Deed Document Number20202348
Deed Book / Page1239 / 621
Record UpdatedOct 29, 2026

November 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHABERSHAM GA
Recording DateNov 5, 2020
Property Address411 E WATER ST, CLARKESVILLE, GA 30523-5419
Document Number001239/621
Book / Page1239 / 621
Instrument DateNov 5, 2020
Instrument2020-002348
Transaction TypeTransfer
Record UpdatedApr 18, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address411 E WATER ST, CLARKESVILLE, GA 30523-5419

Mortgage

Document Number0000001239/0000000623
DateNov 18, 2020
Book Page0000001239/0000000623
Lender
NameUNITED COMMUNITY BANK
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJan 1, 2050

Tax Assessment & Valuation

Source: Habersham County assessment roll, as of September 11, 2026

Property Jurisdictions

TypeName
StateGeorgia
CountyHabersham County
MunicipalityClarkesville City
Unified School DistrictHabersham County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,781.00 (+63.4%) Homeowner's exemption$115,161 (+29.12%) Land $13,629 Building $101,532$287,901 (+29.12%) Land $34,072 Building $253,829
2023$2,314.00 (+13.15%)$89,188 (+13.17%) Land $17,304 Building $71,884$222,970 (+13.17%) Land $43,260 Building $179,710
2022$2,045.00$78,812 Land $17,304 Building $61,508$197,030 Land $43,260 Building $153,770

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 5, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force
Nearby Flood Claims5 (2004–2020)
Claims Outside the SFHA2 of 5
Most Recent ClaimOct 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 44% of the US · above 42% of Georgia
Wildfire Likelihood0.09% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCLARKESVILLE
serves 5,785 people · EPA ID GA1370002
Water SourceSurface water
Last State InspectionMar 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 64 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
TrailWave
Fiber		1,000 / 1,000
Windstream
Cable · DSL · Fiber in parts of the area		1,000 / 25

May also be available: Xfinity.

Cell Coverage

5G (outdoors only) and 4G LTE

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