4109 Big Cloud Way, Antelope, CA 95843 Property Records

Sacramento County property record for 4109 Big Cloud Way, Antelope, CA 95843

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,897 sqft · built 1988
Lot Size	0.12 acres (5,227 sqft)
Owner	2 Individual Names on Record
Tax Bill	$4,533 (2025)
Deeds & Mortgages	Jun 2023 Second Mortgage Feb 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`203-0820-026-0000`

Property Details

APN / Parcel Number

Primary APN	`203-0820-026-0000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,897 sqft Living Area
1st Floor Area	1,115 sqft
2nd Floor Area	782 sqft
Family Room	Family Room
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Architectural Style	L-Shape
Construction Type	Wood
Roof Material	Other
Lot Area	5,227 sqft (0.12 acres)
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	4109 BIG CLOUD WAY
City	ANTELOPE
State	CA
Zip	95843-2462
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RD-7
Legal Description	ANTELOPE RANCH 02, LOT 139
Legal Subdivision	ANTELOPE RANCH 02
Legal Lot Number	139
Jurisdiction	SACRAMENTO CA
Township / Civil Division	SACRAMENTO
Census Block Group	2
Census Block	2012
Census Tract	7427

Owner

Source: Sacramento County records, as of September 3, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4109 BIG CLOUD WAY, ANTELOPE, CA 95843-2462
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jun 8, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage DISCOVER BANK
Feb 16, 2021	Intrafamily Transfer, Transfer · FHA Mortgage AMERIS BANK
Oct 22, 2019	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS
Dec 7, 2017	Grant Deed, Transfer · FHA Mortgage SIERRA PACIFIC MTG
Mar 25, 2017	Deed of Trust, Mortgage · Line of Credit NAVY FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 16, 2021
Deed Sale	Feb 16, 2021
Prior Sale	Dec 7, 2017 · Amount on Record
Deed Book / Page	20210216 / 3284
Prior Transfer Date	Feb 5, 2020
Prior Transfer Doc	2160000003284
Record Updated	Oct 29, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	4109 BIG CLOUD WAY, ANTELOPE, CA 95843-2462
Transaction Type	Mortgage
Record Updated	May 15, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4109 BIG CLOUD WAY, ANTELOPE, CA 95843-2462

Mortgage

Document Number	0000000169
Date	Jun 8, 2023
Instrument	202306080169

Lender

Name	DISCOVER BANK
Type	Bank
Address	GREENWOOD, DE 19950

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 7, 2053

February 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SACRAMENTO CA
Recording Date	Feb 16, 2021
Property Address	4109 BIG CLOUD WAY, ANTELOPE, CA 95843-2462
Document Number	0000003284
Map Reference	MB 180 PG 3
Instrument Date	Feb 5, 2020
Instrument	202102163284
Transaction Type	Transfer
Record Updated	May 15, 2026
Title Company	STEWART TITLE, STEWART TITLE OF SACRAMENTO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	4109 BIG CLOUD WAY, ANTELOPE, CA 95843-2462

Mortgage

Document Number	0000003285
Date	Feb 16, 2021
Instrument	202102163285

Lender

Name	AMERIS BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	4109 BIG CLOUD WAY, ANTELOPE, CA 95843-2462
Document Number	1910280580
Instrument Date	Oct 22, 2019
Transaction Type	Mortgage
Record Updated	Nov 12, 2019
Title Company	STEWART TITLE, STEWART TITLE/SACRAMENTO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4109 BIG BICLOUD WAY ANTELOPE CA 95843, ANTELOPE, CA 95843

Mortgage

Document Number	1910280580
Date	Oct 28, 2019
Instrument	1910280580

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 27, 2049

December 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Dec 7, 2017
Property Address	4109 BIG CLOUD WAY, ANTELOPE, CA 95843-2462
Document Number	1712071587
Instrument Date	Dec 6, 2017
Instrument	1712071587
Transaction Type	Transfer
Record Updated	Jan 3, 2018
Title Company	NORTH AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$385.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4109 BIG CLOUD WAY ANTELOPE CA 958432462, ANTELOPE, CA 95843-2462

Mortgage

Document Number	1712071588
Date	Dec 7, 2017
Instrument	1712071588

Lender

Name	SIERRA PACIFIC MTG
Type	Mortgage Company
Address	FOLSOM, CA 95630

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 6, 2047

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	4109 BIG CLOUD WAY, ANTELOPE, CA 95843-2462
Document Number	0000000600
Book / Page	170407 / 000600
Instrument Date	Mar 25, 2017
Transaction Type	Mortgage
Record Updated	Apr 24, 2017
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4109 BIG CLOUD WAY ANTELOPE CA 958432462, ANTELOPE, CA 95843-2462

Mortgage

Document Number	0000000600
Date	Apr 7, 2017
Book Page	170407/000600

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	480 Months
Due	Apr 6, 2057

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Unified School District	Center Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$406,198 (+2%) Land $75,435 Building $330,763
2025	$4,533.00 (-2.16%)	$398,234 (+4.04%) Land $73,956 Building $324,278
2024	$4,633.00 (+2.23%)
2023	$4,532.00 (+0.87%)	$382,772 Land $71,085 Building $311,687
2022	$4,493.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAL AM - ANTELOPE private · serves 35,617 people · EPA ID CA3410031
Water Source	Purchased surface water from SACRAMENTO SUBURBAN WATER DISTRICT
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 707 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Cal.net Fixed Wireless	100 / 20

May also be available: AT&T, Succeed.Net, unWired Broadband, Verizon.

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