Henry County property record for 316 E Center St, Cambridge, IL 61238
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 612 sqft · built 1950 |
| Lot Size | 0.18 acres (7,841 sqft) |
| Owner | Individual Name on File |
| Last Sale | $65,900 (Sep 2022) |
| Tax Bill | $1,673 (2025) |
| Deeds & Mortgages | Sep 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 18-07-429-006 |
| Primary APN | 18-07-429-006 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 612 sqft Living Area |
| 1st Floor Area | 708 sqft |
| Basement Area | 672 sqft |
| Unfinished Basement | 708 sqft |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1950 |
| Architectural Style | Bungalow |
| Construction Type | Frame |
| Foundation Type | Block |
| Lot Area | 7,841 sqft (0.18 acres) |
| Lot Dimensions | 155 ft deep x 50 ft wide |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 316 E CENTER ST |
|---|---|
| City | CAMBRIDGE |
| State | IL |
| Zip | 61238-1207 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | E50 OF N1/2 BLK 27 S OF CENTER ST GOULDS ADD VILLAGE OF CAMBRIDGE |
| Legal Subdivision | GOULDS ADD |
| Legal Block | 27 |
| Jurisdiction | HENRY IL |
| Township / Civil Division | CAMBRIDGE |
| Census Block Group | 5 |
| Census Block | 5008 |
| Census Tract | 30202 |
316 E Center St is owned and occupied by an individual who bought it in September 2022.
Source: Henry County records, as of June 19, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 316 E CENTER ST, CAMBRIDGE, IL 61238-1207 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 21, 2022 · Amount on File |
| Deed Sale | Sep 21, 2022 · Amount on File |
| Prior Sale | Jun 30, 2016 · Amount on File |
| Deed Document Number | 20225587 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HENRY IL |
| Recording Date | Sep 21, 2022 |
| Property Address | 316 E CENTER ST, CAMBRIDGE, IL 61238-1207 |
| Document Number | 0000005587 |
| Instrument Date | Aug 3, 2022 |
| Instrument | 20-2205587 |
| Transaction Type | Transfer |
| Record Updated | Mar 7, 2023 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $66.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 316 E CENTER ST, CAMBRIDGE, IL 61238-1207 |
| Document Number | 0000005588 |
|---|---|
| Date | Sep 21, 2022 |
| Instrument | 20-2205588 |
| Name | BNC NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2052 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.12% |
The 2025 property tax bill for 316 E Center St was $1,673 with a homeowner's exemption.
Source: Henry County assessment roll, as of June 19, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Henry County |
| County Subdivision | Cambridge Township |
| Municipality | Cambridge Village |
| Unified School District | Cambridge Community Unit School District 227 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,673.00 | $24,552 Land $3,143 Building $21,409 | $73,656 Land $9,429 Building $64,227 |
| 2022 | $21,275 Land $2,724 Building $18,551 | $63,825 Land $8,172 Building $55,653 | |
| 2021 | $605.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 316 E Center St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 2, 2011
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 316 E Center St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 94% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CAMBRIDGE serves 2,086 people · EPA ID IL0730300 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2024 |
| Lead | 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 333 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cambridge Telcom Services Fiber · Fixed Wireless | 1,000 / 1,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
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