4109 Oak Forest Dr, Charlotte, NC 28215 Property Records

Mecklenburg County property record for 4109 Oak Forest Dr, Charlotte, NC 28215

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,104 sqft · built 1967
Lot Size	0.3 acres (13,068 sqft)
Owner	Company Name on File
Last Sale	$300,000 (Jul 2022)
Deeds & Mortgages	Nov 2022 Transfer Jul 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`099-162-31`

Property Details

APN / Parcel Number

Primary APN	`099-162-31`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,104 sqft Living Area
1st Floor Area	1,104 sqft

Exterior

Year Built	Built 1967
Effective Year Built	Effective 1985
Exterior Material	Brick
Foundation Type	Raised
Roof Type	Gable
Roof Material	Asphalt
Lot Area	13,068 sqft (0.3 acres)
Patio Area	132 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	4109 OAK FOREST DR
City	CHARLOTTE
State	NC
Zip	28215-3848
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-4
Legal Description	L20 BG M12-511
Legal Subdivision	COLEBROOK
Legal Block	G
Legal Lot Number	20
Jurisdiction	MECKLENBURG NC
Township / Civil Division	1, CHARLOTTE
Census Block Group	3
Census Block	3001
Census Tract	1504

Owner

4109 Oak Forest Dr is owned by a company that bought it in July 2022.

Source: Mecklenburg County records, as of April 16, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on File
Mailing Address	4043 CARMEL FOREST DR, CHARLOTTE, NC 28226-8123
Owner Type	Company
Vesting	Limited Liability Company

Deeds, Mortgages & Sale History

Date	Document
Nov 7, 2022	Quit Claim Deed, Transfer Quitclaim
Jul 20, 2022	Warranty Deed, Transfer · Conventional Mortgage INTERCOASTAL MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 20, 2022 · Amount on File
Deed Sale	Jul 20, 2022 · Amount on File
Prior Sale	Nov 20, 2003 · Amount on File
Deed Document Number	2022106585
Deed Book / Page	37515 / 343
Record Updated	Oct 29, 2026

November 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Nov 7, 2022
Property Address	4109 OAK FOREST DR, CHARLOTTE, NC 28215-3848
Document Number	0000151632
Book / Page	37761 / 88
Map Reference	MB 12 PG 511
Instrument Date	Nov 7, 2022
Instrument	2022151632
Transaction Type	Transfer
Record Updated	May 25, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4043 CARMEL FOREST DR, CHARLOTTE, NC 28226-8123

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4043 CANNEL FOREST DR, CHARLOTTE, NC 28226-8123

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Jul 20, 2022
Property Address	4109 OAK FOREST DR, CHARLOTTE, NC 28215-3848
Document Number	0000106585
Book / Page	37515 / 343
Map Reference	MB 12 PG 511
Instrument Date	Jul 20, 2022
Instrument	2022106585
Transaction Type	Transfer
Record Updated	May 25, 2023
Title Company	NOT AVAILABLE, BALLANTYNE TITLE COMPANY INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$600.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	11435 SPREADING OAK LN, CHARLOTTE, NC 28226-3717

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4043 CANNEL FOREST DR, CHARLOTTE, NC 28226-8123

Mortgage

Document Number	0000106586
Date	Jul 20, 2022
Instrument	2022106586

Lender

Name	INTERCOASTAL MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	4.5%
Type Change Date	Aug 1, 2029
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	9.5%
Index	5-Year CMT
Max Rate	9.5%

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of September 9, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Mecklenburg County
Municipality	Charlotte City
Unified School District	Charlotte-Mecklenburg Schools (PK - 12)

Tax Bill & Assessment History

Year	Assessed Value	Assessed Market Value
2025	$252,900 Land $66,500 Building $186,400	$252,900 Land $66,500 Building $186,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4109 Oak Forest Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1982)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 1982 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4109 Oak Forest Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.5% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 387 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Google Fiber, T-Mobile.

Nearby Properties on Oak Forest Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures