4109 Downing St, Bismarck, ND 58504 Property Records

Burleigh County property record for 4109 Downing St, Bismarck, ND 58504 · Last verified July 2026

Property Summary

Property Type	Commercial Vacant Land
Lot Size	0.342 acres (14,906 sqft)
Owner	2 Individual Names on File
Last Sale	$1,022,398 (Jul 2026)
Tax Bill	$3,165 (2025)
Deeds & Mortgages	Jul 2026 Sale & Construction Loan Jul 2026 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`1558-002-001`

Property Details

APN / Parcel Number

Primary APN	`1558-002-001`

Exterior

Lot Area	14,906 sqft (0.342 acres)
Lot Dimensions	140 ft deep x 98.2 ft wide

Location & Zoning

Street Address	4109 DOWNING ST
City	BISMARCK
State	ND
Zip	58504-8848
Property Category	Commercial
Property Type	Vacant Land > Commercial
Legal Description	SOUTHBAY 5TH ADDITION LOT 1
Legal Subdivision	SOUTHBAY 5TH ADDITION
Legal Block	2
Legal Lot Number	1
Jurisdiction	BURLEIGH ND
Township / Civil Division	BISMARCK
Census Block Group	3
Census Block	3039
Census Tract	11200

Owner

Source: Burleigh County records · APN 1558-002-001

Assessment roll updated March 10, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	2223 PEBBLEVIEW LOOP, BISMARCK, ND 58503-1234
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 10, 2026	Warranty Deed · Construction Mortgage GATE CITY BANK
Jul 10, 2026	Warranty Deed, Transfer BISMARCK TITLE
Jul 28, 2026	Deed of Trust, Mortgage · Line of Credit GATE CITY BANK
Oct 01, 2025	Warranty Deed, Transfer UNKNOWN, BISMARCK TITLE COMPANY

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 10, 2026 · Amount on Record
Deed Sale	Jul 10, 2026 · Amount on Record
Prior Sale	Jul 10, 2026 · Amount on Record
Deed Document Number	2026993029
Record Updated	Sep 20, 2026

July 2026: Warranty Deed

Document Type	Warranty Deed
Jurisdiction	BURLEIGH ND
Recording Date	Jul 10, 2026
Property Address	4109 DOWNING ST, BISMARCK, ND 58504-8848
Document Number	0000993029
Instrument Date	Jul 09, 2026
Instrument	2026993029
Record Updated	Jul 20, 2026
Title Company	BISMARCK TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2223 PEBBLEVIEW LOOP, BISMARCK, ND 58503-1234

Mortgage

Document Number	0000993030,
Date	Jul 10, 2026
Instrument	2026993030

Lender

Name	GATE CITY BANK

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	373 Months
Due	Aug 01, 2057

Interest

Rate	6.53%
Max Rate	-1%

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BURLEIGH ND
Recording Date	Jul 10, 2026
Property Address	4109 DOWNING ST, BISMARCK, ND 58504-8848
Document Number	0000993028
Instrument Date	Jul 09, 2026
Instrument	2026993028
Transaction Type	Transfer
Record Updated	Jul 20, 2026
Title Company	BISMARCK TITLE

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BURLEIGH ND
Recording Date	Jul 28, 2026
Property Address	4109 DOWNING ST, BISMARCK, ND 58504-8848
Document Number	0000993703
Instrument Date	Jul 09, 2026
Instrument	2026993703
Transaction Type	Mortgage
Record Updated	Aug 04, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants, 205
Address	4109 DOWNING ST, BISMARCK, ND 58504-8848

Mortgage

Document Number	0000993703,
Date	Jul 28, 2026
Instrument	2026993703

Lender

Name	GATE CITY BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Jul 23, 2041

Interest

Rate	5.84%
Max Rate	-1%

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BURLEIGH ND
Recording Date	Oct 01, 2025
Property Address	4109 DOWNING ST, BISMARCK, ND 58504-8848
Document Number	0000983061
Instrument Date	Oct 01, 2025
Instrument	983061
Transaction Type	Transfer
Record Updated	Oct 13, 2025
Title Company	UNKNOWN, BISMARCK TITLE COMPANY

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3833 CALGARY CIR, BISMARCK, ND 58503-1323

Tax Assessment & Valuation

Source: Burleigh County records · Assessment roll updated March 10, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	North Dakota
County	Burleigh County
Municipality	Bismarck City
Unified School District	Bismarck Public School District 1 (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,165.00 (+2.26%)	$30,950 (+19.04%) Land $30,950	$61,900 (+19.04%) Land $61,900
2024	$3,095.00 (+9.71%)	$26,000 (-) Land $26,000	$52,000 (-) Land $52,000
2023	$2,821.00 (-0.46%)	$26,000 (+6.12%) Land $26,000	$52,000 (+6.12%) Land $52,000
2022	$2,834.00	$24,500 Land $24,500	$49,000 Land $49,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Burleigh County (38015C), updated June 5, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 380150112003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Cost	Premium on Record median of 69 individual NFIP policies nearby
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	69 in force
Nearby Flood Claims	50 (2009–2011)
Claims Outside the SFHA	9 of 50
Most Recent Claim	Aug 2011, river or lake flooding
Claims By Storm	Flooding, Jul 2011 · 41 claims

Wildfire

Wildfire Risk	Low above 20% of the US · above 31% of North Dakota
Wildfire Likelihood	About 1 in 9,091 per year
Exposure	Indirect within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 203 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Midcontinent Communications	Cable	2,000 / 350

May also be available at this address: Lumen Technologies. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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