Carroll County property record for 403 E Columbia St, Flora, IN 46929
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 3,594 sqft · built 1965 |
| Lot Size | 0.165 acres (7,187 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $255,117 (Jul 2025) |
| Tax Bill | $993 (2025) |
| Deeds & Mortgages | Jan 2025 Mortgage Jul 2025 Mortgage + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-10-10-014-015.000-016 |
| Primary APN | 08-10-10-014-015.000-016 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 3,594 sqft Living Area |
| 1st Floor Area | 3,076 sqft |
| Attic | Attic |
| Attic Area | 2,070 sqft |
| Basement Area | 517 sqft |
| Unfinished Basement | 517 sqft |
| Year Built | Built 1965 |
|---|---|
| Effective Year Built | Effective 1965 |
| Construction Type | Wood |
| Foundation Type | No Foundation |
| Roof Material | Asphalt |
| Lot Area | 7,187 sqft (0.165 acres) |
| Lot Dimensions | 120 ft deep x 60 ft wide |
| Shed | 1 Shed |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | 00673538557 |
|---|---|
| Street Address | 403 E COLUMBIA ST |
| City | FLORA |
| State | IN |
| Zip | 46929-1107 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 018-14015-00 FLORA ELIZABETH J FLORA'S LOT 2 |
| Legal Subdivision | FLORA ELIZABETH J FLORA'S |
| Legal Lot Number | 2 |
| Jurisdiction | CARROLL IN |
| Township / Civil Division | MONROE |
| Census Block Group | 2 |
| Census Block | 2019 |
| Census Tract | 959800 |
Source: Carroll County records, as of June 19, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 403 E COLUMBIA ST, FLORA, IN 46929-1107 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Jan 17, 2025 | Deed of Trust, Mortgage · FHA Mortgage GOODLEAP LC |
| Jul 28, 2025 | Warranty Deed, Transfer · Conventional Mortgage RUOFF MORTGAGE COMPANY INC |
| Jul 28, 2025 | Warranty Deed, Transfer · Conventional Mortgage RUOFF MORTGAGE COMPANY INC |
| Apr 27, 2020 | Warranty Deed, Transfer · Conventional Mortgage RUOFF MORTGAGE COMPANY INC |
| Dec 9, 2014 | Warranty Deed, Transfer · Conventional Mortgage AMERICAN SOUTHWEST MORTGAGE CORP |
| Sep 11, 2012 | Quit Claim Deed, Transfer Quitclaim |
| Jan 3, 2006 | Intrafamily Transfer, Transfer · Conventional Mortgage FIRST FINANCIAL BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 28, 2025 · Amount on Record |
| Deed Sale | Jul 28, 2025 · Amount on Record |
| Prior Sale | Apr 27, 2020 · Amount on Record |
| Deed Document Number | 20252044 |
| Prior Transfer Date | Dec 27, 2005 |
| Prior Transfer Doc | 00055/1755 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARROLL IN |
| Property Address | 403 E COLUMBIA ST, FLORA, IN 46929-1107 |
| Transaction Type | Mortgage |
| Record Updated | Mar 6, 2026 |
| Name | Verified Name |
|---|---|
| Address | 403 E COLUMBIA ST, FLORA, IN 46929-1107 |
| Document Number | 2025000127 |
|---|---|
| Date | Jan 17, 2025 |
| Instrument | 2025000127 |
| Name | GOODLEAP LC |
|---|---|
| Type | Mortgage Company |
| Address | 8781 SIERRA COLLEGE BLVD, ROSEVILLE, CA 95661 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Feb 1, 2045 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CARROLL IN |
| Recording Date | Jul 28, 2025 |
| Property Address | 403 E COLUMBIA ST, FLORA, IN 46929-1107 |
| Document Number | 2025002044 |
| Instrument Date | Jul 25, 2025 |
| Instrument | 2025002044 |
| Transaction Type | Transfer |
| Record Updated | Jan 15, 2026 |
| Title Company | METROPOLITAN TITLE OF IN |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 403 E COLUMBIA ST, FLORA, IN 46929-1107 |
| Document Number | 2025002045 |
|---|---|
| Date | Jul 28, 2025 |
| Instrument | 2025002045 |
| Name | RUOFF MORTGAGE COMPANY INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CARROLL IN |
| Recording Date | Jul 28, 2025 |
| Property Address | 403 E COLUMBIA ST, FLORA, IN 46929-1107 |
| Document Number | 2025002044 |
| Instrument Date | Jul 25, 2025 |
| Instrument | 2025002044 |
| Transaction Type | Transfer |
| Record Updated | Mar 6, 2026 |
| Title Company | METROPOLITAN TITLE CORPORATION, METROPOLITAN TITLE OF IN |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 403 E COLUMBIA ST, FLORA, IN 46929-1107 |
