Kane County property record for 407 Bowen Ct, Elgin, IL 60120 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,488 sqft · built 1923 |
| Lot Size | 0.156 acres (6,776 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $158,500 (Aug 2002) |
| Tax Bill | $6,095 (2025) |
| Deeds & Mortgages | Jul 2023 Line of Credit Feb 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-24-205-002 |
| Primary APN | 06-24-205-002 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,488 sqft Living Area |
| Gross Area | 2,604 sqft |
| 1st Floor Area | 1,488 sqft |
| Basement Area | 1,116 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1923 |
|---|---|
| Effective Year Built | Effective 1923 |
| Construction Type | Frame |
| Lot Area | 6,776 sqft (0.156 acres) |
| Garage Type | Detached |
| Parking Spaces | 1 Parking Space |
| Street Address | 407 BOWEN CT |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60120-6729 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | GEORGE E BOWENS SUB LOT 10 |
| Legal Subdivision | GEORGE E BOWENS SUB |
| Legal Block | 4 |
| Legal Lot Number | 10 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ELGIN |
| Census Block Group | 4 |
| Census Block | 4006 |
| Census Tract | 851400 |
Source: Kane County records · APN 06-24-205-002
Assessment roll updated August 25, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 407 BOWEN CT, ELGIN, IL 60120-6729 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Jul 18, 2023 | Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK NA |
| Feb 14, 2022 | Intrafamily Transfer, Transfer · Conventional Mortgage POINT MORTGAGE CORP |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 30, 2002 · Amount on Record |
| Deed Sale | Aug 30, 2002 · Amount on Record |
| Deed Document Number | 2002107205 |
| Last Transfer Date | Sep 28, 2006 |
| Transfer Doc | 0000117512 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 407 BOWEN CT, ELGIN, IL 60120-6729 |
| Transaction Type | Mortgage |
| Record Updated | Jul 28, 2023 |
| Name | Verified Name |
|---|---|
| Address | 407 BOWEN CT, ELGIN, IL 60120-6729 |
| Document Number | 0000024020 |
|---|---|
| Date | Jul 18, 2023 |
| Instrument | 2023K024020 |
| Name | FIFTH THIRD BANK NA |
|---|---|
| Type | Bank |
| Address | GRAND RAPIDS, MI 49546 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 358 Months |
| Due | May 25, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Feb 14, 2022 |
| Property Address | 407 BOWEN CT, ELGIN, IL 60120-6729 |
| Document Number | 0000008373 |
| Instrument Date | Feb 04, 2022 |
| Instrument | 2022K008373 |
| Transaction Type | Transfer |
| Record Updated | Feb 21, 2022 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 407 BOWEN CT, ELGIN, IL 60120-6729 |
| Document Number | 0000008374 |
|---|---|
| Date | Feb 14, 2022 |
| Instrument | 2022K008374 |
| Name | POINT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Mar 01, 2037 |
Source: Kane County records · Assessment roll updated August 25, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Elgin Township |
| Municipality | Elgin City |
| Unified School District | School District U-46 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,095.00 (+15.96%) | ||
| 2024 | $73,594 (+21.39%) Land $12,902 Building $60,692 | $220,870 (+21.44%) Land $38,721 Building $182,149 | |
| 2022 | $5,256.00 (+3.96%) | $60,624 (+6.96%) Land $10,628 Building $49,996 | $181,872 (+6.96%) Land $31,884 Building $149,988 |
| 2021 | $5,056.00 | $56,679 Land $9,936 Building $46,743 | $170,037 Land $29,808 Building $140,229 |
Source: FEMA National Flood Hazard Layer, Kane County (17089C), updated October 8, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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