St. Charles County property record for 409 Adams St, Saint Charles, MO 63301 · Last verified March 2026
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 884 sqft · built 1930 |
| Lot Size | 0.137 acres (6,000 sqft) |
| Owner | 2 Owner Names on File |
| Last Sale | $57,000 (Jul 2010) |
| Tax Bill | $1,912 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 011260A000 |
| Primary APN | 011260A000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 884 sqft Living Area |
| 1st Floor Area | 884 sqft |
| Basement Area | 884 sqft |
| Year Built | Built 1930 |
|---|---|
| Architectural Style | Ranch |
| Exterior Material | Composition/Composite |
| Lot Area | 6,000 sqft |
| Lot Dimensions | 150 ft deep x 40 ft wide |
| Garage Type | Attached |
| Porch | Porch |
| Porch Area | 108 sqft |
| Patio Area | 160 sqft |
| Heating System | Forced Air |
|---|---|
| Sewer | Connected |
| Account Number | 011260A000 |
|---|---|
| Old Parcel Number | 011260A000 |
| Street Address | 409 ADAMS ST |
| City | SAINT CHARLES |
| State | MO |
| Zip | 63301-2026 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PT CITY BLK 125 |
| Legal Range | 05E |
| Legal Township | 47N |
| Legal Subdivision | CITY/ST CHARLES |
| Legal Block | 125 |
| Legal Lot Number | 2 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | RIVERS |
| Census Block Group | 1 |
| Census Block | 1050 |
| Census Tract | 310502 |
Source: St. Charles County records · APN 011260A000
Assessment roll updated July 1, 2025 · Last verified March 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Owner Names on File |
|---|---|
| Mailing Address | 1120 S 2ND ST, SAINT CHARLES, MO 63301-3502 |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 30, 2010 · Amount on Record |
| Deed Sale | Jul 30, 2010 · Amount on Record |
| Prior Sale | Aug 06, 2001 |
| Deed Document Number | 0005421732 |
| Deed Book / Page | 5421 / 732 |
| Record Updated | Jun 08, 2026 |
Source: St. Charles County records · Assessment roll updated July 1, 2025 · Last verified March 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Municipality | St. Charles City |
| Unified School District | St. Charles R-VI School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,912.00 | $30,286 (+7.69%) | $159,400 (+7.69%) Land $50,000 Building $109,400 |
| 2023 | $28,123 | ||
| 2022 | $148,022 Land $37,500 Building $110,522 |
Source: FEMA National Flood Hazard Layer, St. Charles County (29183C), updated August 25, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 291833105021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 17 (1980–2022) |
| Claims Outside the SFHA | 3 of 17 |
| Most Recent Claim | Aug 2022, tidal / storm surge |
| Claims By Storm |
|
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026
| Historic District | Within the Midtown Neighborhood Historic District listed 2014 · 537 contributing resources · NRIS 14000885 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 630 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| AT&T | Fiber | 5,000 / 5,000 |
| Spectrum | Cable | 1,000 / 1,000 |
| Verizon | Fixed Wireless | 300 / 20 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
May also be available at this address: T-Mobile USA, AT&T, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.
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