| Document Number | 2025002045 |
|---|---|
| Date | Jul 28, 2025 |
| Instrument | 2025002045 |
| Name | RUOFF MORTGAGE COMPANY INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CARROLL IN |
| Recording Date | Apr 27, 2020 |
| Property Address | 403 E COLUMBIA ST, FLORA, IN 46929-1107 |
| Document Number | 2020001214 |
| Instrument Date | Apr 17, 2020 |
| Instrument | 2020001214 |
| Transaction Type | Transfer |
| Record Updated | Mar 6, 2026 |
| Title Company | COLUMBIA TITLE INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 403 E COLUMBIA ST, FLORA, IN 46929-1107 |
| Document Number | 2020001215 |
|---|---|
| Date | Apr 27, 2020 |
| Instrument | 2020001215 |
| Name | RUOFF MORTGAGE COMPANY INC |
|---|---|
| Type | Mortgage Company |
| Address | FORT WAYNE, IN 46804 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CARROLL IN |
| Recording Date | Dec 9, 2014 |
| Property Address | 403 E COLUMBIA ST, FLORA, IN 46929-1107 |
| Document Number | 2014003707 |
| Instrument Date | Dec 9, 2014 |
| Instrument | 2014003707 |
| Transaction Type | Transfer |
| Record Updated | Mar 6, 2026 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 403 E COLUMBIA ST, FLORA, IN 46929-1107 |
| Document Number | 2014003708 |
|---|---|
| Date | Dec 9, 2014 |
| Instrument | 2014003708 |
| Name | AMERICAN SOUTHWEST MORTGAGE CORP |
|---|---|
| Type | Lending Institution |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2045 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CARROLL IN |
| Recording Date | Sep 11, 2012 |
| Property Address | 403 E COLUMBIA ST, FLORA, IN 46929-1107 |
| Document Number | 00099/1837 |
| Book / Page | 99 / 1837 |
| Instrument Date | Jun 1, 2012 |
| Instrument | 201200003533 |
| Transaction Type | Transfer |
| Record Updated | Mar 6, 2026 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5114 E MIAMI TRL, ROLLING PRAIRIE, IN 46371-9637 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CARROLL IN |
| Recording Date | Jan 3, 2006 |
| Property Address | 403 E COLUMBIA ST, FLORA, IN 46929-1107 |
| Document Number | 00055/1752 |
| Book / Page | 55 / 1752 |
| Instrument Date | Dec 27, 2005 |
| Instrument | 200600000011 |
| Transaction Type | Transfer |
| Record Updated | Mar 6, 2026 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 403 E COLUMBIA ST, FLORA, IN 46929-1107 |
| Document Number | 00055/1755 |
|---|---|
| Date | Jan 3, 2006 |
| Book Page | 55/1755 |
| Instrument | 200600000012 |
| Name | FIRST FINANCIAL BANK NA |
|---|---|
| Type | Bank |
| Address | HAMILTON, OH 45011 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2036 |
Source: Carroll County assessment roll, as of June 19, 2026
| Type | Name |
|---|---|
| State | Indiana |
| County | Carroll County |
| County Subdivision | Monroe Township |
| Municipality | Flora Town |
| Unified School District | Carroll Consolidated School Corporation (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $993.00 (-17.73%) Homeowner's exemption | $146,700 (+1.03%) Land $14,100 Building $132,600 | $146,700 (+1.03%) Land $14,100 Building $132,600 |
| 2024 | $1,207.00 (+8.94%) | ||
| 2023 | $145,200 (+17.86%) Land $10,200 Building $135,000 | $145,200 (+17.86%) Land $10,200 Building $135,000 | |
| 2022 | $1,108.00 | $123,200 Land $10,200 Building $113,000 | $123,200 Land $10,200 Building $113,000 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective May 7, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 8 (1983–2008) |
| Claims Outside the SFHA | 4 of 8 |
| Most Recent Claim | Jan 2008 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FLORA WATER WORKS serves 2,100 people · EPA ID IN5208003 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 473 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Mulberry Cooperative Telephone Company Fiber | 1,000 / 1,000 |
| Sparklight Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| On-Ramp Indiana Fixed Wireless | 200 / 35 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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