Madera County property record for 41092 Hwy 49, Oakhurst, CA 93644
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,700 sqft · built 1938 |
| Lot Size | 0.99 acres (43,124 sqft) |
| Owner | Individual Name on File |
| Last Sale | $371,500 (Dec 2025) |
| Tax Bill | $2,286 (2025) |
| Deeds & Mortgages | Dec 2025 Sale & Mortgage Jun 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 055-360-017-000 |
| Primary APN | 055-360-017-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 1,700 sqft Living Area |
| 1st Floor Area | 1,700 sqft |
| Basement Area | 480 sqft |
| Year Built | Built 1938 |
|---|---|
| Effective Year Built | Effective 1938 |
| Construction Type | Frame |
| Lot Area | 43,124 sqft (0.99 acres) |
| Garage Area | 480 sqft |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 41092 HIGHWAY 49 |
|---|---|
| City | OAKHURST |
| State | CA |
| Zip | 93644-9543 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RRS |
| Legal Description | SEC 6 T7S R21E |
| Legal Range | 21E |
| Legal Township | 07S |
| Legal Section | 06 |
| Legal Subdivision | PIERCE LAKES ESTATES 192 |
| Jurisdiction | MADERA CA |
| Township / Civil Division | OAKHURST-NORTH FORK |
| Census Block Group | 3 |
| Census Block | 3008 |
| Census Tract | 103 |
41092 Hwy 49 is owned and occupied by an individual who bought it in December 2025.
Source: Madera County records, as of July 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 41092 HIGHWAY 49, OAKHURST, CA 93644-9543 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried Woman |
| Date | Document |
|---|---|
| Dec 12, 2025 | Grant Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE |
| Jun 30, 2020 | Deed of Trust, Mortgage · Conventional Mortgage AMERIS BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 12, 2025 · Amount on File |
| Deed Sale | Dec 12, 2025 · Amount on File |
| Prior Sale | Dec 30, 2014 · Amount on File |
| Deed Document Number | 202526295 |
| Prior Transfer Date | Jun 25, 2002 |
| Prior Transfer Doc | 0000022513 |
| Record Updated | Oct 29, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MADERA CA |
| Recording Date | Dec 12, 2025 |
| Property Address | 41092 HIGHWAY 49, OAKHURST, CA 93644-9543 |
| Document Number | 0000026295 |
| Map Reference | VOL 15 PG 64 |
| Instrument Date | Nov 24, 2025 |
| Instrument | 2025026295 |
| Transaction Type | Transfer |
| Record Updated | Dec 26, 2025 |
| Title Company | CHICAGO TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 41092 HIGHWAY 49, OAKHURST, CA 93644-9543 |
| Document Number | 0000026296 |
|---|---|
| Date | Dec 12, 2025 |
| Instrument | 2025026296 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADERA CA |
| Property Address | 41092 HIGHWAY 49, OAKHURST, CA 93644-9543 |
| Transaction Type | Mortgage |
| Record Updated | Jul 21, 2022 |
| Title Company | CHICAGO TITLE OAKHURST BRANC |
| Name | Verified Name |
|---|
| Document Number | 0000014818 |
|---|---|
| Date | Jun 30, 2020 |
| Instrument | 2020014818 |
| Name | AMERIS BANK |
|---|---|
| Type | Bank |
| Address | MARIETTA, GA 30067 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2050 |
The 2025 property tax bill for 41092 Hwy 49 was $2,286.
Source: Madera County assessment roll, as of July 20, 2026
| Type | Name |
|---|---|
| State | California |
| County | Madera County |
| Elementary School District | Bass Lake Joint Union Elementary School District (KG - 08) |
| Secondary School District | Yosemite Unified School District (9-12) (09 - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $228,005 (+2%) Land $79,678 Building $148,327 | |
| 2025 | $2,286.00 Homeowner's exemption | $223,535 Land $78,116 Building $145,419 |
| 2023 | $2,239.00 (+3.8%) Homeowner's exemption | $214,857 Land $75,084 Building $139,773 |
| 2022 | $2,157.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 41092 Hwy 49 in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 18, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 41092 Hwy 49 is very high, ranking above 92% of the US, with a 1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Very High above 92% of the US · above 75% of California |
|---|---|
| Wildfire Likelihood | 1% annual chance |
| Exposure | Direct burnable vegetation |
Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CAL AM - GOLDSIDE private · serves 1,053 people · EPA ID CA2010014 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2022 |
| Lead | 6 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 78 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Vyve Broadband Cable | 1,000 / 50 |
May also be available: Verizon.
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