411 E Geneva St, Dunkirk, OH 45836 Property Records

Hardin County property record for 411 E Geneva St, Dunkirk, OH 45836

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 2,782 sqft · built 2001
Lot Size	0.571 acres (24,904 sqft)
Owner	Individual Name on Record
Last Sale	$200,000 (Jul 2019)
Tax Bill	$2,494 (2025)
Deeds & Mortgages	Aug 2006 Line of Credit Mar 2008 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`03-170033.0000`

Property Details

APN / Parcel Number

Primary APN	`03-170033.0000`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,782 sqft Living Area
1st Floor Area	1,680 sqft
Upper Floors Area	1,102 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Metal
Lot Area	24,904 sqft (0.571 acres)
Lot Dimensions	200 ft deep x 124 ft wide
Garage Area	720 sqft
Parking Spaces	3 Parking Spaces
Shed	1 Shed
Shed Area	144 sqft
Gazebo	128 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	411 E GENEVA ST
City	DUNKIRK
State	OH
Zip	45836-1117
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	OXFORD LAKE SUBDIVISION LOT 10
Legal Subdivision	OXFORD LAKE
Legal Lot Number	10
Jurisdiction	HARDIN OH
Township / Civil Division	BLANCHARD
Census Block Group	2
Census Block	2022
Census Tract	300

Owner

Source: Hardin County records, as of April 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	411 E GENEVA ST, DUNKIRK, OH 45836-1117
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 7, 2006	Deed of Trust, Mortgage · Line of Credit SKY BANK
Mar 17, 2008	Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK
Apr 9, 2026	Quit Claim Deed, Transfer · Conventional Mortgage HUNTINGTON NATIONAL BANK
Jul 11, 2019	Survivorship Deed, Transfer · Conventional Mortgage THE HUNTINGTON NATIONAL BANK
Oct 19, 2005	Warranty Deed, Transfer · Conventional Mortgage ABN AMRO MORTGAGE GROUP INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 11, 2019 · Amount on Record
Deed Sale	Jul 11, 2019 · Amount on Record
Prior Sale	Oct 19, 2005 · Amount on Record
Deed Document Number	20191943
Deed Book / Page	553 / 2195
Last Transfer Date	Mar 20, 2026
Transfer Doc	0000001080
Record Updated	Jun 8, 2026

August 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARDIN OH
Property Address	411 E GENEVA ST, DUNKIRK, OH 45836-1117
Transaction Type	Mortgage
Record Updated	Apr 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00462/1015
Date	Aug 7, 2006
Book Page	462/1015
Instrument	200600039691

Lender

Name	SKY BANK
Type	Bank
Address	SALINEVILLE, OH 43945

Agreement

Type	Line of Credit
Amount	Amount Recorded

March 2008: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARDIN OH
Property Address	411 E GENEVA ST, DUNKIRK, OH 45836-1117
Transaction Type	Mortgage
Record Updated	Apr 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00476/0083
Date	Mar 17, 2008
Book Page	476/0083
Instrument	200800048444

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	DUNMOR, KY 42339

Agreement

Type	Line of Credit
Amount	Amount Recorded

April 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HARDIN OH
Recording Date	Apr 9, 2026
Property Address	411 E GENEVA ST, DUNKIRK, OH 45836-1117
Document Number	0000001080
Book / Page	577 / 2396
Instrument Date	Mar 20, 2026
Instrument	20261080
Transaction Type	Transfer
Record Updated	Jul 12, 2026
Title Company	HUNTINGTON TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	411 E GENEVA ST, DUNKIRK, OH 45836-1117

Mortgage

Document Number	0000001081,
Date	Apr 9, 2026
Instrument	20261081

Lender

Name	HUNTINGTON NATIONAL BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2056

Interest

Rate Type	Fixed Rate
Rate	5.98%
Initial Type	Fixed Rate
Max Rate	-1%

July 2019: Survivorship Deed, Transfer

Document Type	Survivorship Deed
Jurisdiction	HARDIN OH
Recording Date	Jul 11, 2019
Property Address	411 E GENEVA ST, DUNKIRK, OH 45836-1117
Document Number	553/2195
Book / Page	553 / 2195
Map Reference	CAB 1 SL 21
Instrument Date	Jul 11, 2019
Instrument	201900001943
Transaction Type	Transfer
Record Updated	Sep 16, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	411 E GENEVA ST, DUNKIRK, OH 45836-1117

Mortgage

Document Number	201900001944
Date	Jul 11, 2019
Instrument	201900001944

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2049

October 2005: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HARDIN OH
Recording Date	Oct 19, 2005
Property Address	411 E GENEVA ST, DUNKIRK, OH 45836-1117
Document Number	454/0940
Book / Page	454 / 0940
Map Reference	CAB1 SL21
Instrument Date	Oct 5, 2005
Instrument	200500034839
Transaction Type	Transfer
Record Updated	Sep 16, 2021
Title Company	MID AMERICAN TITLE AGENCY IN

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$642.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4711 E GENEVA ST, DUNKIRK, OH 45836

Mortgage

Document Number	00454/0942
Date	Oct 19, 2005
Book Page	454/0942
Instrument	200500034840

Lender

Name	ABN AMRO MORTGAGE GROUP INC
Type	Mortgage Company
Address	TROY, MI 48084

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2035

Tax Assessment & Valuation

Source: Hardin County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hardin County
County Subdivision	Blanchard Township
Municipality	Dunkirk Village
Unified School District	Hardin Northern Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,494.00 (-0.28%)	$71,300 (-) Land $7,410 Building $63,890
2024	$2,501.00 (+0.77%) Homeowner's exemption	$71,300 (-) Land $7,410 Building $63,890
2023	$2,482.00 (-13.94%) Homeowner's exemption	$71,300 (+7.9%) Land $7,410 Building $63,890	$203,710 (+7.9%) Land $21,170 Building $182,540
2022	$2,884.00 Homeowner's exemption	$66,080 Land $4,670 Building $61,410
2020			$188,800 Land $13,340 Building $175,460

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 9, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1981)
Most Recent Claim	Jun 1981 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 85% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DUNKIRK VILLAGE PWS serves 875 people · EPA ID OH3300212
Water Source	Groundwater
Last State Inspection	May 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 35
HDER Link Fixed Wireless	500 / 500
Watch TV Fixed Wireless	400 / 40
T-Mobile Fixed Wireless	100 / 20

May also be available: MetaLINK Technologies, Verizon.

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