4065 Downing St, Bismarck, ND 58504 Property Records

Burleigh County property record for 4065 Downing St, Bismarck, ND 58504

Property Summary

Property Type	Single Family Home
Details	6 bd · 2 ba · 2,707 sqft · built 2015
Lot Size	0.3 acres (13,085 sqft)
Owner	Individual Name on File
Last Sale	$635,000 (Jun 2020)
Tax Bill	$8,596 (2025)
Deeds & Mortgages	Feb 2019 Mortgage Jun 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1555-007-025`

Property Details

APN / Parcel Number

Primary APN	`1555-007-025`

Interior

Bedrooms	6 Beds
Full Baths	2 Baths
Total Rooms	12 Rooms
Stories	2 Stories
Building Area	2,707 sqft Living Area
Basement Area	1,886 sqft
Finished Basement	1,758 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 2015
Architectural Style	French
Construction Type	Frame
Lot Area	13,085 sqft (0.3 acres)
Lot Dimensions	141 ft deep x 104 ft wide
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC

Location & Zoning

Street Address	4065 DOWNING ST
City	BISMARCK
State	ND
Zip	58504-8854
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10
Legal Description	SOUTHBAY 2ND ADDITION LOT 6 & UNDIVIDED INTEREST IN COMMON AREAS
Legal Subdivision	SOUTHBAY SECOND ADDITION
Legal Block	7
Legal Lot Number	6
Jurisdiction	BURLEIGH ND
Township / Civil Division	BISMARCK
Census Block Group	3
Census Block	3039
Census Tract	11200

Owner

4065 Downing St is owned and occupied by an individual who bought it in June 2020.

Source: Burleigh County records, as of March 9, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	4065 DOWNING ST, BISMARCK, ND 58504-8854
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 14, 2019	Deed of Trust, Mortgage · Commercial Mortgage GATE CITY BANK
Jun 11, 2020	Warranty Deed, Transfer · Conventional Mortgage AMERICAN BANK CENTER

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 11, 2020 · Amount on File
Deed Sale	Jun 11, 2020 · Amount on File
Prior Sale	Dec 31, 2015 · Amount on File
Deed Document Number	0000902769
Record Updated	Jun 8, 2026

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BURLEIGH ND
Property Address	4065 DOWNING ST, BISMARCK, ND 58504-8854
Transaction Type	Mortgage
Record Updated	Jun 24, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000882308
Date	Feb 14, 2019
Instrument	882308

Lender

Name	GATE CITY BANK
Type	Bank
Address	BISMARCK, ND 58503

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	180 Months
Due	Feb 23, 2034

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BURLEIGH ND
Recording Date	Jun 11, 2020
Property Address	4065 DOWNING ST, BISMARCK, ND 58504-8854
Document Number	0000902769
Instrument Date	Jun 11, 2020
Instrument	902769
Transaction Type	Transfer
Record Updated	Jun 24, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	4065 DOWNING ST, BISMARCK, ND 58504-8854

Mortgage

Document Number	0000902770
Date	Jun 11, 2020
Instrument	902770

Lender

Name	AMERICAN BANK CENTER
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2050

Mortgage

Document Number	0000902771
Date	Jun 11, 2020
Instrument	902771

Lender

Name	AMERICAN BANK CENTER
Type	Bank
Address	BISMARCK, ND 58501

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	62 Months
Due	Aug 11, 2025

Tax Assessment & Valuation

The 2025 property tax bill for 4065 Downing St was $8,596.

Source: Burleigh County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	North Dakota
County	Burleigh County
Municipality	Bismarck City
Unified School District	Bismarck Public School District 1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,596.00	$340,950 Land $45,000 Building $295,950	$681,900 Land $90,000 Building $591,900
2023	$10,904.00	$348,450 Land $52,500 Building $295,950	$696,900 Land $105,000 Building $591,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4065 Downing St in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 5, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 69 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	69 in force
Nearby Flood Claims	50 (2009–2011)
Claims Outside the SFHA	9 of 50
Most Recent Claim	Aug 2011 · river or lake flooding
Claims by Event	Flooding, Jul 2011 · 41 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4065 Downing St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 69% of North Dakota
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BISMARCK serves 72,417 people · EPA ID ND0800080
Water Source	Groundwater influenced by surface water
Last State Inspection	Sep 2025
Also Mapped Here	SOUTH CENTRAL RWD NORTH BURLEIGH
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 203 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Cable	2,000 / 350

May also be available: CenturyLink.

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