411 Bowen Ct, Elgin, IL 60120 Property Records

Kane County property record for 411 Bowen Ct, Elgin, IL 60120 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details2 bd · 1.5 ba · 1,177 sqft · built 1926
Lot Size0.141 acres (6,150 sqft)
OwnerIndividual Name on File
Last Sale$174,000 (Oct 2021)
Tax Bill$4,793 (2025)
Deeds & MortgagesOct 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN06-24-205-003

Property Details

APN / Parcel Number

Primary APN06-24-205-003

Interior

Bedrooms2 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,177 sqft Living Area
Gross Area2,060 sqft
1st Floor Area1,177 sqft
Basement Area883 sqft

Exterior

Year BuiltBuilt 1926
Effective Year BuiltEffective 1926
Exterior MaterialBrick
Lot Area6,150 sqft (0.141 acres)
Garage TypeDetached
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemHVAC

Location & Zoning

Street Address411 BOWEN CT
CityELGIN
StateIL
Zip60120-6729
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionGEORGE E BOWENS SUB LOT 11
Legal SubdivisionGEORGE E BOWENS SUB
Legal Block4
Legal Lot Number11
JurisdictionKANE IL
Township / Civil DivisionELGIN
Census Block Group4
Census Block4006
Census Tract851400

Owner

Source: Kane County records · APN 06-24-205-003

Assessment roll updated July 23, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address411 BOWEN CT, ELGIN, IL 60120-6729
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleOct 08, 2021 · Amount on Record
Deed SaleOct 08, 2021 · Amount on Record
Prior SaleMay 12, 2014 · Amount on Record
Deed Document Number202176395
Prior Transfer DateJun 20, 2011
Prior Transfer Doc0000038070
Record UpdatedSep 20, 2026

October 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKANE IL
Recording DateOct 08, 2021
Property Address411 BOWEN CT, ELGIN, IL 60120-6729
Document Number0000076395
Instrument DateAug 27, 2021
Instrument2021K076395
Transaction TypeTransfer
Record UpdatedOct 18, 2021
Title CompanyFIRST AMERICAN TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$174.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address348 SEXAUER AVE, 348, ELGIN, IL 60123-3248

Transferred To (Grantee/Buyer)

NameVerified Name
Address411 BOWEN CT, ELGIN, IL 60120-6729

Mortgage

Document Number0000076396
DateOct 08, 2021
Instrument2021K076396
Lender
NameINLAND BANK & TRUST
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term359 Months
DueSep 01, 2051
Interest
Rate TypeFixed Rate
Rate3.75%

Mortgage

Document Number0000076397
DateOct 08, 2021
Instrument2021K076397
Lender
NameILLINOIS HOUSING DEVELOPMENT AUTHORITY
TypeGovernment Agency
AddressCHICAGO, IL 60601
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Kane County records · Assessment roll updated July 23, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionElgin Township
MunicipalityElgin City
Unified School DistrictSchool District U-46 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$4,793.00 (+15.8%) Homeowner's exemption$70,827 (+8.57%) Land $13,309 Building $57,518$212,566 (+8.57%) Land $39,943 Building $172,623
2024$65,236 (+21.39%) Land $12,258 Building $52,978$195,786 (+21.44%) Land $36,789 Building $158,998
2022$4,139.00 (+4.86%) Homeowner's exemption$53,740 (+6.96%) Land $10,098 Building $43,642$161,220 (+6.96%) Land $30,294 Building $130,926
2021$3,947.00 Homeowner's exemption$50,243 Land $9,441 Building $40,802$150,729 Land $28,323 Building $122,406

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kane County (17089C), updated October 8, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 515 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
XfinityCable2,000 / 250
Radiate HoldingsCable1,500 / 50
VerizonFixed Wireless300 / 20

May also be available at this address: AT&T, Opiquad, T-Mobile USA, Radiate Holdings. Availability varies by address; speeds are provider-advertised maximums, not measured.

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