4108 S Fork Ranch Rd, Waco, TX 76705 Property Records

McLennan County property record for 4108 S Fork Ranch Rd, Waco, TX 76705

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,702 sqft · built 2015
Lot Size	0.148 acres (6,490 sqft)
Owner	2 Individual Names on Record
Tax Bill	$3,269 (2024)
Deeds & Mortgages	Aug 2020 Mortgage May 2020 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`280430060006110`

Property Details

APN / Parcel Number

Primary APN	`280430060006110`
Alternative APN	`371721`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,702 sqft Living Area
Gross Area	2,102 sqft
1st Floor Area	1,702 sqft
Flooring	Carpet

Exterior

Year Built	Built 2015
Exterior Material	Other
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	6,490 sqft (0.148 acres)
Lot Dimensions	120 ft deep x 54 ft wide
Garage Type	Attached
Garage Area	400 sqft
Driveway	Driveway
Driveway Area	450 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	198 sqft
Fence	Fence
Storage Building	80 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	371721
Street Address	4108 S FORK RANCH RD
City	WACO
State	TX
Zip	76705-5993
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SOUTH FORK PH 2 PT 1 LOT 11 BLOCK 6 ACRES .149
Legal Subdivision	SOUTH FORK PH 2 PT 1
Legal Block	6
Legal Lot Number	11
Jurisdiction	MCLENNAN TX
Township / Civil Division	WACO
Census Block Group	4
Census Block	4012
Census Tract	1700

Owner

Source: McLennan County records, as of October 17, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4108 S FORK RANCH RD, WACO, TX 76705-5993
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 3, 2020	Deed of Trust, Mortgage · VA Mortgage LOANPAL LLC
May 5, 2020	Loan Modification, Mortgage ALLIANCE BK CTRL TX

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 6, 2016
Deed Sale	May 6, 2016
Deed Document Number	2016014267
Record Updated	Jun 8, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLENNAN TX
Property Address	4108 S FORK RANCH RD, WACO, TX 76705-5993
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	NATIONAL CLOSING SOLUTIONS

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000026332
Date	Aug 3, 2020
Instrument	2020026332

Lender

Name	LOANPAL LLC
Address	ROSEVILLE, CA 95661

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2050

May 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MCLENNAN TX
Property Address	4108 S FORK RANCH RD, WACO, TX 76705-5993
Document Number	0000016143
Instrument Date	May 5, 2020
Transaction Type	Mortgage
Record Updated	Jul 1, 2020
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Partnership
Address	1212 LIVE OAK ST MARLIN TX 766612605, MARLIN, TX 76661-2605

Mortgage

Document Number	0000016143
Date	May 19, 2020
Instrument	16143

Lender

Name	ALLIANCE BK CTRL TX
Type	Bank
Address	PO BOX 7554, WACO, TX 76714-7554

Agreement

Amount	Amount Recorded
Term	12 Months
Due	May 18, 2021

Interest

Rate	4.75%

Tax Assessment & Valuation

Source: McLennan County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Texas
County	McLennan County
Municipality	Waco City
Unified School District	La Vega Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$284,220 (-2.05%) Land $38,030 Building $246,190	$284,220 (-2.05%) Land $38,030 Building $246,190
2024	$3,269.00 (+9.11%)
2023		$290,170 Land $38,030 Building $252,140	$290,170 Land $38,030 Building $252,140
2022	$2,996.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	4 (2012–2026)
Most Recent Claim	Jun 2026 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 88% of Texas
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WACO serves 146,241 people · EPA ID TX1550008
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 339 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Cable	1,500 / 50
Spectrum Cable	1,000 / 1,000
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
Central Link Broadband Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

Nearby Properties on S Fork Ranch Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures