411 Creekside Ln, Tryon, NC 28782 Property Records

Polk County property record for 411 Creekside Ln, Tryon, NC 28782

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,672 sqft · built 1992
Lot Size	17.9 acres (781,031 sqft)
Owner	Individual Name on Record
Last Sale	$545,000 (Jan 2020)
Tax Bill	$3,932 (2026)
Deeds & Mortgages	Apr 2021 Mortgage Jun 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`P117-19`

Property Details

APN / Parcel Number

Primary APN	`P117-19`
Alternative APN	`20233`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Building Area	1,672 sqft Finished Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Exterior Material	Wood Siding
Foundation Type	Retaining Wall
Roof Material	Shingle
Lot Area	781,031 sqft (17.9 acres)
Porch	Porch
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Account Number	20233
Street Address	411 CREEKSIDE LN
City	TRYON
State	NC
Zip	28782-7748
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MX
Legal Description	17.93 ACRES, SPL, 600 600 COUNTY RURAL
Legal Subdivision	COUNTY RURAL
Jurisdiction	POLK NC
Township / Civil Division	GREEN CREEK
Census Block Group	2
Census Block	2018
Census Tract	920101

Owner

Source: Polk County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	411 CREEKSIDE LN, TRYON, NC 28782-7748
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 30, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRST UNITED BANK & TRUST CO
Jun 13, 2019	Deed of Trust, Mortgage · Balloon Mortgage FIRST CITIZEN B&T CO
Jan 24, 2020	Warranty Deed, Transfer · Stand-Alone First Mortgage USAA FSB
May 13, 2019	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 24, 2020 · Amount on Record
Deed Sale	Jan 24, 2020 · Amount on Record
Prior Sale	May 13, 2019 · Amount on Record
Deed Book / Page	446 / 468
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK NC
Property Address	411 CREEKSIDE LN, TRYON, NC 28782-7748
Transaction Type	Mortgage
Record Updated	May 12, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	458/2277
Date	Apr 30, 2021
Book Page	458/2277

Lender

Name	FIRST UNITED BANK & TRUST CO
Type	Bank
Address	DURANT, OK 74701

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	May 1, 2036

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK NC
Property Address	411 CREEKSIDE LN, TRYON, NC 28782-7748
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	441/416
Date	Jun 13, 2019
Book Page	441/416

Lender

Name	FIRST CITIZEN B&T CO

Agreement

Type	Balloon Mortgage
Amount	Amount Recorded

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK NC
Recording Date	Jan 24, 2020
Property Address	411 CREEKSIDE LN, TRYON, NC 28782-7748
Document Number	000446/468
Book / Page	446 / 468
Instrument Date	Jan 21, 2020
Transaction Type	Transfer
Record Updated	Mar 7, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2125 SANTA CRUZ AVE, MENLO PARK, CA 94025-6351

Mortgage

Document Number	0000446471
Date	Jan 24, 2020
Instrument	446/471

Lender

Name	USAA FSB
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Mortgage

Document Number	000446/468
Date	Jan 24, 2020
Book Page	446/468

Lender

Name	USAA FSB
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2050

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK NC
Recording Date	May 13, 2019
Property Address	411 CREEKSIDE LN, TRYON, NC 28782-7748
Document Number	00440/1040
Book / Page	440 / 1040
Instrument Date	May 9, 2019
Transaction Type	Transfer
Record Updated	Mar 7, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	220 CREEKSIDE LN, TRYON, NC 28782-7747

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Polk County
Unified School District	Polk County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,932.00	$740,048 (-) Land $297,415 Building $442,633	$740,048 (-) Land $297,415 Building $442,633
2025	$3,932.00 (+15.17%)	$740,048 (+38.34%) Land $297,415 Building $442,633	$740,048 (+38.34%) Land $297,415 Building $442,633
2023	$3,414.00	$534,967 Land $199,300 Building $335,667
2021			$534,967 Land $199,300 Building $335,667

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 8, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2020)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 2020 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · above 70% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on Creekside Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures