411 E Oak St, Bancroft, IA 50517 Property Records

Kossuth County property record for 411 E Oak St, Bancroft, IA 50517

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,756 sqft · built 1976
Lot Size	0.63 acres (27,443 sqft)
Owner	2 Individual Names on File
Last Sale	$225,000 (Jul 2022)
Tax Bill	$3,290 (2025)
Deeds & Mortgages	Jul 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`10-24-202-014`

Property Details

APN / Parcel Number

Primary APN	`10-24-202-014`

Interior

Full Baths	1 Bath
Total Rooms	9 Rooms
Building Area	1,756 sqft Living Area
Basement Area	1,500 sqft
Finished Basement	1,200 sqft
Unfinished Basement	300 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Architectural Style	Split Foyer
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	27,443 sqft (0.63 acres)
Garage Type	Attached
Garage Area	900 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	420 sqft
Patio Area	300 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Street Address	411 E OAK ST
City	BANCROFT
State	IA
Zip	50517-8056
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 4&5 BAUERS 1ST SUBDIV OF PART OF
Legal Subdivision	BAUERS FIRST SUBDIVISION
Legal Block	23
Legal Lot Number	4 5
Jurisdiction	KOSSUTH IA
Township / Civil Division	GREENWOOD
Census Block Group	2
Census Block	2019
Census Tract	950300

Owner

Source: Kossuth County records · APN 10-24-202-014

Assessment roll updated October 9, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	411 E OAK ST, BANCROFT, IA 50517-8056
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 13, 2022 · Amount on Record
Deed Sale	Jul 13, 2022 · Amount on Record
Prior Sale	Dec 05, 2013 · Amount on Record
Deed Document Number	20222082
Deed Book / Page	2022 / 2082
Prior Transfer Date	Dec 02, 2013
Prior Transfer Doc	02013/4512
Record Updated	Sep 20, 2026

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KOSSUTH IA
Recording Date	Jul 13, 2022
Property Address	411 E OAK ST, BANCROFT, IA 50517-8056
Document Number	02022/2082
Book / Page	2022 / 2082
Instrument Date	Jul 06, 2022
Instrument	2022 2082
Transaction Type	Transfer
Record Updated	Jan 09, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$359.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	411 E OAK ST, BANCROFT, IA 50517-8056

Mortgage

Document Number	02022/2083
Date	Jul 13, 2022
Book Page	2022/2083
Instrument	2022 2083

Lender

Name	QR LENDING
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 01, 2052

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Kossuth County records · Assessment roll updated October 9, 2025 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Iowa
Municipality	Bancroft City
County	Kossuth County
Unified School District	North Kossuth Community School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,290.00	$212,207 (+5.78%) Land $22,838 Building $189,369
2024	$3,290.00 (+33.2%)
2023		$200,617 Land $22,838 Building $177,779	$200,617 (-5.46%) Land $22,838 Building $177,779
2021	$2,470.00		$212,207 Land $22,838 Building $189,369

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of March 19, 2018 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Low lower than 98% of the US · lower than 82% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Winnebago Cooperative Telecom Association Fiber	1,000 / 1,000
Mediacom Communications Cable	1,000 / 50
T-Mobile USA Fixed Wireless	100 / 20

May also be available: LTD Broadband.

Based on FCC filings for 19 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	BANCROFT WATER SUPPLY serves 711 people
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.