Vernon County property record for 405 Division St, Stoddard, WI 54658 · Last verified February 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Occupancy | Owner Occupied |
| Last Sale | $82,000 (2018) |
| Tax Bill | $1,141.00 (2025) |
Source: Vernon County records · APN 181-00074-0000
Assessment roll updated January 1, 2025 · Last verified February 2026
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| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 405 DIVISION ST, STODDARD, WI 54658-9527 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Nov 10, 2021 | Deed of Trust, Mortgage · Line of Credit ALTRA FCU |
| Oct 27, 2021 | Deed of Trust, Mortgage · Conventional Mortgage ALTRA FCU |
| Apr 16, 2018 | Warranty Deed, Transfer · Conventional Mortgage ALTRA FCU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 16, 2018 · Amount on Record |
| Deed Sale | Apr 16, 2018 · Amount on Record |
| Deed Doc Number | 502480 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | VERNON WI |
| Property Address | 405 DIVISION ST, STODDARD, WI 54658-9527 |
| Transaction Type | Mortgage |
| Record Updated | Nov 24, 2021 |
| Name | Verified Name |
|---|
| Document Number | 524202 |
|---|---|
| Date | Nov 10, 2021 |
| Instrument | 524202 |
| Name | ALTRA FCU |
|---|---|
| Type | Credit Union |
| Address | ONALASKA, WI 54650 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 09, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | VERNON WI |
| Property Address | 405 DIVISION ST, STODDARD, WI 54658-9527 |
| Transaction Type | Mortgage |
| Record Updated | Nov 17, 2021 |
| Title Company | STEWART TITLE, STEWART TITLE GUARANTY CO |
| Name | Verified Name |
|---|
| Document Number | 523996 |
|---|---|
| Date | Oct 27, 2021 |
| Instrument | 523996 |
| Name | ALTRA FCU |
|---|---|
| Type | Credit Union |
| Address | ONALASKA, WI 54650 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | VERNON WI |
| Recording Date | Apr 16, 2018 |
| Property Address | 405 DIVISION ST, STODDARD, WI 54658-9527 |
| Document Number | 0000502480 |
| Instrument Date | Apr 11, 2018 |
| Instrument | 502480 |
| Transaction Type | Transfer |
| Record Updated | Mar 14, 2022 |
| Title Company | RIVER VALLEY TITLE GROUP LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $246.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 0000502481 |
|---|---|
| Date | Apr 16, 2018 |
| Instrument | 502481 |
| Name | ALTRA FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2048 |
Source: Vernon County records · Assessment roll updated January 1, 2025 · Last verified February 2026
| Type | Name |
|---|---|
| State | Wisconsin |
| County | Vernon County |
| Municipality | Stoddard Village |
| Unified School District | De Soto Area School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,141.00 (+24.56%) | $88,700 (+45.17%) Land $12,900 Building $75,800 | $102,700 (+26.95%) |
| 2023 | $916.00 | $61,100 Land $8,700 Building $52,400 | $80,900 |
Source: FEMA National Flood Hazard Layer, Vernon County (55123C), updated November 11, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 57% of Wisconsin |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 181-00074-0000 |
|---|---|
| Alternative APN |
|
| Street Address | 405 DIVISION ST |
|---|---|
| City | STODDARD |
| State | WI |
| Zip | 54658-9527 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | BORCHMANS ADD LOT 11 EX THE W 60 & PT OF UNRECORDED LOT 12 IN VILL OF STODDARD |
| Legal Subdivision | BORCHMANS ADD |
| Legal Lot Number | 11-12 |
| Jurisdiction | VERNON WI |
| Minor Civil Division | STODDARD |
| Census Blockgroup | 1 |
| Census Block | 1076 |
| Census Tract | 960700 |
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