311 E Geneva St, Dunkirk, OH 45836 Property Records

Hardin County property record for 311 E Geneva St, Dunkirk, OH 45836

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,276 sqft · built 2004
Lot Size	0.688 acres (30,000 sqft)
Owner	Individual Name on Record
Last Sale	$175,000 (Sep 2019)
Tax Bill	$2,023 (2025)
Deeds & Mortgages	Aug 2023 Line of Credit Sep 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-170027.0000`

Property Details

APN / Parcel Number

Primary APN	`03-170027.0000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	9 Rooms
Stories	3 Stories
Building Area	1,276 sqft Living Area
1st Floor Area	1,276 sqft
Basement Area	704 sqft
Finished Basement	704 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Tri-Level
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Shingle
Lot Area	30,000 sqft (0.688 acres)
Lot Dimensions	250 ft deep x 120 ft wide

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Shed	1 Shed
Shed Area	128 sqft
Pole Barn	768 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	311 E GENEVA ST
City	DUNKIRK
State	OH
Zip	45836-1116
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	OXFORD LAKE SUBDIVISION LOT 4
Legal Subdivision	OXFORD LAKE
Legal Lot Number	4
Jurisdiction	HARDIN OH
Township / Civil Division	BLANCHARD
Census Block Group	2
Census Block	2022
Census Tract	300

Owner

Source: Hardin County records, as of March 31, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	311 E GENEVA ST, DUNKIRK, OH 45836-1116
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 29, 2023	Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK
Sep 10, 2019	Survivorship Deed, Transfer · Conventional Mortgage PARTNERS UNITED FINANCIAL LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 10, 2019 · Amount on Record
Deed Sale	Sep 10, 2019 · Amount on Record
Prior Sale	Sep 8, 2016 · Amount on Record
Deed Document Number	20192817
Deed Book / Page	554 / 251
Record Updated	Jun 8, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARDIN OH
Property Address	311 E GENEVA ST, DUNKIRK, OH 45836-1116
Transaction Type	Mortgage
Record Updated	Sep 19, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	311 E GENEVA ST, DUNKIRK, OH 45836-1116

Mortgage

Document Number	00568/4774
Date	Aug 29, 2023
Book Page	568/4774
Instrument	2023002334

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Line of Credit
Amount	Amount Recorded

September 2019: Survivorship Deed, Transfer

Document Type	Survivorship Deed
Jurisdiction	HARDIN OH
Recording Date	Sep 10, 2019
Property Address	311 E GENEVA ST, DUNKIRK, OH 45836-1116
Document Number	00554/0251
Book / Page	554 / 0251
Map Reference	CAB 1 SL 21
Instrument Date	Aug 30, 2019
Instrument	201900002817
Transaction Type	Transfer
Record Updated	Aug 25, 2022
Title Company	FIRST OHIO TITLE INSURANCE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship

Mortgage

Document Number	201900002818
Date	Sep 10, 2019
Instrument	201900002818

Lender

Name	PARTNERS UNITED FINANCIAL LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2049

Tax Assessment & Valuation

Source: Hardin County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hardin County
County Subdivision	Blanchard Township
Municipality	Dunkirk Village
Unified School District	Hardin Northern Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,023.00 (-0.25%)	$56,280 (-) Land $7,390 Building $48,890
2024	$2,028.00 (+0.7%)	$56,280 (-) Land $7,390 Building $48,890
2023	$2,014.00 (-12.81%)	$56,280 (+9.24%) Land $7,390 Building $48,890	$160,800 (+9.24%) Land $21,110 Building $139,690
2022	$2,310.00	$51,520 Land $4,630 Building $46,890
2020			$147,200 Land $13,230 Building $133,970

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 9, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1981)
Most Recent Claim	Jun 1981 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 85% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DUNKIRK VILLAGE PWS serves 875 people · EPA ID OH3300212
Water Source	Groundwater
Last State Inspection	May 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 168 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
HDER Link Fixed Wireless	500 / 500
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Brightspeed, MetaLINK Technologies.

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