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208 4th St S, Cold Spring, MN 56320 Property Records

Stearns County property record for 208 4th St S, Cold Spring, MN 56320 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms1.25 Baths
Year BuiltBuilt 1985
Square Footage978 sqft Living Area
Lot Size7,747 sqft (0.178 acres)
OccupancyOwner Occupied
Last Sale$254,000 (2026)
Tax Bill$1,634.00 (2026)

Property Details

APN / Parcel Number

Primary APN48-29351-0000

Interior

Bedrooms3 Beds
Full Baths1.25 Baths
Partial Baths1 Partial Baths
Total Rooms5 Rooms
Building Area978 sqft Living Area
Gross Area1,011 sqft Gross Area
1st Floor660 sqft 1st Floor
Stories1 Stories
Primary FlooringCarpet Flooring
Interior StructurePlaster Interior Structure

Exterior

Year BuiltBuilt 1896
Effective Year BuiltEffective 1985
Exterior MaterialAluminum/Vinyl Exterior
Construction TypeFrame Construction
Roof ConstructionGable/Hip Roof Construction
Roof MaterialAsphalt Roof
Lot Area7,747 sqft (0.178 acres)
Depth X Width127 ft x 61 ft Depth x Width
Parking Spaces2 Parking Spaces
Garage TypeMixed Garage
Garage Area440 sqft Garage

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air with Air Conditioning Heating

Location & Zoning

Street Address208 4TH ST S
CityCOLD SPRING
StateMN
Zip56320-2513
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionN127.5' OF W61.5' OF LT A BLK 1 FRIEDMAN'S ADD SECTION 22 TOWNSHIP 123 RANGE 030 FRIEDMAN'S ADD SECTION 22 TOWNSHIP 123 RANGE
Legal Range30W
Legal Township123
Legal Section22
Legal SubdivisionFRIEDMANS ADD
Legal Block1
JurisdictionSTEARNS MN
Minor Civil DivisionCOLD SPRING
Census Blockgroup4
Census Block4001
Census Tract11302

Owner

Source: Stearns County records · APN 48-29351-0000

Assessment roll updated November 6, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address208 4TH ST S, COLD SPRING, MN 56320-2513
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jun 18, 2026Warranty Deed, Transfer · Conventional Mortgage
RAINS COUNTY ABSTRACT AND TITLE, STEARNS COUNTY ABSTRACT & TITL
Jul 06, 2023Warranty Deed, Transfer
KEY TITLE
Aug 22, 2017Warranty Deed, Transfer
ECTOR COUNTY ABSTRACT AND TITLE, TRI-COUNTY ABSTRACT & TITLE

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJun 18, 2026 · Amount on Record
Deed SaleJun 18, 2026 · Amount on Record
Prior SaleJun 30, 2023 · Amount on Record
Deed Doc Number20261715416
Record RefreshedSep 20, 2026

June 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSTEARNS MN
Recording DateJun 18, 2026
Property Address208 4TH ST S, COLD SPRING, MN 56320-2513
Document Number0001715416
Instrument DateJun 15, 2026
Instrument20261715416
Transaction TypeTransfer
Record UpdatedJul 02, 2026
Title CompanyRAINS COUNTY ABSTRACT AND TITLE, STEARNS COUNTY ABSTRACT & TITL

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$84,658.20
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address208 4TH ST S, COLD SPRING, MN 56320-2513

Mortgage

Document Number0001715416,
DateJun 18, 2026
Instrument20261715416
Lender
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 01, 2056
Interest
Rate TypeFixed Rate
Rate6.37%
Initial TypeFixed Rate
Max Rate-1%

July 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSTEARNS MN
Recording DateJul 06, 2023
Property Address208 4TH ST S, COLD SPRING, MN 56320-2513
Document Number00A1655845
Instrument DateJun 30, 2023
InstrumentA1655845
Transaction TypeTransfer
Record UpdatedAug 01, 2023
Title CompanyKEY TITLE

Transaction

Tax$0.00
Amount AccuracyZero or No Consideration Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address208 4TH ST S, COLD SPRING, MN 56320-2513

August 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSTEARNS MN
Recording DateAug 22, 2017
Property Address208 4TH ST S, COLD SPRING, MN 56320-2513
Document Number00A1502986
Instrument DateAug 18, 2017
InstrumentA1502986
Transaction TypeTransfer
Record UpdatedAug 18, 2022
Title CompanyECTOR COUNTY ABSTRACT AND TITLE, TRI-COUNTY ABSTRACT & TITLE

Transaction

AmountAmount Recorded
Tax$415.80
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address208 4TH ST S, COLD SPRING, MN 56320-2513

Tax Assessment & Valuation

Source: Stearns County records · Assessment roll updated November 6, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateMinnesota
MunicipalityCold Spring City
CountyStearns County
Unified School DistrictRocori Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$1,634.00 (+38.71%)
2025$160,400 (+23.96%) Land $36,600 Building $123,800$160,400 (+23.96%) Land $36,600 Building $123,800
2023$1,178.00$129,400 Land $36,600 Building $92,800$129,400 Land $36,600 Building $92,800

Flood & Wildfire

208 4th St S is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.

Flood

Source: FEMA National Flood Hazard Layer · Stearns County (27145C), updated September 29, 2024

FEMA Flood ZoneZone X
moderate flood hazard · within the 0.2% annual chance floodplain
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.

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