Kossuth County property record for 405 E Oak St, Bancroft, IA 50517 · Last verified June 2026
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 960 sqft · built 1972 |
| Lot Size | 0.19 acres (8,276 sqft) |
| Owner | Individual Name on File |
| Last Sale | $45,000 (Mar 2013) |
| Tax Bill | $1,062 (2025) |
| Deeds & Mortgages | Jan 2023 Transfer Dec 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-24-202-009 |
| Primary APN | 10-24-202-009 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 960 sqft Living Area |
| Basement Area | 960 sqft |
| Unfinished Basement | 960 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1972 |
|---|---|
| Effective Year Built | Effective 1972 |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 8,276 sqft (0.19 acres) |
| Garage Type | Attached |
| Garage Area | 288 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 405 E OAK ST |
|---|---|
| City | BANCROFT |
| State | IA |
| Zip | 50517-8056 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 2 BAUERS 1ST SUB DIV OF PART OF |
| Legal Subdivision | BAUERS FIRST SUBDIVISION |
| Legal Block | 23 |
| Legal Lot Number | 2 |
| Jurisdiction | KOSSUTH IA |
| Township / Civil Division | GREENWOOD |
| Census Block Group | 2 |
| Census Block | 2019 |
| Census Tract | 950300 |
Source: Kossuth County records · APN 10-24-202-009
Assessment roll updated October 9, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 405 E OAK ST, BANCROFT, IA 50517-8056 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 30, 2023 | Intrafamily Transfer, Transfer |
| Dec 27, 2021 | Deed of Trust, Mortgage · Conventional Mortgage NORTHSTAR BANK |
| Jun 29, 2017 | Deed of Trust, Mortgage · Conventional Mortgage NORTHSTAR BANK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Mar 12, 2013 · Amount on Record |
| Deed Sale | Mar 12, 2013 · Amount on Record |
| Deed Document Number | 20131123 |
| Deed Book / Page | 2013 / 1123 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | KOSSUTH IA |
| Recording Date | Jan 30, 2023 |
| Property Address | 405 E OAK ST, BANCROFT, IA 50517-8056 |
| Document Number | 002023/309 |
| Book / Page | 2023 / 309 |
| Instrument Date | Jan 16, 2023 |
| Instrument | 2023-0309 |
| Transaction Type | Transfer |
| Record Updated | Jan 09, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 405 E OAK ST, BANCROFT, IA 50517-8056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KOSSUTH IA |
| Property Address | 405 E OAK ST, BANCROFT, IA 50517-8056 |
| Transaction Type | Mortgage |
| Record Updated | Feb 09, 2022 |
| Name | Verified Name |
|---|
| Document Number | 02021/4110 |
|---|---|
| Date | Dec 27, 2021 |
| Book Page | 2021/4110 |
| Instrument | 2021 4110 |
| Name | NORTHSTAR BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KOSSUTH IA |
| Property Address | 405 E OAK ST, BANCROFT, IA 50517-8056 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2017/2002 |
|---|---|
| Date | Jun 29, 2017 |
| Book Page | 2017/2002 |
| Instrument | 2017 2002 |
| Name | NORTHSTAR BANK |
|---|---|
| Type | Bank |
| Address | ESTHERVILLE, IA 51334 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Kossuth County records · Assessment roll updated October 9, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | Iowa |
| Municipality | Bancroft City |
| County | Kossuth County |
| Unified School District | North Kossuth Community School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,062.00 Homeowner's exemption | $71,125 (-5.09%) Land $10,080 Building $61,045 | |
| 2024 | $1,062.00 (+11.79%) | ||
| 2023 | $74,936 Land $10,080 Building $64,856 | $74,936 (+5.36%) Land $10,080 Building $64,856 | |
| 2021 | $950.00 | $71,125 Land $10,080 Building $61,045 |
Source: FEMA National Flood Hazard Layer, Kossuth County (19109C), updated March 19, 2018 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 282 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Winnebago Cooperative Telecom Association | Fiber | 1,000 / 1,000 |
| Mediacom Communications | Cable | 1,000 / 50 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
May also be available at this address: LTD Broadband. Availability varies by address; speeds are provider-advertised maximums, not measured.
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