411 E Center St, Cambridge, IL 61238 Property Records

Henry County property record for 411 E Center St, Cambridge, IL 61238

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,176 sqft · built 1907
Lot Size	0.28 acres (12,197 sqft)
Owner	Individual Name on Record
Last Sale	$51,612 (Feb 2016)
Tax Bill	$3,120 (2025)
Deeds & Mortgages	May 2021 Mortgage Mar 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`18-07-427-003`

Property Details

APN / Parcel Number

Primary APN	`18-07-427-003`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,176 sqft Living Area
1st Floor Area	1,176 sqft
Attic	Attic
Attic Area	623 sqft
Basement Area	1,176 sqft
Unfinished Basement	1,176 sqft

Exterior

Year Built	Built 1907
Effective Year Built	Effective 1907
Architectural Style	Victorian
Construction Type	Frame
Lot Area	12,197 sqft (0.28 acres)
Lot Dimensions	125 ft deep x 99 ft wide
Garage Type	Detached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	411 E CENTER ST
City	CAMBRIDGE
State	IL
Zip	61238-1202
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	W99 LT 1 & 2 BLK 28 GOULDS ADD VILLAGE OF CAMBRIDGE
Legal Subdivision	GOULDS ADD
Legal Block	28
Legal Lot Number	1,2
Jurisdiction	HENRY IL
Township / Civil Division	CAMBRIDGE
Census Block Group	4
Census Block	4026
Census Tract	30202

Owner

Source: Henry County records, as of August 10, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	411 E CENTER ST, CAMBRIDGE, IL 61238-1202
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 17, 2021	Deed of Trust, Mortgage · Conventional Mortgage IH MISSISSIPPI VALLEY CU
Mar 3, 2022	Deed of Trust, Mortgage · ARM IH MISSISSIPPI VALLEY CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 3, 2016 · Amount on Record
Deed Sale	Feb 3, 2016 · Amount on Record
Prior Sale	Aug 6, 2015
Deed Document Number	201620-1600655
Record Updated	Sep 20, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENRY IL
Property Address	411 E CENTER ST, CAMBRIDGE, IL 61238-1202
Transaction Type	Mortgage
Record Updated	Oct 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000003055
Date	May 17, 2021
Instrument	20-2103055

Lender

Name	IH MISSISSIPPI VALLEY CU
Type	Credit Union
Address	MOLINE, IL 61265

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	May 15, 2031

Interest

Rate Type	Fixed Rate
Rate	3.49%

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENRY IL
Property Address	411 E CENTER ST, CAMBRIDGE, IL 61238-1202
Transaction Type	Mortgage
Record Updated	Oct 21, 2022
Title Company	GOMG TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001313
Date	Mar 3, 2022
Instrument	20-2201313

Lender

Name	IH MISSISSIPPI VALLEY CU
Type	Credit Union
Address	MOLINE, IL 61265

Agreement

Type	ARM
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	2.62%
Adjustable	Adjustable Rate Rider
Type Change Date	Mar 1, 2029
Change Frequency	Annually
Min Rate At Change	2.87%
Max Rate At Change	3.62%
Index	1-Year CMT
Max Rate	5.62%

Tax Assessment & Valuation

Source: Henry County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Henry County
County Subdivision	Cambridge Township
Municipality	Cambridge Village
Unified School District	Cambridge Community Unit School District 227 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,120.00 (+30.05%)	$40,598 (+15.41%) Land $5,785 Building $34,813	$121,794 (+15.41%) Land $17,355 Building $104,439
2022		$35,177 Land $5,012 Building $30,165	$105,531 Land $15,036 Building $90,495
2021	$2,399.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 2, 2011

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAMBRIDGE serves 2,086 people · EPA ID IL0730300
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 333 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cambridge Telcom Services Fiber · Fixed Wireless	1,000 / 1,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: Nextlink.

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