St. Charles County property record for 411 Adams St, Saint Charles, MO 63301 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,517 sqft · built 1930 |
| Lot Size | 0.114 acres (4,950 sqft) |
| Owner | Company Name on File |
| Tax Bill | $2,370 (2025) |
| Deeds & Mortgages | Jul 2023 Mortgage Mar 2021 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 011270A000 |
| Primary APN | 011270A000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,517 sqft Living Area |
| Gross Area | 2,163 sqft |
| 1st Floor Area | 871 sqft |
| Basement Area | 646 sqft |
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 1930 |
| Architectural Style | Bi-Level |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 4,950 sqft (0.114 acres) |
| Lot Dimensions | 150 ft deep x 33 ft wide |
| Porch | Open Porch |
| Porch Area | 48 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | 011270A000 |
|---|---|
| Street Address | 411 ADAMS ST |
| City | SAINT CHARLES |
| State | MO |
| Zip | 63301-2026 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PT CITY BLK 125 |
| Legal Subdivision | CITY/STCHARLES |
| Legal Block | 125 |
| Legal Lot Number | 3 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | RIVERS |
| Census Block Group | 1 |
| Census Block | 1050 |
| Census Tract | 310502 |
Source: St. Charles County records · APN 011270A000
Assessment roll updated August 13, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 1737 HIGHWAY JJ, ELSBERRY, MO 63343-3621 |
| Owner Type | Company |
| Vesting | Limited Liability Partnership |
| Date | Document |
|---|---|
| Jul 10, 2023 | Deed of Trust, Mortgage · Conventional Mortgage NEW AMERICAN FUNDING |
| Mar 31, 2021 | Warranty Deed, Transfer TITLE PARTNERS AGENCY LLC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jan 16, 2024 |
| Deed Sale | Jan 16, 2024 |
| Prior Sale | Jul 10, 2023 · Amount on Record |
| Deed Document Number | 20241933 |
| Prior Transfer Date | Nov 17, 2006 |
| Prior Transfer Doc | 0046272460 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 411 ADAMS ST, SAINT CHARLES, MO 63301-2026 |
| Transaction Type | Mortgage |
| Record Updated | Jun 08, 2026 |
| Title Company | TITLE PARTNERS AGENCY LLC |
| Name | Verified Name |
|---|---|
| Address | 107 NAPA VALLEY LN, O FALLON, MO 63368-8713 |
| Document Number | 0000027055 |
|---|---|
| Date | Jul 10, 2023 |
| Instrument | 2023R-027055 |
| Name | NEW AMERICAN FUNDING |
|---|---|
| Type | Lending Institution |
| Address | TUSTIN, CA 92780 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Mar 31, 2021 |
| Property Address | 411 ADAMS ST, SAINT CHARLES, MO 63301-2026 |
| Document Number | 2021R028380 |
| Instrument Date | Mar 30, 2021 |
| Instrument | 2021R-028380 |
| Transaction Type | Transfer |
| Record Updated | Aug 09, 2021 |
| Title Company | TITLE PARTNERS AGENCY LLC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 430 RHONDA DR, 430, TROY, MO 63379-1947 |
| Name | Verified Name |
|---|---|
| Address | 411 ADAMS ST, SAINT CHARLES, MO 63301-2026 |
Source: St. Charles County records · Assessment roll updated August 13, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Municipality | St. Charles City |
| Unified School District | St. Charles R-VI School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,370.00 (+3.58%) | $37,669 (+6.14%) | $198,259 (+6.14%) Land $50,000 Building $148,259 |
| 2024 | $2,288.00 | ||
| 2023 | $35,489 | ||
| 2022 | $186,789 Land $37,500 Building $149,289 |
Source: FEMA National Flood Hazard Layer, St. Charles County (29183C), updated August 25, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 291833105021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 17 (1980–2022) |
| Claims Outside the SFHA | 3 of 17 |
| Most Recent Claim | Aug 2022, tidal / storm surge |
| Claims By Storm |
|
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026
| Historic District | Within the Midtown Neighborhood Historic District listed 2014 · 537 contributing resources · NRIS 14000885 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 630 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| AT&T | Fiber | 5,000 / 5,000 |
| Spectrum | Cable | 1,000 / 1,000 |
| Verizon | Fixed Wireless | 300 / 20 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
May also be available at this address: T-Mobile USA, AT&T, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.
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