Carroll County property record for 411 E Columbia St, Flora, IN 46929
| Property Type | Single Family Home |
|---|---|
| Details | 1 bd · 1 ba · 900 sqft · built 1870 |
| Lot Size | 0.152 acres (6,621 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $159,600 (Jun 2025) |
| Tax Bill | $480 (2025) |
| Deeds & Mortgages | Jul 2014 Mortgage Jun 2025 Sale & Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-10-10-014-017.000-016 |
| Primary APN | 08-10-10-014-017.000-016 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 900 sqft Living Area |
| 1st Floor Area | 1,176 sqft |
| Basement Area | 276 sqft |
| Unfinished Basement | 276 sqft |
| Family Room | Family Room |
| Year Built | Built 1870 |
|---|---|
| Effective Year Built | Effective 1870 |
| Construction Type | Wood |
| Foundation Type | No Foundation |
| Roof Material | Asphalt |
| Lot Area | 6,621 sqft (0.152 acres) |
| Lot Dimensions | 120 ft deep x 55 ft wide |
| Garage Type | Detached |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Shed | 1 Shed |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | 00125536415 |
|---|---|
| Street Address | 411 E COLUMBIA ST |
| City | FLORA |
| State | IN |
| Zip | 46929-1107 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 018-14017-00 FLORA RIGGLES W 55' LOT 10 |
| Legal Subdivision | FLORA RIGGLES |
| Legal Lot Number | 10 |
| Jurisdiction | CARROLL IN |
| Township / Civil Division | MONROE |
| Census Block Group | 2 |
| Census Block | 2018 |
| Census Tract | 959800 |
Source: Carroll County records, as of June 19, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3737 S 950 E, LAFAYETTE, IN 47905-9400 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Jul 21, 2014 | Deed of Trust, Mortgage · Conventional Mortgage PREMIER HOME MORTGAGE INC |
| Jun 23, 2025 | Warranty Deed, Transfer · Line of Credit SECURITY FEDERAL SAVINGS BANK VP |
| Jul 22, 2014 | Warranty Deed, Transfer · Conventional Mortgage PREMIER HOME MORTGAGE INC |
| Jul 24, 2009 | Intrafamily Transfer, Transfer · VA Mortgage JPMORGAN CHASE BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 23, 2025 · Amount on Record |
| Deed Sale | Jun 23, 2025 · Amount on Record |
| Prior Sale | Jul 22, 2014 · Amount on Record |
| Deed Document Number | 20251642 |
| Prior Transfer Date | Oct 10, 2007 |
| Prior Transfer Doc | 00068/2338 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARROLL IN |
| Property Address | 411 E COLUMBIA ST, FLORA, IN 46929-1107 |
| Transaction Type | Mortgage |
| Record Updated | May 12, 2026 |
| Name | Verified Name |
|---|
| Document Number | 2014002121 |
|---|---|
| Date | Jul 21, 2014 |
| Instrument | 2014002121 |
| Name | PREMIER HOME MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | RAPID CITY, SD 57701 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jul 18, 2029 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CARROLL IN |
| Recording Date | Jun 23, 2025 |
| Property Address | 411 E COLUMBIA ST, FLORA, IN 46929-1107 |
| Document Number | 2025001642 |
| Instrument Date | Jun 20, 2025 |
| Instrument | 2025001642 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2026 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 3737 S 950 E, LAFAYETTE, IN 47905-9400 |
| Document Number | 2025001643 |
|---|---|
| Date | Jun 23, 2025 |
| Instrument | 2025001643 |
| Name | SECURITY FEDERAL SAVINGS BANK VP |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 247 Months |
| Due | Jan 1, 2046 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 7.25% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Jan 1, 2033 |
| Change Frequency | Annually |
| Min Rate At Change | 7.25% |
| Max Rate At Change | 9.25% |
| Index | 1-Year CMT |
| Margin | 3 |
| Max Rate | 13.2% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CARROLL IN |
| Recording Date | Jul 22, 2014 |
| Property Address | 411 E COLUMBIA ST, FLORA, IN 46929-1107 |
| Document Number | 2014002120 |
| Instrument Date | Jul 21, 2014 |
| Instrument | 2014002120 |
| Transaction Type | Transfer |
| Record Updated | Sep 19, 2025 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 411 E COLUMBIA ST, FLORA, IN 46929-1107 |
| Document Number | 2014002121 |
|---|---|
| Date | Jul 22, 2014 |
| Instrument | 2014002121 |
| Name | PREMIER HOME MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | RAPID CITY, SD 57701 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2044 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CARROLL IN |
| Recording Date | Jul 24, 2009 |
| Property Address | 411 E COLUMBIA ST, FLORA, IN 46929-1107 |
| Document Number | 00080/1527 |
| Book / Page | 80 / 1527 |
| Instrument Date | Jul 17, 2009 |
| Instrument | 200900002505 |
| Transaction Type | Transfer |
| Record Updated | Sep 19, 2025 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 411 E COLUMBIA ST, FLORA, IN 46929-1107 |
| Document Number | 00080/1531 |
|---|---|
| Date | Jul 24, 2009 |
| Book Page | 80/1531 |
| Instrument | 200900002506 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | DEERFIELD BEACH, FL 33442 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2039 |
Source: Carroll County assessment roll, as of June 19, 2026
| Type | Name |
|---|---|
| State | Indiana |
| County | Carroll County |
| County Subdivision | Monroe Township |
| Municipality | Flora Town |
| Unified School District | Carroll Consolidated School Corporation (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $480.00 (+25.65%) Homeowner's exemption | $94,800 (+30.58%) Land $12,900 Building $81,900 | $94,800 (+30.58%) Land $12,900 Building $81,900 |
| 2024 | $382.00 (+15.76%) | ||
| 2023 | $72,600 (+11.18%) Land $9,400 Building $63,200 | $72,600 (+11.18%) Land $9,400 Building $63,200 | |
| 2022 | $330.00 | $65,300 Land $9,400 Building $55,900 | $65,300 Land $9,400 Building $55,900 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective May 7, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 8 (1983–2008) |
| Claims Outside the SFHA | 4 of 8 |
| Most Recent Claim | Jan 2008 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FLORA WATER WORKS serves 2,100 people · EPA ID IN5208003 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 473 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Mulberry Cooperative Telephone Company Fiber | 1,000 / 1,000 |
| Sparklight Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| On-Ramp Indiana Fixed Wireless | 200 / 35 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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