220 Creekside Ln, Tryon, NC 28782 Property Records

Polk County property record for 220 Creekside Ln, Tryon, NC 28782

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,832 sqft · built 1981
Lot Size	9.21 acres (401,188 sqft)
Owner	2 Individual Names on Record
Last Sale	$640,000 (Feb 2024)
Tax Bill	$3,426 (2026)
Deeds & Mortgages	Feb 2024 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`P117-70`

Property Details

APN / Parcel Number

Primary APN	`P117-70`
Alternative APN	`31166`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Building Area	1,832 sqft Finished Area
Attic	Attic
Attic Area	168 sqft
Basement Area	234 sqft
Unfinished Basement	234 sqft

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1981
Exterior Material	Wood Siding
Foundation Type	Retaining Wall
Roof Material	Metal
Lot Area	401,188 sqft (9.21 acres)
Garage Type	Carport
Garage Area	984 sqft
Carport	Carport
Carport Area	984 sqft
Parking Spaces	4 Parking Spaces
Porch	Porch

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	31166
Street Address	220 CREEKSIDE LN
City	TRYON
State	NC
Zip	28782-7747
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MX
Legal Description	18.25 ACRES, SPL/CMB, 600 600 COUNTY RURAL
Legal Subdivision	COUNTY RURAL
Legal Tract	1
Jurisdiction	POLK NC
Township / Civil Division	GREEN CREEK
Census Block Group	2
Census Block	2018
Census Tract	920101

Owner

Source: Polk County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	220 CREEKSIDE LN, TRYON, NC 28782-7747
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 28, 2024 · Amount on Record
Deed Sale	Feb 28, 2024 · Amount on Record
Prior Sale	Jul 25, 2003 · Amount on Record
Deed Book / Page	483 / 1983
Record Updated	Oct 29, 2026

February 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK NC
Recording Date	Feb 28, 2024
Property Address	220 CREEKSIDE LN, TRYON, NC 28782-7747
Document Number	00483/1983
Book / Page	483 / 1983
Map Reference	FILE G PG 548
Instrument Date	Feb 28, 2024
Transaction Type	Transfer
Record Updated	Mar 12, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,280.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	282 CREEKSIDE LN, TRYON, NC 28782-7747

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	220 CREEKSIDE LN, TRYON, NC 28782-7747

Mortgage

Document Number	0004831986
Date	Feb 28, 2024
Instrument	483/1986

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2054

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Polk County
Unified School District	Polk County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,426.00	$644,837 (-) Land $162,255 Building $482,582	$644,837 (-) Land $162,255 Building $482,582
2025	$3,426.00 (+64.63%)	$644,837 (+97.67%) Land $162,255 Building $482,582	$644,837 (+97.67%) Land $162,255 Building $482,582
2023	$2,081.00	$326,223 Land $202,500 Building $123,723
2021			$326,223 Land $202,500 Building $123,723

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 8, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2020)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 2020 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 50% of the US · above 71% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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