Vernon County property record for 411 Division St, Stoddard, WI 54658
| Property Type | Single Family Home |
|---|---|
| Owner | Individual Name on Record |
| Last Sale | $180,000 (Apr 2024) |
| Tax Bill | $1,360 (2025) |
| Deeds & Mortgages | Apr 2024 Sale & Mortgage Jun 2023 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 181-00182-0000 |
| Primary APN | 181-00182-0000 |
|---|---|
| Alternative APN |
|
| Street Address | 411 DIVISION ST |
|---|---|
| City | STODDARD |
| State | WI |
| Zip | 54658-9527 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WROBELS ADD. W 95 OF LOTS 11-12 IN VILLAGE OF STODDARD |
| Legal Subdivision | WROBELS ADD |
| Legal Lot Number | 11-12 |
| Jurisdiction | VERNON WI |
| Township / Civil Division | STODDARD |
| Census Block Group | 1 |
| Census Block | 1091 |
| Census Tract | 960700 |
Source: Vernon County records, as of February 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 411 DIVISION ST, STODDARD, WI 54658-9527 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 1, 2024 | Warranty Deed, Transfer · Conventional Mortgage COVANTAGE CU |
| Jun 29, 2023 | Personal Representative Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 1, 2024 · Amount on Record |
| Deed Sale | Apr 1, 2024 · Amount on Record |
| Prior Sale | Jun 29, 2023 · Amount on Record |
| Deed Document Number | 535517 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | VERNON WI |
| Recording Date | Apr 1, 2024 |
| Property Address | 411 DIVISION ST, STODDARD, WI 54658-9527 |
| Document Number | 0000535517 |
| Instrument Date | Mar 29, 2024 |
| Instrument | 535517 |
| Transaction Type | Transfer |
| Record Updated | Apr 19, 2024 |
| Title Company | NEW CUSTOM TITLE, NEW CASTLE TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $540.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 0000535518 |
|---|---|
| Date | Apr 1, 2024 |
| Instrument | 535518 |
| Name | COVANTAGE CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 1, 2054 |
| Document Type | Personal Representative Deed |
|---|---|
| Jurisdiction | VERNON WI |
| Recording Date | Jun 29, 2023 |
| Property Address | 411 DIVISION ST, STODDARD, WI 54658-9527 |
| Document Number | 0000532327 |
| Instrument Date | Jun 29, 2023 |
| Instrument | 532327 |
| Transaction Type | Transfer |
| Record Updated | Jan 2, 2024 |
| Amount | Amount Recorded |
|---|---|
| Tax | $186.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | S3782 STATE HIGHWAY 35, GENOA, WI 54632-8847 |
Source: Vernon County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Wisconsin |
| County | Vernon County |
| Municipality | Stoddard Village |
| Unified School District | De Soto Area School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,360.00 (+40.35%) | $105,000 (+63.04%) Land $40,900 Building $64,100 | $121,600 (+42.72%) |
| 2023 | $969.00 (+0.94%) | $64,400 (-) Land $27,600 Building $36,800 | $85,200 (+4.67%) |
| 2022 | $960.00 Homeowner's exemption | $64,400 Land $27,600 Building $36,800 | $81,400 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective November 11, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 2 (2001–2023) |
| Most Recent Claim | Apr 2023 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Wisconsin |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | STODDARD WATERWORKS serves 793 people · EPA ID WI6630262 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2024 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 Sanitary survey deficiency not corrected Jul 2018 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 144 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Coon Valley Farmers Telephone Fiber | 1,000 / 1,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
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