Stearns County property record for 411 4th St S, Cold Spring, MN 56320 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 1 Baths |
| Year Built | Built 1975 |
| Square Footage | 1,137 sqft Living Area |
| Lot Size | 10,890 sqft (0.25 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $150,000 (2019) |
| Tax Bill | $1,760.00 (2026) |
| Primary APN | 48-29940-0000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Baths |
| Total Rooms | 7 Rooms |
| Building Area | 1,137 sqft Living Area |
| Gross Area | 1,270 sqft Gross Area |
| 1st Floor | 884 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Plaster Interior Structure |
| Year Built | Built 1947 |
|---|---|
| Effective Year Built | Effective 1975 |
| Exterior Material | Metal Exterior |
| Construction Type | Frame Construction |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 10,890 sqft (0.25 acres) |
| Depth X Width | 165 ft x 66 ft Depth x Width |
| Parking Spaces | 2 Parking Spaces |
| Garage Area | 400 sqft Garage |
| Shed | 1 Shed |
| Shed Area | 128 sqft Shed |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Street Address | 411 4TH ST S |
|---|---|
| City | COLD SPRING |
| State | MN |
| Zip | 56320-2307 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT 001 BLK 046 TOWNSITE OF COLD SPRING SECTION 22 TOWNSHIP 123 RANGE 030 SECTION 22 TOWNSHIP 123 RANGE 030 |
| Legal Range | 30W |
| Legal Township | 123 |
| Legal Section | 22 |
| Legal Subdivision | TOWNSITE OF COLD SPRING |
| Legal Block | 46 |
| Legal Lot Number | 1 |
| Jurisdiction | STEARNS MN |
| Minor Civil Division | COLD SPRING |
| Census Blockgroup | 4 |
| Census Block | 4005 |
| Census Tract | 11302 |
Source: Stearns County records · APN 48-29940-0000
Assessment roll updated November 6, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 411 4TH ST S, COLD SPRING, MN 56320-2307 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Husband And Wife |
| Date | Document |
|---|---|
| Jun 26, 2026 | Quit Claim Deed, Transfer TITLE 24 LLC, TITLESYNC LLC |
| May 15, 2026 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage LENDING SOURCE |
| Nov 07, 2019 | Warranty Deed, Transfer FIRST AMERICAN TITLE |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Nov 07, 2019 · Amount on Record |
| Deed Sale | Nov 07, 2019 · Amount on Record |
| Prior Sale | May 12, 2006 · Amount on Record |
| Deed Doc Number | 20191556478 |
| Last Transfer Date | Apr 24, 2026 |
| Transfer Doc | 0001715910 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | STEARNS MN |
| Recording Date | Jun 26, 2026 |
| Property Address | 411 4TH ST S, COLD SPRING, MN 56320-2307 |
| Document Number | 0001715910 |
| Instrument Date | Apr 24, 2026 |
| Instrument | 20261715910 |
| Transaction Type | Transfer |
| Record Updated | Jul 22, 2026 |
| Title Company | TITLE 24 LLC, TITLESYNC LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $166.65 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 411 4TH ST S, COLD SPRING, MN 56320-2307 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STEARNS MN |
| Recording Date | May 15, 2026 |
| Property Address | 411 4TH ST S, COLD SPRING, MN 56320-2307 |
| Document Number | 0001713119 |
| Instrument Date | Apr 24, 2026 |
| Instrument | 20261713119 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 411 4TH ST S, COLD SPRING, MN 56320-2307 |
| Document Number | 0001713119, |
|---|---|
| Date | May 15, 2026 |
| Instrument | 20261713119 |
| Name | LENDING SOURCE |
|---|
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 01, 2056 |
| Rate | 6.38% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | STEARNS MN |
| Recording Date | Nov 07, 2019 |
| Property Address | 411 4TH ST S, COLD SPRING, MN 56320-2307 |
| Document Number | 00A1556478 |
| Instrument Date | Oct 29, 2019 |
| Instrument | A1556478 |
| Transaction Type | Transfer |
| Record Updated | Aug 18, 2022 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 411 4TH ST S, COLD SPRING, MN 56320-2307 |
Source: Stearns County records · Assessment roll updated November 6, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Minnesota |
| Municipality | Cold Spring City |
| County | Stearns County |
| Unified School District | Rocori Public School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,760.00 (+24.82%) | ||
| 2025 | $169,800 (+14.04%) Land $38,400 Building $131,400 | $169,800 (+14.04%) Land $38,400 Building $131,400 | |
| 2023 | $1,410.00 | $148,900 Land $38,400 Building $110,500 | $148,900 Land $38,400 Building $110,500 |
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