4031 Oak Forest Dr, Charlotte, NC 28215 Property Records

Mecklenburg County property record for 4031 Oak Forest Dr, Charlotte, NC 28215

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,500 sqft · built 1967
Lot Size	0.245 acres (10,677 sqft)
Owner	Individual Name on Record
Last Sale	$185,000 (Oct 2017)
Tax Bill	$3,807 (2023)
Deeds & Mortgages	Dec 2025 Mortgage Feb 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`099-162-29`

Property Details

APN / Parcel Number

Primary APN	`099-162-29`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,500 sqft Heated Area
Gross Area	2,000 sqft
1st Floor Area	1,000 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 1967
Architectural Style	Ranch
Exterior Material	Brick Veneer
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	10,677 sqft (0.245 acres)
Patio Area	20 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Old Parcel Number	099-162-29
Street Address	4031 OAK FOREST DR
City	CHARLOTTE
State	NC
Zip	28215-3846
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-4
Legal Description	L18 BG M12-317
Legal Subdivision	COLEBROOK
Legal Block	G
Legal Lot Number	18
Jurisdiction	MECKLENBURG NC
Township / Civil Division	1, CHARLOTTE
Census Block Group	3
Census Block	3001
Census Tract	1504

Owner

Source: Mecklenburg County records, as of May 24, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4031 OAK FOREST DR, CHARLOTTE, NC 28215-3846
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 1, 2025	Deed of Trust, Mortgage · Closed-End Mortgage US BANK NA
Feb 28, 2022	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
Oct 31, 2017	Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA
Apr 18, 2017	Warranty Deed, Transfer · Conventional Mortgage PRIMARY RESIDENTIAL MORTGAGE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 31, 2017 · Amount on Record
Deed Sale	Oct 31, 2017 · Amount on Record
Prior Sale	Apr 18, 2017 · Amount on Record
Deed Document Number	0032235566
Deed Book / Page	32235 / 566
Record Updated	Jun 7, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	4031 OAK FOREST DR, CHARLOTTE, NC 28215-3846
Transaction Type	Mortgage
Record Updated	Dec 12, 2025
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4031 OAK FOREST DR, CHARLOTTE, NC 28215-3846

Mortgage

Document Number	0000122512
Date	Dec 1, 2025
Book Page	40037/825
Instrument	2025122512

Lender

Name	US BANK NA
Type	Bank
Address	HOPKINS, MN 55343

Agreement

Type	Closed-End Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Dec 5, 2040

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	4031 OAK FOREST DR, CHARLOTTE, NC 28215-3846
Transaction Type	Mortgage
Record Updated	May 25, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000031439
Date	Feb 28, 2022
Book Page	37105/1
Instrument	2022031439

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2052

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Oct 31, 2017
Property Address	4031 OAK FOREST DR, CHARLOTTE, NC 28215-3846
Document Number	0000147133
Book / Page	32235 / 566
Map Reference	MB12 PG317
Instrument Date	Oct 27, 2017
Instrument	2017147133
Transaction Type	Transfer
Record Updated	Jun 15, 2021
Title Company	AUSTIN TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$370.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4031 OAK FOREST DR, CHARLOTTE, NC 28215-3846

Mortgage

Document Number	0000147134
Date	Oct 31, 2017
Instrument	2017147134

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2047

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Apr 18, 2017
Property Address	4031 OAK FOREST DR, CHARLOTTE, NC 28215-3846
Document Number	0000049908
Book / Page	31727 / 458
Map Reference	MB12 PG317
Instrument Date	Apr 17, 2017
Instrument	2017049908
Transaction Type	Transfer
Record Updated	Jun 15, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$188.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 15087, SANTA ANA, CA 92735-0087

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2900 S DEVON ST, CHARLOTTE, NC 28213-5190

Mortgage

Document Number	0000049909
Date	Apr 18, 2017
Instrument	2017049909

Lender

Name	PRIMARY RESIDENTIAL MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2047

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of January 1, 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Mecklenburg County
Municipality	Charlotte City
Unified School District	Charlotte-Mecklenburg Schools (PK - 12)

Flood

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1982)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 1982 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.5% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 387 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Google Fiber, T-Mobile.

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